| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA INC. DBA TRION GROUP, MMC | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $99K | $132K | $231K | 3.49% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA INC. DBA TRION GROUP, MMC | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $33K | $45K | $78K | 3.52% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENN DBA TRION GROUP, MMC | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $19K | $57K | $75K | 6.02% |
| CONDUENT HR CONSULTING LLC3 Filed as: CONDUENT HR CONSULTING, LLC | BOX 202617 DALLAS, TX 75320 | ARAG INSURANCE COMPANY | $10K | $0 | $10K | 5.80% |
| BUCK CONSULTANTS LLC3 Filed as: BUCK CONSULTANTS, LLC | BOX 202617 DALLAS, TX 75320 | ARAG INSURANCE COMPANY | $7K | $0 | $7K | 4.20% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLEN. DBA TRION GROUP, MMC | 2300 RENAISSANCE BLVD KING OF PRUSSIA, PA 19406 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | $8K | $10K | 6.18% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| RUSSELL INVESTMENTS EIN 91-0604934 INVESTMENT MANAGEMENT | Investment management fees paid directly by plan; Investment management Service code 28 | — | $1.4M |
| CONDUENT HR SVCS EIN 81-2983623 RECORDKEEPER | Direct payment from the plan; Recordkeeping fees; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $994K |
| NORTHERN TRUST EIN 36-1561860 TRUSTEE/ CUSTODIAN | Trustee (bank, trust company, or similar financial institution); Custodial (securities); Other fees; Float revenue; Custodial (other than securities) Service code 18 | — | $303K |
| XEROX HR SOLUTIONS LLC EIN 16-0468020 RECORDKEEPER | Recordkeeping fees; Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $226K |
| PAYDEN & RYGEL EIN 95-3921788 INVESTMENT MANAGEMENT | Investment management fees paid directly by plan; Investment management Service code 28 | — | $214K |
| STATE STREET GLOBAL ADVISORS EIN 04-1867445 INVESTMENT MANAGEMENT | Investment management; Investment management fees paid directly by plan Service code 28 | — | $195K |
| SOUTHERN CALIFORNIA EDISON COMPANY EIN 95-1240335 PLAN SPONSOR | Plan Administrator; Direct payment from the plan Service code 14 | — | $115K |
| AON HEWITT CONSULTING EIN 77-0182453 ACTUARY | Actuarial; Direct payment from the plan Service code 11 | — | $107K |
| FRANK RUSSELL EIN 91-1175091 CONSULTING | Consulting (pension); Direct payment from the plan Service code 17 | — | $80K |
| DELOITTE TAX CONSULTING EIN 86-1065772 CONSULTING | Consulting fees; Consulting (general) Service code 16 | — | $59K |
| SCHRODER INVESTMENT MANAGEMENT EIN 13-4064414 INVESTMENT MANAGEMENT | Investment management; Investment management fees paid directly by plan Service code 28 | — | $58K |
| BLACKROCK EIN 94-3112180 INVESTMENT MANAGEMENT | Investment management; Trustee (bank, trust company, or similar financial institution); Investment management fees paid directly by plan; Trustee (discretionary); Direct payment from the plan Service code 21 | — | $42K |
| PACIFIC INVESTMENT MANAGEMENT CO EIN 33-0629048 INVESTMENT MANAGEMENT | Investment management fees paid directly by plan; Investment management Service code 28 | — | $29K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 12,610 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 13,715 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 26,325 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 4 carriers) | HEALTH NET MPP | 4,887 | $69.2M |
| Dental(2 contracts, 2 carriers) | BLUE CROSS OF CALIFORNIA DENTAL | 4,314 | $1.4M |
| Life insurance(2 contracts) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 23,368 | $8.9M |
| Prescription drug(4 contracts, 3 carriers) | HEALTH NET MPP | 4,887 | $44.1M |
| Other(4 contracts, 3 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 12,631 | $1.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 23,368 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.