Filings through .
History & trajectory Charts need 2 or more years. This plan has 10 years on file. Pro shows premium, premium per covered life, covered lives and carrier and broker share for every year.
See pricingTotal premium grew more than 20% over the prior year. The plan is a good candidate to re-shop its carriers.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan has rich benefits or a bad rate.
The Schedule A insurance contracts show who carries the risk, for which benefits and for how many people.
| Carrier | Coverage | Premium |
|---|---|---|
Broker: KTP Advisors HealthRxOther | HealthRxOther | |
Stop-loss | Stop-loss | |
Broker: Robert Bergman Life | Life |
Premium, covered lives, retention, contract number and renewal month for each carrier are on Pro.
See premium, retention and renewal dates for 3 contracts with Pro. Pro is free for 7 days and then costs $49 a month.
These benefits are declared on the Form 5500 main form. A ✓ means the benefit also has a Schedule A insurance contract. Without one, plan assets or a Schedule C TPA fund the benefit.
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,586 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 849 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 5,435 | Active, retired or separated, and beneficiaries. Dependents are not counted. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED AMERICAN INSURANCE COMPANY | 911 | $4.7M |
| Life insurance | AMALGAMATED LIFE INSURANCE COMPANY | 2,291 | $329K |
| Prescription drug | UNITED AMERICAN INSURANCE COMPANY | 911 | $4.7M |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE COMPANY | 4,586 | $3.8M |
| Other | UNITED AMERICAN INSURANCE COMPANY | 911 | $4.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,586 | - |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool instead of this filer's headcount. We show the row, but it does not count the people in this plan.
Brokers paid through Schedule A and service providers paid through Schedule C.
| Broker | Commissions |
|---|---|
Carrier: United American Insurance Company | |
Carrier: Amalgamated Life Insurance Company | |
Carrier: Amalgamated Life Insurance Company | |
Carrier: Amalgamated Life Insurance Company |
Commissions, fees, broker address and the carrier each broker is paid through are on Pro.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ALLIED TRADES ASSISTANCE PROGRAM EIN 23-2591093 NONE | Other services; Direct payment from the plan Service code 49 | — | $1.3M |
| INDEPENDENCE BLUE CROSS EIN 23-2184623 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $977K |
| GUARDIAN NURSES EIN 57-1187937 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $478K |
| BRIDGEWAY BENEFIT TECHNOLOGIES EIN 52-1796473 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | — | $326K |
| BENECARD SERVICES, INC. EIN 22-2998772 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $252K |
| NOVAK FRANCELLA LLC EIN 61-1436956 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $246K |
| MICHAEL PREVITERA EIN 91-2036994 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $218K |
| FIDELIO INSURANCE COMPANY EIN 23-2436056 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $159K |
| ROBYN SIMPSON EIN 91-2036994 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $149K |
| TARA CLARK EIN 91-2036994 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $103K |
| TERESA MCDONOUGH EIN 91-2036994 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $103K |
| REBECCA FLETCHER EIN 91-2036994 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $102K |
| CHARTWELL INVESTMENT PARTNERS LLC EIN 36-4776242 NONE | Soft dollars commissions; Investment management fees paid directly by plan; Investment management Service code 28 | — | $89K |
| KERRI BURKE EIN 91-2036994 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $88K |
| CONOR WATTON EIN 91-2036994 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $86K |
| EMBER IT LLC NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | 1019 W 9TH AVE SUITE C KING OF PRUSSIA, PA 19406 | $82K |
| TANYA MCLAUGHLIN EIN 91-2036994 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $72K |
| MWM LAW LLC EIN 22-1981248 NONE | Legal; Direct payment from the plan Service code 29 | — | $64K |
| PEG HANDLEY EIN 91-2036994 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $63K |
| ERICA MILLER EIN 91-2036994 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $63K |
| BRIAN SMITH EIN 91-2036994 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $59K |
| MARY TOLL EIN 91-2036994 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $55K |
| PASCO INVESTMENT ADVISORS INC EIN 22-3326624 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $52K |
| SUMMIT ACTUARIAL SERVICES EIN 11-4385930 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $40K |
| PNC BANK EIN 25-1211909 NONE | Custodial (securities); Direct payment from the plan Service code 19 | — | $33K |
| 617MEDIAGROUP EIN 90-1252805 NONE | Direct payment from the plan; Copying and duplicating Service code 36 | — | $32K |
| CHARLSON, BRABER, MCCABE & DENMARK EIN 81-3679705 NONE | Legal; Direct payment from the plan Service code 29 | — | $25K |
| NATIONAL VISION ADMINISTRATORS LLC EIN 74-3033381 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $21K |
| RBC WEALTH MANAGEMENT EIN 41-1416330 NONE | Investment management fees paid directly by plan; Investment advisory (plan) Service code 27 | — | $18K |
| DELAWARE VALLEY HEALTH CARE COALIT. EIN 23-2813763 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $17K |
| SPEAR WILDERMAN EIN 23-2749511 NONE | Legal; Direct payment from the plan Service code 29 | — | $14K |
| CANON FINANCIAL SERVICES, INC. EIN 13-2561772 NONE | Direct payment from the plan; Copying and duplicating Service code 36 | — | $11K |
| CHEIRON, INC. EIN 13-4215617 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $10K |
This section shows how the plan is funded and what that means for risk.
Welfare charges, retention and retention rate (the carrier margin on this plan) are on Pro.
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10 filings · 2016 to 2025