Welfare broker

KTP ADVISORS, INC.

Mailing address (most recent filing)

130 BELLEVUE AVE, SUITE 211

NEWPORT, RI 02840

Total comp: $524K
Commissions: $524K
Fees: $0
Filings: 3
Sponsors: 3

Carrier mix

Where KTP ADVISORS, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

TRANSAMERICA LIFE INSURANCE COMPANY33.3%
UNITED AMERICAN INSURANCE COMPANY33.3%
FIDELIO INSURANCE COMPANY33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
TRANSAMERICA LIFE INSURANCE COMPANY	1	$1.5M	33.3%
UNITED AMERICAN INSURANCE COMPANY	1	$8.8M	33.3%
FIDELIO INSURANCE COMPANY	1	$8.8M	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	2	$17.7M	0.0%	15.99x
IL	1	$1.5M	0.0%	9.49x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of KTP ADVISORS, INC.'s plans by broker comp / premium ratio. Median 5.72% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of KTP ADVISORS, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where KTP ADVISORS, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
INTERNATIONAL UNION OF OPERATING ENGINEERS WELFARE FUND OF EAST. PA & INTERNATIONAL UNION OF OPERATING ENGINEERS WELFARE FUND OF EASTERN PENNSYLVANIA AND DELAWARE	PA	$8.8M	$506K	FIDELIO INSURANCE COMPANY
BRUNSWICK CORPORATION BRUNSWICK UMBRELLA RETIREE WELFARE BENEFIT PLAN	IL	$1.5M	$206K	MONUMENTAL/AEGON
IUPAT DISTRICT COUNCIL NO. 21 WELFARE FUND IUPAT DISTRICT COUNCIL NO. 21 WELFARE FUND	PA	$8.8M	$140K	UNITED AMERICAN INSURANCE COMPANY

Carrier

Plans

Premium

TRANSAMERICA LIFE INSURANCE COMPANY

$1.5M

33.3%

UNITED AMERICAN INSURANCE COMPANY

$8.8M

33.3%

FIDELIO INSURANCE COMPANY

$8.8M

33.3%

State

Plans

Premium

State share

Index

$17.7M

0.0%

15.99x

$1.5M

0.0%

9.49x

Sponsor

Loc

Premium

Comp

Carrier

INTERNATIONAL UNION OF OPERATING ENGINEERS WELFARE FUND OF EAST. PA &

INTERNATIONAL UNION OF OPERATING ENGINEERS WELFARE FUND OF EASTERN PENNSYLVANIA AND DELAWARE

$8.8M

$506K

FIDELIO INSURANCE COMPANY

BRUNSWICK CORPORATION

BRUNSWICK UMBRELLA RETIREE WELFARE BENEFIT PLAN

$1.5M

$206K

MONUMENTAL/AEGON

IUPAT DISTRICT COUNCIL NO. 21 WELFARE FUND

$8.8M

$140K

UNITED AMERICAN INSURANCE COMPANY