| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROBYN PIPER5 | PIPER JORDAN LLC 2300 W. SAHARA AVE., SUITE 800 LAS VEGAS, NV 89102 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | $175K | $175K | 3.05% |
| ROBYN PIPER3 | PIPER JORDAN LLC 2300 W. SAHARA AVE., SUITE 800 LAS VEGAS, NV 89102 | HARTFORD LIFE AND ACCIDENT | — | $10K | $10K | 0.32% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | METROPOLITAN LIFE INSURANCE COMPANY | $10K | — | $10K | 2.21% |
| ROBYN PIPER3 | PIPER JORDAN LLC 2300 W. SAHARA AVE, SUITE 800 LAS VEGAS, NV 89102 | HYATT LEGAL PLANS | $36K | — | $36K | 10.04% |
| ROBYN PIPER3 | PIPER JORDAN LLC 2300 W. SAHARA AVE., SUITE 800 LAS VEGAS, NV 89102 | HARTFORD LIFE AND ACCIDENT | — | $3 | $3 | 0.31% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 64,088 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 450 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 64,538 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 6 carriers) | KAISER FOUNDATION HEALTH PLAN INC-SOUTHERN CA | 4,243 | $41.9M |
| Dental | AETNA LIFE INSURANCE COMPANY | 28 | $200K |
| Vision(5 contracts, 5 carriers) | KAISER FOUNDATION HEALTH PLAN INC-SOUTHERN CA | 4,243 | $41.8M |
| Life insurance(3 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC-SOUTHERN CA | 62,492 | $25.2M |
| Long-term disability(3 contracts, 2 carriers) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 46,096 | $5.7M |
| Prescription drug(4 contracts, 4 carriers) | KAISER FOUNDATION HEALTH PLAN INC-SOUTHERN CA | 4,243 | $41.6M |
| Other(7 contracts, 5 carriers) | HARTFORD LIFE AND ACCIDENT | 14,324 | $1.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 62,492 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.