| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| USI INSURANCE SERVICES LLC3 Filed as: KIBBLE & PRENTICE HOLD CO (USI NW ) | P.O. BOX 62949 VIRGINIA BEACH, VA 23466 | STANDARD INSURANCE COMPANY | $76K | — | $76K | 5.14% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF WA INC DBA DIMARTI | 1325 FOURTH AVE, STE 1705 SEATTLE, WA 99101 | STANDARD INSURANCE COMPANY | $36K | $7K | $43K | 2.93% |
| USI INSURANCE SERVICES LLC3 Filed as: KIBBLE & PRENTICE HOLD CO (USI WA) | 601 UNION ST STE 100 SEATTLE, WA 98101 | STANDARD INSURANCE COMPANY | — | $18K | $18K | 1.25% |
| PARKER SMITH & FEEK INC.3 Filed as: PARKER SMITH AND FEEK INC | 2233 112TH AVE NE BELLEVUE, WA 98004 | STANDARD INSURANCE COMPANY | $11K | — | $11K | 0.76% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF WA INC | 701 5TH AVE STE 550 SEATTLE, WA 98104 | STANDARD INSURANCE COMPANY | $10K | $1K | $11K | 0.76% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 777 108TH AVE NE STE 200 BELLEVUE, WA 98004 | STANDARD INSURANCE COMPANY | $7K | $1K | $8K | 0.56% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKY STE 1950 ATLANTA, GA 30339 | STANDARD INSURANCE COMPANY | $3K | $855 | $4K | 0.28% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC DBA BENEFIT HEALTH A | 9605 S KINGSTON CT STE 150 ENGLEWOOD, CO 80112 | STANDARD INSURANCE COMPANY | $4K | — | $4K | 0.26% |
| KRISTIN MANWARING INSURANCE3 Filed as: KRISTIN MANWARING INS ASSOC | 2300 SOUTH PARK AVE PORT TOWNSEND, WA 98368 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 0.24% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHWEST LLC | P.O. BOX 3018 BOTHELL, WA 980413018 | STANDARD INSURANCE COMPANY | $2K | $716 | $3K | 0.22% |
| BENEFIT CONCEPTS INC3 | 1173 BRITTMOORE RD HOUSTON, TX 77043 | STANDARD INSURANCE COMPANY | $3K | $239 | $3K | 0.19% |
| ACRISURE LLC3 Filed as: ACCRISURE LLC | P.O. BOX 1788 GRAND RAPIDS, MI 49501 | STANDARD INSURANCE COMPANY | $2K | $491 | $2K | 0.17% |
| THE PARTNERS GROUP3 | 1111 LAKE WASHINGTON BLVD N STE 400 RENTON, WA 98056 | STANDARD INSURANCE COMPANY | $1K | $80 | $1K | 0.08% |
| DANIEL B HUNDRUP3 | 301 D STREET STE B LEWISTON, ID 83501 | STANDARD INSURANCE COMPANY | $762 | — | $762 | 0.05% |
| WATCHTOWER TECHNOLOGIES INC3 Filed as: WATCHTOWER TECHNOLOGIES INC. | 227 WEST MONROE ST STE 5200 CHICAGO, IL 60606 | STANDARD INSURANCE COMPANY | — | $66 | $66 | 0.00% |
| USI INSURANCE SERVICES LLC3 Filed as: KIBBLE & PRENTICE HOLDING COMPANY | — | WILLAMETTE DENTAL OF WASHINGTON, INC. | $4K | — | $4K | 0.47% |
| PARKER SMITH & FEEK INC.3 Filed as: PARKER SMITH AND FEEK INC | 2233 112TH AVE NE BELLEVUE, WA 980042936 | VISION SERVICE PLAN | $2K | — | $2K | 1.31% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF WA, INC. | P.O. BOX 743048 LOS ANGELES, CA 90074 | VISION SERVICE PLAN | $593 | — | $593 | 0.43% |
| ACRISURE LLC3 Filed as: ACRISURE, LLC DBA BENEFIT HEALTH A | 9605 S KINGSTON CT STE 150 ENGLEWOOD, CO 801126021 | VISION SERVICE PLAN | $275 | — | $275 | 0.20% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHWEST LLC | P.O. BOX 3018 BOTHELL, WA 980413018 | VISION SERVICE PLAN | $113 | — | $113 | 0.08% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BROWN & BROWN OF WASHINGTON, INC, EIN 91-0378940 NONE | Consulting fees; Insurance agents and brokers; Insurance brokerage commissions and fees; Insurance services; Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan; Consulting (general) Service code 15 | — | $181K |
| VIMLY BENEFIT SOLUTIONS, INC EIN 91-1603312 NONE | Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan; Copying and duplicating; Accounting (including auditing); Recordkeeping fees; Other commissions; Participant communication Service code 10 | — | $169K |
| PARKER SMITH AND FEEK, INC. EIN 87-2544519 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $68K |
| KIBBLE & PRENTICE DBA USI INS SERVI EIN 91-1176315 NONE | Insurance brokerage commissions and fees; Direct payment from the plan; Insurance agents and brokers Service code 22 | — | $33K |
| DIGITAL INSURANCE, INC. EIN 58-2522668 NONE | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $31K |
| THE WAGNER LAW GROUP EIN 04-3323315 NONE | Consulting (general); Legal; Direct payment from the plan Service code 16 | — | $29K |
| FIRST CHOICE HEALTH EMPLOYEE ASSIST EIN 91-1272766 NONE | Plan Administrator; Direct payment from the plan; Claims processing Service code 12 | — | $26K |
| AON CONSULTING, INC. EIN 22-2232264 NONE | Insurance brokerage commissions and fees; Direct payment from the plan; Insurance agents and brokers Service code 22 | — | $25K |
| WASHINGTON HOSPITAL SERVICES, INC. EIN 91-1389170 NONE | Participant communication; Direct payment from the plan Service code 38 | — | $24K |
| SCHOEDEL & SCHOEDEL, CPAS, PLLC EIN 91-0614823 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $22K |
| MERCER HEALTH & BENEFITS, LLC EIN 13-2834414 NONE | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $16K |
| PAYDEN & RYGEL NONE | Direct payment from the plan; Investment advisory (plan); Investment management; Custodial (securities) Service code 19 | 333 S GRAND AVENUE LOS ANGELES, CA 90071 | $13K |
| ALLIANT INSURANCE SERVICES, INC. EIN 33-0785439 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $12K |
| HUB INTERNATIONAL NW, LLC EIN 91-2036015 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $6K |
| ETHIX INSURANCE, INC. EIN 13-4283589 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $6K |
| KARIN J MORRISON DBA EVERGREEN EIN 91-1631157 NONE | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 8,533 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 8,533 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(3 contracts, 2 carriers) | DELTA DENTAL OF WASHINGTON | 6,061 | $7.4M |
| Vision | VISION SERVICE PLAN | 951 | $138K |
| Life insurance | STANDARD INSURANCE COMPANY | 4,193 | $1.5M |
| Short-term disability | STANDARD INSURANCE COMPANY | 4,193 | $1.5M |
| Long-term disability | STANDARD INSURANCE COMPANY | 4,193 | $1.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,061 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.