| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| KTP ADVISORS, INC.3 Filed as: KTP ADVISORS | 38 WASHINGTON SQUARE NEWPORT, RI 02840 | UNITED AMERICAN INSURANCE COMPANY | $126K | — | $126K | 5.00% |
| ROBERT BERGMAN3 | 123 KILBURN DRIVE CHERRY HILL, NJ 08003 | HM LIFE INSURANCE COMPANY | $47K | — | $47K | 3.50% |
| INDECS CORPORATION5 | 1099 WALL STREET WEST, STE 317 LYNDHURST, NJ 07071 | AETNA SIGNATURE ADMINISTRATORS | — | $36K | $36K | 9.86% |
| MERITAIN HEALTH5 Filed as: AETNA SIGNATURE ADMINISTRATORS | 29742 NETWORK PLACE CHICAGO, IL 60673 | AETNA SIGNATURE ADMINISTRATORS | — | $26K | $26K | 6.97% |
| HEALTHCARE STRAGETIS5 Filed as: HEALTHCARE STRATEGIES | P.O. BOX 37039 BALTIMORE, MD 212973039 | AETNA SIGNATURE ADMINISTRATORS | — | $4K | $4K | 1.09% |
| THE PERZEL AGENCY INC3 Filed as: PERZEL AGENCY | 7338 FRANKFORD AVE PHILADELPHIA, PA 19136 | AMALGAMATED LIFE INSURANCE COMPANY | $8K | — | $8K | 4.00% |
| ALFRED HEALY3 | 811 BETHLEHEM PIKE GLENSIDE, PA 19038 | AMALGAMATED LIFE INSURANCE COMPANY | $8K | — | $8K | 4.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| INDEPENDENCE BLUE CROSS EIN 23-2184623 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $1.1M |
| SPEAR WILDERMAN EIN 23-2749511 NONE | Legal; Direct payment from the plan Service code 29 | — | $171K |
| MICHAEL PREVITERA EIN 91-2036994 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $150K |
| FIDELIO INSURANCE COMPANY EIN 23-2436056 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $97K |
| ENVISION RX EIN 90-1011712 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $95K |
| CRAIG SOCKET EIN 91-2036994 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $90K |
| INNOVATIVE SOFTWARE SOLUTIONS INC. EIN 23-2182079 NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $84K |
| NOVAK FRANCELLA LLC EIN 61-1436956 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $84K |
| ANNETTE GASPARON EIN 91-2036994 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $80K |
| JOAN ROMAN EIN 91-2036994 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $79K |
| ROBYN SIMPSON EIN 91-2036994 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $76K |
| PEG HANDLEY EIN 91-2036994 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $75K |
| BRIAN SMITH EIN 91-2036994 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $67K |
| KERRI BURKE EIN 91-2036994 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $64K |
| CHARTWELL INVESTMENT PARTNERS LLC EIN 36-4776242 NONE | Investment management fees paid directly by plan; Soft dollars commissions; Investment management Service code 28 | — | $62K |
| VICTORIA SOMERS EIN 91-2036994 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $57K |
| WILLIAM VARA EIN 91-2036994 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $52K |
| NORTHPOINTE CAPITAL LLC EIN 23-3025935 NONE | Investment management; Direct payment from the plan Service code 28 | — | $51K |
| ALLIED TRADES ASSISTANCE PROGRAM EIN 23-2591093 NONE | Other services Service code 49 | — | $50K |
| TANYA MCAUGHLIN EIN 91-2036994 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $50K |
| BPAS ACTUARIAL AND PENSION SERVICES NONE | Direct payment from the plan; Actuarial Service code 11 | 3401 MASONS MILL ROAD - SUITE 601 HUNTINGDON VALLEY, PA 19006 | $40K |
| MEGAN BRODZINSKI EIN 91-2036994 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $39K |
| GUARDIAN NURSES EIN 57-1187937 NONE | Consulting (general); Direct payment from the plan Service code 16 | — | $33K |
| LIVENGRIN FOUNDATION EIN 23-1668916 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $32K |
| RBC WEALTH MANAGEMENT EIN 41-1416330 NONE | Investment advisory (plan); Investment management fees paid directly by plan Service code 27 | — | $18K |
| KEYSTONE HEALTH PLAN EAST EIN 23-2405376 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $18K |
| NATIONAL VISION ADMINISTRATORS LLC EIN 74-3033381 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $18K |
| JACOBY DONNER P.C. EIN 23-2220388 NONE | Legal; Direct payment from the plan Service code 29 | — | $14K |
| PNC BANK EIN 25-1211909 NONE | Custodial (securities); Direct payment from the plan Service code 19 | — | $12K |
| ARCHSTONE RECOVERY CENTER INC. NONE | Direct payment from the plan; Consulting (general) Service code 16 | 501 W. PERRY STREET LANTANA, FL 33462 | $12K |
| TEMPLE UNIVERSITY HOSPITAL EIN 23-2825878 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $11K |
| AMBROSIA SOUTH NONE | Consulting (general); Direct payment from the plan Service code 16 | 222 PICADILLY STREET WEST PALM BEACH, FL 33407 | $11K |
| THE HORSHAM CLINIC NONE | Direct payment from the plan; Consulting (general) Service code 16 | 722 BUTLER PIKE AMBLER, PA 19002 | $6K |
| HEALTH MAP CORPORATION NONE | Consulting (general); Direct payment from the plan Service code 16 | 1 CLEMENTS CT MOUNT LAUREL, NJ 08054 | $6K |
| REHAB AFTER WORK NONE | Consulting (general); Direct payment from the plan Service code 16 | 1420 WALNUT STREET - SUITE 500 PHILADELPHIA, PA 19102 | $6K |
| PROSUPPORT SYSTEMS NONE | Direct payment from the plan; Consulting (general) Service code 16 | 327 MONTGOMERY AVE. BALA CYNWYD, PA 19004 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,114 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 783 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 2,897 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITED AMERICAN INSURANCE COMPANY | 586 | $3.2M |
| Life insurance | AMALGAMATED LIFE INSURANCE COMPANY | 2,024 | $190K |
| Prescription drug | UNITED AMERICAN INSURANCE COMPANY | 586 | $2.5M |
| Stop-loss / reinsurancereinsurance(2 contracts, 2 carriers) | HM LIFE INSURANCE COMPANY | 1,949 | $1.7M |
| Other | UNITED AMERICAN INSURANCE COMPANY | 586 | $2.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,024 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.