See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 13 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 2 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CONDUENT HR SERVICES EIN 81-2983623 RECORDKEEPER | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.); Recordkeeping fees Service code 15 | — | $1.3M |
| RUSSELL INVESTMENT TRUST CO. EIN 91-1116938 INVESTMENT MANAGEMENT | Investment management; Investment management fees paid directly by plan Service code 28 | — | $975K |
| NORTHERN TRUST EIN 36-1561860 TRUSTEE/CUSTODIAN | Custodial (other than securities); Float revenue; Trustee (bank, trust company, or similar financial institution); Other fees; Custodial (securities) Service code 18 | — | $303K |
| PAYDEN & RYGEL EIN 95-3921788 INVESTMENT MANAGEMENT | Investment management fees paid directly by plan; Investment management Service code 28 | — | $295K |
| STATE STREET GLOBAL ADVISORS EIN 04-1867445 INVESTMENT MANAGEMENT | Investment management fees paid directly by plan; Investment management Service code 28 | — | $168K |
| AON HEWITT CONSULTING EIN 77-0182453 ACTUARY | Actuarial; Direct payment from the plan Service code 11 | — | $101K |
| RUSSELL INVESTMENTS CAPITAL LLC EIN 91-1659779 CONSULTANT | Consulting (pension); Direct payment from the plan Service code 17 | — | $84K |
| SCHRODER INVESTMENT MANAGEMENT EIN 13-4064414 INVESTMENT MANAGEMENT | Investment management; Investment management fees paid directly by plan Service code 28 | — | $68K |
| DELOITTE TAX CONSULTING EIN 86-1065772 CONSULTANT | Consulting fees; Consulting (general) Service code 16 | — | $51K |
| SANDERS CAPITAL ALL ASSET FUND EIN 27-0705845 INVESTMENT MANAGEMENT | Investment management fees paid directly by plan; Investment management Service code 28 | — | $45K |
| DBL EQUITY FUND - BAEF II LP EIN 01-0913275 INVESTMENT MANAGEMENT | Investment management; Investment management fees paid directly by plan Service code 28 | — | $23K |
| SOUTHERN CALIFORNIA EDISON CO. EIN 95-1240335 PLAN SPONSOR | Plan Administrator; Direct payment from the plan Service code 14 | — | $23K |
| BLACKROCK INSTITUTIONAL TRUST CO. EIN 94-3112180 INVESTMENT MANAGEMENT | Investment management; Trustee (bank, trust company, or similar financial institution); Investment management fees paid directly by plan; Direct payment from the plan; Trustee (discretionary) Service code 21 | — | $14K |
| WILSHIRE US PRVT MRKT VIII EIN 26-0217613 INVESTMENT MANAGEMENT | Investment management fees paid directly by plan; Investment management Service code 28 | — | $13K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 13,037 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 13,603 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 26,640 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 4 carriers) | HEALTH NET | 4,501 | $69.7M |
| Dental | CIGNA HEALTH & LIFE INBSURANCE COMPANY | 3,141 | $891K |
| Vision | VISION SERVICE PLAN | 24,616 | $3.8M |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 12,927 | $10.6M |
| Prescription drug(2 contracts) | KAISER FOUNDATION HEALTH PLAN INC. | 2,427 | $5.6M |
| Other(6 contracts, 3 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 12,951 | $12.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 24,616 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary broker changed. The plan may take a second-look pitch.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.