| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE | OF NEVADA INC PO BOX 743171 LOS ANGELES, CA 900743171 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $102K | — | $102K | 2.45% |
| ROBYN PIPER3 | PIPER JORDAN 2300 W. SAHARA AVE., SUITE 800 LAS VEGAS, NV 89102 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $59K | — | $59K | 1.41% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INS OF NV | 2300 W SAHARA AVE STE 800 LAS VEGAS, NV 89102 | HARTFORD LIFE AND ACCIDENT | — | $40K | $40K | 1.21% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PL CHICAGO, IL 606731298 | METROPOLITAN LIFE INSURANCE COMPANY | $10K | — | $10K | 2.26% |
| ROBYN PIPER3 | PIPER JORDAN 2300 W. SAHARA AVE, #800 LAS VEGAS, NV 89102 | METLIFE LEGAL PLANS | $12K | $6K | $18K | 5.76% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE OF NEVADA, | INC. PIPER JORDAN P.O. BOX 743171 LOS ANGELES, CA 90074 | METLIFE LEGAL PLANS | $17K | — | $17K | 5.34% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN | INSURANCE OF NEVADA, INC. PIPER JORDAN 2300 W. SAHARA AVE, #800 LAS VEGAS, NV 89102 | METLIFE LEGAL PLANS | $10K | — | $10K | 3.10% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE SERVICES OF | NEVADA, INC. 975 KELLY JOHNSON DRIVE #100 LAS VEGAS, NV 89119 | METLIFE LEGAL PLANS | — | $3K | $3K | 0.80% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC, | 4565 PAYSPHERE CIRCLE, CHICAGO, IL 60674 | AETNA LIFE INSURANCE COMPANY | — | $45K | $45K | 307.39% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 60,009 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 426 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 60,435 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 5 carriers) | KAISER FOUNDATION HEALTH PLAN INC-SOUTHERN CA | 3,042 | $26.9M |
| Dental | AETNA LIFE INSURANCE COMPANY | 1 | $15K |
| Vision(5 contracts, 5 carriers) | KAISER FOUNDATION HEALTH PLAN INC-SOUTHERN CA | 3,042 | $26.9M |
| Life insurance(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC-SOUTHERN CA | 48,384 | $16.8M |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 39,004 | $4.2M |
| Prescription drug(4 contracts, 4 carriers) | KAISER FOUNDATION HEALTH PLAN INC-SOUTHERN CA | 3,042 | $26.8M |
| Other(4 contracts, 4 carriers) | HARTFORD LIFE AND ACCIDENT | 7,492 | $1.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 48,384 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.