See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 15 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 7 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CONDUENT HR SERVICES EIN 81-2983623 RECORDKEEPER | Recordkeeping and information management (computing, tabulating, data processing, etc.); Recordkeeping fees; Direct payment from the plan Service code 15 | — | $1.2M |
| RUSSELL INVESTMENT TRUST CO. EIN 91-1116938 INVESTMENT MANAGEMENT | Investment management; Investment management fees paid directly by plan Service code 28 | — | $1.2M |
| NORTHERN TRUST EIN 36-1561860 TRUSTEE/CUSTODIAN | Custodial (other than securities); Other fees; Trustee (bank, trust company, or similar financial institution); Float revenue; Custodial (securities) Service code 18 | — | $426K |
| PAYDEN & RYGEL EIN 95-3921788 INVESTMENT MANAGEMENT | Investment management; Investment management fees paid directly by plan Service code 28 | — | $252K |
| STATE STREET GLOBAL ADVISORS EIN 04-1867445 INVESTMENT MANAGEMENT | Investment management fees paid directly by plan; Investment management Service code 28 | — | $187K |
| SOUTHERN CALIFORNIA EDISON CO. EIN 95-1240335 PLAN SPONSOR | Plan Administrator; Direct payment from the plan Service code 14 | — | $120K |
| AON HEWITT CONSULTING EIN 77-0182453 ACTUARY | Actuarial; Direct payment from the plan Service code 11 | — | $105K |
| RUSSELL INVESTMENTS CAPITAL LLC EIN 91-1659779 CONSULTANT | Direct payment from the plan; Consulting (pension) Service code 17 | — | $82K |
| SCHRODER INVESTMENT MANAGEMENT EIN 13-4064414 INVESTMENT MANAGEMENT | Investment management; Investment management fees paid directly by plan Service code 28 | — | $70K |
| BLACKROCK INSTITUTIONAL TRUST CO. EIN 94-3112180 INVESTMENT MANAGEMENT | Trustee (discretionary); Investment management; Investment management fees paid directly by plan; Trustee (bank, trust company, or similar financial institution); Direct payment from the plan Service code 21 | — | $58K |
| DELOITTE TAX CONSULTING EIN 86-1065772 CONSULTANT | Consulting fees; Consulting (general) Service code 16 | — | $52K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 12,681 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 13,640 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 26,321 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 4 carriers) | HEALTH NET | 4,685 | $72.6M |
| Dental(2 contracts, 2 carriers) | SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION | 4,204 | $1.2M |
| Vision | VISION SERVICE PLAN | 24,547 | $3.9M |
| Life insurance(2 contracts) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 23,100 | $10.1M |
| Prescription drug(2 contracts) | KAISER FOUNDATION HEALTH PLAN INC. | 2,272 | $5.2M |
| Other(4 contracts, 3 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 12,872 | $2.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 24,547 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.