See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| LABOR TRUST SERVICES, INC. NONE | Contract Administrator; Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 13 | 375 W 36TH AVE 200 ANCHORAGE, AK 99503 | $725K |
| AETNA, INC. EIN 06-6033492 NONE | Direct payment from the plan; Accounting (including auditing); Claims processing; Product termination fees (surrender charges, etc.) Service code 10 | — | $273K |
| BEACON OHSS, INC. NONE | Other services; Direct payment from the plan Service code 49 | 800 CORDOVA STREET ANCHORAGE, AK 99501 | $227K |
| RAEL & LETSON EIN 94-1701048 NONE | Actuarial; Consulting (general); Direct payment from the plan Service code 11 | — | $179K |
| HEALTH CARE COST MGMT CORP OF AK NONE | Direct payment from the plan Service code 50 | 1469 HOLY CROSS DRIVE FAIRBANKS, AK 99709 | $51K |
| ALASKA VACCINE ASSESSMENT PROGRAM NONE | Other services; Direct payment from the plan Service code 49 | P.O. BOX 1885 CONCORD, NH 033021885 | $36K |
| BARLOW COUGHRAN MORALES EIN 91-0889948 NONE | Legal; Direct payment from the plan Service code 29 | — | $34K |
| CLIFTONLARSONALLEN LLP EIN 41-0746749 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $31K |
| ANASTASI, MOORE & MARTIN, PLLC EIN 20-8149084 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $24K |
| TRANSCARENT NONE | Direct payment from the plan; Other services Service code 49 | 4700 S SYRACUSE ST DENVER, CO 80237 | $18K |
| MARSH & MCLENNAN AGENCY LLC NONE | Insurance services; Direct payment from the plan Service code 23 | 1166 6TH AVE NEW YORK, NY 10036 | $15K |
| MEKETA INVESTMENT GROUP, INC. EIN 04-2659023 NONE | Direct payment from the plan; Consulting (pension); Investment advisory (plan) Service code 17 | — | $13K |
| BANK OF AMERICA CORPORATION NONE | Custodial (other than securities); Direct payment from the plan Service code 18 | 100 NORTH TRYON STREET CHARLOTTE, NC 28255 | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,696 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 32 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,728 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 792 | $20K |
| Stop-loss / reinsurancereinsurance | RELIASTAR LIFE INSURANCE COMPANY | 987 | $1.2M |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 792 | $20K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 987 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.