Welfare broker

ROBERT BERGMAN

Mailing address (most recent filing)

11 S ADAMS AVE, UNIT 1

MARGATE CITY, NJ 08402

Total comp: $94K
Commissions: $94K
Fees: $0
Filings: 5
Sponsors: 5

Carrier mix

Where ROBERT BERGMAN places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$6.2M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
NY	1	$6.2M	0.0%	20.01x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ROBERT BERGMAN's plans by broker comp / premium ratio. Median 0.23% vs welfare-wide median 6.40% (n=1).

Prospect-flag exposure · vs market baseline

Share of ROBERT BERGMAN's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where ROBERT BERGMAN is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
TRUSTEES OF LOCAL NO 41 IBEW HEALTH FUND LOCAL NO. 41 IBEW HEALTH FUND	NY	$6.2M	$14K	HIGHMARK WESTERN & NORTHEASTERN NEW YORK INC.