Welfare broker

ROBERT BERGMAN

Mailing address (most recent filing)

11 S ADAMS AVE, UNIT 1

MARGATE CITY, NJ 08402

Total comp: $126K
Commissions: $126K
Fees: $0
Filings: 6
Sponsors: 6

Carrier mix

Where ROBERT BERGMAN places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	2	$7.5M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
PA	1	$1.3M	0.0%	11.99x
NY	1	$6.2M	0.0%	9.91x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of ROBERT BERGMAN's plans by broker comp / premium ratio. Median 2.65% vs welfare-wide median 6.29% (n=2).

Prospect-flag exposure · vs market baseline

Share of ROBERT BERGMAN's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-2 of 2 sponsors where ROBERT BERGMAN is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ACLARIS THERAPEUTICS, INC. ACLARIS THERAPEUTICS, INC. BENEFITS AND WELFARE PLAN	PA	$1.3M	$67K	HIGHMARK
TRUSTEES OF LOCAL NO 41 IBEW HEALTH FUND LOCAL NO. 41 IBEW HEALTH FUND	NY	$6.2M	$14K	HIGHMARK WESTERN & NORTHEASTERN NEW YORK INC.