| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| KTP ADVISORS, INC.3 Filed as: KTP ADVISORS | 130 BELLEVUE AVE., SUITE 211 NEWPORT, RI 02840 | UNITED AMERICAN INSURANCE COMPANY | $158K | — | $158K | 5.01% |
| ROBERT BERGMAN3 | 123 KILBURN DRIVE CHERRY HILL, NJ 08003 | HM LIFE INSURANCE COMPANY | $52K | — | $52K | 3.50% |
| INDECS CORPORATION5 | 1099 WALL STREET WEST, STE 317 LYNDHURST, NJ 07071 | AETNA SIGNATURE ADMINISTRATORS | — | $36K | $36K | 9.29% |
| MERITAIN HEALTH5 Filed as: AETNA SIGNATURE ADMINISTRATORS | 29742 NETWORK PLACE CHICAGO, IL 606731297 | AETNA SIGNATURE ADMINISTRATORS | — | $26K | $26K | 6.66% |
| HEALTHCARE STRAGETIS5 Filed as: HEALTHCARE STRATEGIES | P.O. BOX 37039 BALTIMORE, MD 212973039 | AETNA SIGNATURE ADMINISTRATORS | — | $4K | $4K | 1.01% |
| THE PERZEL AGENCY INC3 Filed as: THE PERZEL AGENCY, INC. | 7338 FRANKFORD AVE PHILADELPHIA, PA 19136 | AMALGAMATED LIFE INSURANCE COMPANY | $10K | — | $10K | 4.00% |
| ALFRED HEALY3 | 811 BETHLEHEM PIKE GLENSIDE, PA 19038 | AMALGAMATED LIFE INSURANCE COMPANY | $10K | — | $10K | 4.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| INDEPENDENCE BLUE CROSS EIN 23-2184623 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $1.2M |
| GUARDIAN NURSES EIN 57-1187937 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $217K |
| SPEAR, WILDERMAN, BORISH & ENDY EIN 23-2749511 NONE | Legal; Direct payment from the plan Service code 29 | — | $169K |
| MICHAEL PREVITERA EIN 91-2036994 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $149K |
| FIDELIO INSURANCE COMPANY EIN 23-2436056 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $112K |
| JOAN ROMAN EIN 91-2036994 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $106K |
| BENECARD SERVICES, INC. EIN 22-2998772 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $100K |
| NOVAK FRANCELLA LLC EIN 61-1436956 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $95K |
| ROBYN SIMPSON EIN 91-2036994 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $93K |
| KERRI BURKE EIN 91-2036994 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $86K |
| INNOVATIVE SOFTWARE SOLUTIONS INC. EIN 23-2182079 NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $84K |
| PEG HANDLEY EIN 91-2036994 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $75K |
| WILLIAM VARRA EIN 91-2036994 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $67K |
| CHARTWELL INVESTMENT PARTNERS LLC EIN 36-4776242 NONE | Investment management fees paid directly by plan; Soft dollars commissions; Investment management Service code 28 | — | $64K |
| ANNETTE GASPARON EIN 91-2036994 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $59K |
| LIVENGRIN FOUNDATION EIN 23-1668916 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $59K |
| TANYA MCAUGHLIN EIN 91-2036994 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $56K |
| ALLIED TRADES ASSISTANCE PROGRAM EIN 23-2591093 NONE | Other services; Direct payment from the plan Service code 49 | — | $50K |
| MARY TOLL EIN 91-2036994 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $50K |
| BRIAN SMITH EIN 91-2036994 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $49K |
| CHARLSON, BRABER, MCCABE & DENMARK EIN 81-3679705 NONE | Legal; Direct payment from the plan Service code 29 | — | $40K |
| BPAS ACTUARIAL AND PENSION SERVICES NONE | Direct payment from the plan; Actuarial Service code 11 | 3401 MASONS MILL ROAD - SUITE 601 HUNTINGDON VALLEY, PA 19006 | $40K |
| CRAIG SOCKET EIN 91-2036994 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $40K |
| NORTHPOINTE CAPITAL LLC EIN 23-3025935 NONE | Investment management; Direct payment from the plan Service code 28 | — | $39K |
| PROSUPPORT SYSTEMS NONE | Direct payment from the plan; Consulting (general) Service code 16 | 327 MONTGOMERY AVE. BALA CYNWYD, PA 19004 | $35K |
| MALVERN INSTITUTE NONE | Direct payment from the plan; Consulting (general) Service code 16 | 940 W. KING ROAD MALVERN, PA 19355 | $34K |
| ENVISION RX EIN 90-1011712 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $31K |
| VICTORIA SOMERS EIN 91-2036994 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $27K |
| HEALTH MAP CORPORATION NONE | Direct payment from the plan; Consulting (general) Service code 16 | 1 CLEMENTS CT MOUNT LAUREL, NJ 08054 | $24K |
| TEMPLE UNIVERSITY HOSPITAL EIN 23-2825878 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $19K |
| NATIONAL VISION ADMINISTRATORS LLC EIN 74-3033381 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $19K |
| RBC WEALTH MANAGEMENT EIN 41-1416330 NONE | Investment management fees paid directly by plan; Investment advisory (plan) Service code 27 | — | $18K |
| PNC BANK EIN 25-1211909 NONE | Direct payment from the plan; Custodial (securities) Service code 19 | — | $15K |
| KEYSTONE HEALTH PLAN EAST EIN 23-2405376 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $15K |
| AMBROSIA OF NEW JERSEY, LLC NONE | Consulting (general); Direct payment from the plan Service code 16 | 287 OLD MARLTON PIKE MEDFORD, NJ 080558761 | $14K |
| POCONO MOUNTAIN RECOVERY CENTER NONE | Direct payment from the plan; Consulting (general) Service code 16 | 3437 PA-715 HENRYVILLE, PA 18332 | $13K |
| ONWARD BEHAVIORAL HEALTH, INC. EIN 23-2666683 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $10K |
| P & P CATERING NONE | Direct payment from the plan; Other fees Service code 50 | 2791 SOUTHAMPTON RD. PHILADELPHIA, PA 19154 | $6K |
| DELAWARE VALLEY HEALTH CARE COALIT. EIN 23-2813763 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,947 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 771 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 2,718 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITED AMERICAN INSURANCE COMPANY | 626 | $4.0M |
| Life insurance | AMALGAMATED LIFE INSURANCE COMPANY | 2,080 | $251K |
| Prescription drug | UNITED AMERICAN INSURANCE COMPANY | 626 | $3.2M |
| Stop-loss / reinsurancereinsurance(2 contracts, 2 carriers) | HM LIFE INSURANCE COMPANY | 2,158 | $1.9M |
| Other | UNITED AMERICAN INSURANCE COMPANY | 626 | $3.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,158 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.