| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | METROPOLITAN LIFE INSURANCE COMPANY | $10K | — | $10K | 2.43% |
| D.M. WHITE CORPORATION3 | 4808 N. 24TH STREET UNIT 604 PHOENIX, AZ 85016 | HYATT LEGAL PLANS | $17K | — | $17K | 5.11% |
| ROBYN PIPER3 | 2300 W. SAHARA AVE, #800 LAS VEGAS, NV 89102 | HYATT LEGAL PLANS | $16K | — | $16K | 4.96% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 61,971 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 416 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 62,387 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 6 carriers) | KAISER FOUNDATION HEALTH PLANS INC.-SOUTHERN CA | 4,173 | $36.2M |
| Dental | AETNA LIFE INSURANCE COMPANY | 56 | $317K |
| Vision(2 contracts, 2 carriers) | VISION SERVICE PLAN | 25,345 | $1.8M |
| Life insurance(2 contracts) | HARTFORD LIFE AND ACCIDENT | 64,192 | $2.3M |
| Long-term disability(3 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 41,218 | $5.8M |
| Prescription drug(4 contracts, 4 carriers) | KAISER FOUNDATION HEALTH PLANS INC.-SOUTHERN CA | 4,173 | $35.5M |
| Other(7 contracts, 5 carriers) | HARTFORD LIFE AND ACCIDENT | 14,036 | $1.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 64,192 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.