| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INS. OF NEVADA INC | PIPER JORDAN PO BOX 743171 LOS ANGELES, CA 900743171 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $158K | — | $158K | 3.81% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INC | ATTN-ACCOUNTING PO BOX 2456 CLEARWATER, FL 337572456 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $134K | — | $134K | 3.25% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INS OF NV | PO BOX 743171 LOS ANGELES, CA 90074 | HARTFORD LIFE AND ACCIDENT | — | $55K | $55K | 1.50% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INS. OF NEVADA INC | PO BOX 743171 LOS ANGELES, CA 900743171 | METROPOLITAN LIFE INSURANCE COMPANY | $10K | $61 | $10K | 2.18% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $219 | — | $219 | 0.05% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INS. OF NEVADA, INC. | PIPER JORDAN P.O. BOX 743171 LOS ANGELES, CA 90074 | METLIFE LEGAL PLANS | $44K | $914 | $45K | 10.12% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICE OF | NEVADA, INC. 975 KELLY JOHNSON DRIVE #100 LAS VEGAS, NV 89119 | METLIFE LEGAL PLANS | — | $4K | $4K | 0.89% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 62,002 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 432 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 62,434 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 2,594 | $31.3M |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 48,740 | $3.7M |
| Short-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 35,114 | $4.1M |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 35,114 | $4.1M |
| Other(4 contracts, 4 carriers) | HARTFORD LIFE AND ACCIDENT | 40,000 | $1.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 48,740 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.