| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PAYNEWEST INSURANCE INC | P.O. BOX 30638 BILLINGS, MT 59101 | STANDARD INSURANCE COMPANY | $44K | $2K | $46K | 2.21% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF WA INC | 1501 4TH AVE STE 2400 SEATTLE, WA 98101 | STANDARD INSURANCE COMPANY | $35K | $9K | $44K | 2.12% |
| USI INSURANCE SERVICES LLC3 Filed as: KIBBLE & PRENTICE HOLDING COMPANY | P.O. BOX 62949 VIRGINIA BEACH, VA 23466 | STANDARD INSURANCE COMPANY | $26K | — | $26K | 1.23% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PAYNEWEST INSURANCE INC | P.O. BOX 30638 BILLINGS, MT 59101 | STANDARD INSURANCE COMPANY | $22K | $2K | $23K | 1.13% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF WA INC | 1501 4TH AVE STE 2400 SEATTLE, WA 98101 | STANDARD INSURANCE COMPANY | $12K | $2K | $13K | 0.63% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF NY INC | 333 EARLE OVINGTON BLVD STE 215 UNIONDALE, NY 11553 | STANDARD INSURANCE COMPANY | $0 | $9K | $9K | 0.46% |
| THE PARTNERS GROUP3 Filed as: PARTNERS GROUP | 11740 SW 68TH PARKWAY STE 200 PORTLAND, OR 97223 | STANDARD INSURANCE COMPANY | $7K | $982 | $8K | 0.40% |
| PARKER SMITH & FEEK INC.3 Filed as: PARKER SMITH AND FEEK INC | 2233 112TH AVE NE BELLEVUE, WA 98004 | STANDARD INSURANCE COMPANY | $6K | $433 | $6K | 0.30% |
| USI INSURANCE SERVICES LLC3 Filed as: KIBBLE & PRENTICE HOLDING COMPANY | P.O. BOX 62949 VIRGINIA BEACH, VA 23466 | STANDARD INSURANCE COMPANY | $5K | — | $5K | 0.26% |
| PARKER SMITH & FEEK INC.3 Filed as: PARKER SMITH AND FEEK INC | 2233 112TH AVE NE BELLEVUE, WA 98004 | STANDARD INSURANCE COMPANY | $4K | $281 | $5K | 0.22% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF WASHINGTON, LLC | 1325 FOURTH AVE STE 2400 SEATTLE, WA 98101 | STANDARD INSURANCE COMPANY | $5K | — | $5K | 0.22% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF WA INC | 1501 4TH AVE STE 2400 SEATTLE, WA 98101 | STANDARD INSURANCE COMPANY | $2K | $3K | $5K | 0.22% |
| PARKER SMITH & FEEK INC.3 Filed as: PARKER SMITH AND FEEK INC | 2233 112TH AVE NE BELLEVUE, WA 98004 | STANDARD INSURANCE COMPANY | $4K | — | $4K | 0.18% |
| THE MURRAY GROUP3 | P.O. BOX 3725 COEUR DALENE, ID 83816 | STANDARD INSURANCE COMPANY | $2K | $311 | $3K | 0.13% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWY STE 1950 ATLANTA, GA 30339 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 0.12% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NW LLC | P.O. BOX 3018 BOTHELL, WA 980413018 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 0.11% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWY STE 1950 ATLANTA, GA 30339 | STANDARD INSURANCE COMPANY | $2K | $150 | $2K | 0.11% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF WASHINGTON, LLC | 1325 FOURTH AVE STE 2100 SEATTLE, WA 98101 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 0.10% |
| KRISTIN MANWARING INSURANCE3 Filed as: KRISTIN MANWARING INC ASSOC | 2300 SOUTH PARK AVE PORT TOWNSEND, WA 98368 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 0.10% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF WASHINGTON, LLC | 1325 FOURTH AVE STE 2100 SEATTLE, WA 98101 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 0.09% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF NY INC | 333 EARLE OVINGTON BLVD STE 215 UNIONDALE, NY 11553 | STANDARD INSURANCE COMPANY | — | $2K | $2K | 0.09% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWY STE 1950 ATLANTA, GA 30339 | STANDARD INSURANCE COMPANY | $1K | — | $1K | 0.05% |
| PROFESSIONAL BENEFIT SERVICES, INC.3 Filed as: PROFESSIONAL BENEFIT SERVICES INC | 195 NE GILMAN BLVD STE 200 ISSAQUAH, WA 98027 | STANDARD INSURANCE COMPANY | $1K | — | $1K | 0.05% |
| PROFESSIONAL BENEFIT SERVICES, INC.3 Filed as: PROFESSIONAL BENEFIT SERVICES INC | 195 NE GILMAN BLVD STE 200 ISSAQUAH, WA 98027 | STANDARD INSURANCE COMPANY | $732 | — | $732 | 0.04% |
| KRISTIN MANWARING INSURANCE3 Filed as: KRISTIN MANWARING INC ASSOC | 2300 SOUTH PARK AVE PORT TOWNSEND, WA 98368 | STANDARD INSURANCE COMPANY | $679 | — | $679 | 0.03% |
| THE MURRAY GROUP3 | P.O. BOX 3725 COEUR DALENE, ID 83816 | STANDARD INSURANCE COMPANY | $534 | $47 | $581 | 0.03% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NE LIMITED | 1065 AVE OF THE AMERICAS NEW YORK, NY 10018 | STANDARD INSURANCE COMPANY | — | $529 | $529 | 0.03% |
| DANIEL B HUNDRUP3 | 301 D STREET STE B LEWISTON, ID 83501 | STANDARD INSURANCE COMPANY | $510 | — | $510 | 0.02% |
| PROFESSIONAL BENEFIT SERVICES, INC.3 Filed as: PROFESSIONAL BENEFIT SERVICES INC | 195 NE GILMAN BLVD STE 200 ISSAQUAH, WA 98027 | STANDARD INSURANCE COMPANY | $439 | — | $439 | 0.02% |
| NORTHRIM BENEFITS GROUP3 | 3111 C STREET SUITE 500 ANCHORAGE, AK 99503 | STANDARD INSURANCE COMPANY | $419 | — | $419 | 0.02% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NE LIMITED | 1065 AVE OF THE AMERICAS NEW YORK, NY 10018 | STANDARD INSURANCE COMPANY | — | $366 | $366 | 0.02% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | 701 B ST FL 6 SAN DIEGO, CA 921018156 | STANDARD INSURANCE COMPANY | $312 | — | $312 | 0.02% |
| TRUTINA FINANCIAL, LLC3 | 10811 MAIN ST BELLEVUE, WA 98004 | STANDARD INSURANCE COMPANY | $297 | — | $297 | 0.01% |
| TRUTINA FINANCIAL, LLC3 | 10811 MAIN ST BELLEVUE, WA 98004 | STANDARD INSURANCE COMPANY | $278 | — | $278 | 0.01% |
| DANIEL B HUNDRUP3 | 301 D STREET STE B LEWISTON, ID 83501 | STANDARD INSURANCE COMPANY | $204 | — | $204 | 0.01% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NW LLC | P.O. BOX 3018 BOTHELL, WA 980413018 | STANDARD INSURANCE COMPANY | $139 | — | $139 | 0.01% |
| C2 CENTRIC LLC3 | P.O. BOX 6824 GRAND RAPIDS, MI 79516 | STANDARD INSURANCE COMPANY | — | $109 | $109 | 0.01% |
| NORTHRIM BENEFITS GROUP3 | 3111 C STREET SUITE 500 ANCHORAGE, AK 99503 | STANDARD INSURANCE COMPANY | $94 | — | $94 | 0.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF NY INC | 333 EARLE OVINGTON BLVD STE 215 UNIONDALE, NY 11553 | STANDARD INSURANCE COMPANY | — | $11 | $11 | 0.00% |
| USI INSURANCE SERVICES LLC3 Filed as: KIBBLE & PRENTICE HOLDING COMPANY | 601 UNION STREET STE 1000 SEATTLE, WA 98101 | WILLAMETTE DENTAL OF WASHINGTON, INC. | $3K | — | $3K | 0.44% |
| PARKER SMITH & FEEK INC.3 Filed as: PARKER SMITH AND FEEK INC | 2233 112TH AVE NE BELLEVUE, WA 980042936 | VISION SERVICE PLAN | $1K | — | $1K | 1.18% |
| MOLONEY & ONEILL LIFE INC3 Filed as: MOLONEY & O'NEILL LIFE, INC. | 818 W RIVERSIDE AVE, STE 800 SPOKANE, WA 992010913 | VISION SERVICE PLAN | $512 | — | $512 | 0.55% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | 701 B ST FL 6 SAN DIEGO, CA 921018156 | VISION SERVICE PLAN | $391 | — | $391 | 0.42% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHWEST, LLC | P.O. BOX 749083 LOS ANGELES, CA 900749083 | VISION SERVICE PLAN | $369 | — | $369 | 0.40% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHWEST, LLC | P.O. BOX 749083 SPOKANE, WA 992010913 | VISION SERVICE PLAN | $262 | — | $262 | 0.28% |
| BURNLEY WILSON ASSOCIATES3 | 6824 19TH ST W UNIVERSITY PLACE, WA 992010913 | VISION SERVICE PLAN | $28 | — | $28 | 0.03% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENEFIT SOLUTIONS, INC EIN 91-1603312 NONE | Other commissions; Copying and duplicating; Recordkeeping fees; Accounting (including auditing); Contract Administrator; Direct payment from the plan; Participant communication; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 10 | — | $150K |
| BROWN & BROWN OF WASHINGTON, INC, EIN 91-0378940 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Insurance services; Insurance brokerage commissions and fees; Insurance agents and brokers; Consulting (general); Direct payment from the plan; Consulting fees Service code 15 | — | $114K |
| SAICHEK LAW FIRM, APC EIN 26-0806256 NONE | Consulting (general); Legal; Direct payment from the plan Service code 16 | — | $30K |
| SCHOEDEL & SCHOEDEL, CPAS, PLLC EIN 91-0614823 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $17K |
| WASHINGTON HOSPITAL SERVICES, INC. EIN 91-1389170 NONE | Direct payment from the plan; Participant communication Service code 38 | — | $12K |
| PAYDEN & RYGEL NONE | Investment management; Investment advisory (plan); Custodial (securities) Service code 19 | 333 S GRAND AVENUE LOS ANGELES, CA 90071 | $3K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 11,963 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 11,963 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(3 contracts, 2 carriers) | DELTA DENTAL OF WASHINGTON | 12,498 | $10.2M |
| Vision | VISION SERVICE PLAN | 601 | $93K |
| Life insurance | STANDARD INSURANCE COMPANY | 4,293 | $2.1M |
| Short-term disability | STANDARD INSURANCE COMPANY | 4,293 | $2.1M |
| Long-term disability | STANDARD INSURANCE COMPANY | 4,293 | $2.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 12,498 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.