| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROBYN PIPER3 | PIPER JORDAN 2300 W. SAHARA AVE., SUITE 800 LAS VEGAS, NV 89102 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | $200K | — | $200K | 3.65% |
| ROBYN L PIPER3 | 2300 W. SAHARA AVE STE 800 LAS VEGAS, NV 89102 | HARTFORD LIFE AND ACCIDENT | — | $43K | $43K | 1.31% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | METROPOLITAN LIFE INSURANCE COMPANY | $10K | — | $10K | 2.27% |
| ROBYN PIPER3 | PIPER JORDAN 2300 W. SAHARA AVE, #800 LAS VEGAS, NV 89102 | METLIFE LEGAL PLANS | $34K | — | $34K | 9.12% |
| ROBYN PIPER3 | 2300 W. SAHARA AVE, #800 LAS VEGAS, NV 89102 | METLIFE LEGAL PLANS | $3K | — | $3K | 0.88% |
| ROBYN L PIPER3 | 2300 W SAHARA AVE STE 800 LAS VEGAS, NV 89102 | HARTFORD LIFE AND ACCIDENT | — | $59 | $59 | 1.28% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 57,465 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 287 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 57,752 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 6 carriers) | KAISER FOUNDATION HEALTH PLAN INC-SOUTHERN CA | 3,992 | $38.7M |
| Dental | AETNA LIFE INSURANCE COMPANY | 22 | $116K |
| Vision(5 contracts, 5 carriers) | KAISER FOUNDATION HEALTH PLAN INC-SOUTHERN CA | 3,992 | $38.5M |
| Life insurance(3 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC-SOUTHERN CA | 60,425 | $24.3M |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 42,544 | $5.5M |
| Prescription drug(4 contracts, 4 carriers) | KAISER FOUNDATION HEALTH PLAN INC-SOUTHERN CA | 3,992 | $38.4M |
| Other(6 contracts, 4 carriers) | HARTFORD LIFE AND ACCIDENT | 11,923 | $1.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 60,425 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.