| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PAYNEWEST INSURANCE INC. | P.O. BOX 30638 BILLINGS, MT 59101 | STANDARD INSURANCE COMPANY | $47K | $3K | $50K | 2.70% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF WA INC | 1501 FOURTH AVE STE 2400 SEATTLE, WA 98101 | STANDARD INSURANCE COMPANY | $42K | — | $42K | 2.29% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF NY INC | 333 EARLE OVINGTON BLVD STE 215 UNIONDALE, NY 11553 | STANDARD INSURANCE COMPANY | — | $28K | $28K | 1.52% |
| USI INSURANCE SERVICES LLC3 Filed as: KIBBLE & PRENTICE HOLDING COMPANY | P.O. BOX 62949 VIRGINIA BEACH, VA 23466 | STANDARD INSURANCE COMPANY | $25K | — | $25K | 1.36% |
| PARKER SMITH & FEEK INC.3 Filed as: PARKER SMITH AND FEEK INC | 2233 112TH AVE NE BELLEVUE, WA 980042936 | STANDARD INSURANCE COMPANY | $15K | — | $15K | 0.79% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF WASHINGTON LLC | 1325 FOURTH AVE STE 2100 SEATTLE, WA 98101 | STANDARD INSURANCE COMPANY | $11K | — | $11K | 0.62% |
| THE PARTNERS GROUP3 Filed as: PARTNERS GROUP | 11740 SW 68TH PARKWAY, STE 200 PORTLAND, OR 97223 | STANDARD INSURANCE COMPANY | $6K | $463 | $7K | 0.37% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKY, STE 1950 ATLANTA, GA 30339 | STANDARD INSURANCE COMPANY | $6K | $520 | $6K | 0.35% |
| USI INSURANCE SERVICES LLC3 Filed as: USI NORTHEAST INC. | 555 PLEASANTVILLE RD BRIARCLIFF MANOR, NY 10510 | STANDARD INSURANCE COMPANY | — | $6K | $6K | 0.33% |
| KRISTIN MANWARING INSURANCE3 Filed as: KRISTIN MANWARING INS ASSOC | 2300 SOUTH PARK AVE PORT TOWNSEND, WA 98368 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 0.17% |
| THE MURRAY GROUP3 | 330 LAKESIDE, STE 301 COEUR DALENE, ID 83814 | STANDARD INSURANCE COMPANY | $2K | $190 | $2K | 0.13% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NW LLC | P.O. BOX 3018 BOTHELL, WA 980413018 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 0.12% |
| PROFESSIONAL BENEFIT SERVICES, INC.3 Filed as: PROFESSIONAL BENEFIT SERVICES INC. | 195 NE GILMAN BLVD, STE 200 ISSAQUAH, WA 98027 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 0.10% |
| TRUTINA FINANCIAL, LLC3 | 10811 MAIN ST BELLEVUE, WA 98004 | STANDARD INSURANCE COMPANY | $752 | — | $752 | 0.04% |
| DANIEL B HUNDRUP3 | 301 D STREET, STE B LEWISTON, ID 83501 | STANDARD INSURANCE COMPANY | $717 | — | $717 | 0.04% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NE LIMITED | 1065 AVE OF THE AMERICAS NEW YORK, NY 10018 | STANDARD INSURANCE COMPANY | $0 | $451 | $451 | 0.02% |
| GCG FINANCIAL LLC3 Filed as: THE WILSON AGENCY LLC | 3000 A ST, STE 400 ANCHORAGE, AK 99503 | STANDARD INSURANCE COMPANY | $397 | $35 | $432 | 0.02% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NW LLC | P.O. BOX 749083 LOS ANGELES, CA 90074 | STANDARD INSURANCE COMPANY | $385 | — | $385 | 0.02% |
| GCG FINANCIAL LLC3 Filed as: WILSON ALBERS, AN ALERA GROUP AGENC | 3001 A ST, STE 400 ANCHORAGE, AK 99503 | STANDARD INSURANCE COMPANY | $298 | — | $298 | 0.02% |
| C2 CENTRIC LLC3 | P.O. BOX 6824 GRAND RAPIDS, MI 49516 | STANDARD INSURANCE COMPANY | — | $110 | $110 | 0.01% |
| USI INSURANCE SERVICES LLC3 Filed as: KIBBLE & PRENTICE HOLDING COMPANY | 601 UNION STREET STE 1000 SEATTLE, WA 98101 | WILLAMETTE DENTAL OF WASHINGTON, INC. | $3K | — | $3K | 0.45% |
| PARKER SMITH & FEEK INC.3 Filed as: PARKER SMITH AND FEEK INC | 2233 112TH AVE NE BELLEVUE, WA 980042936 | VISION SERVICE PLAN | $2K | — | $2K | 2.13% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NE LIMITED | P.O. BOX 749083 LOS ANGELES, CA 900749083 | VISION SERVICE PLAN | $253 | — | $253 | 0.30% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| VIMLY BENEFIT SOLUTIONS, INC EIN 91-1603312 NONE | Accounting (including auditing); Contract Administrator; Participant communication; Copying and duplicating; Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan; Other commissions; Recordkeeping fees Service code 10 | — | $150K |
| BROWN & BROWN OF WASHINGTON, INC, EIN 91-0378940 NONE | Consulting (general); Insurance services; Consulting fees; Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 15 | — | $114K |
| SAICHEK LAW FIRM, APC EIN 26-0806256 NONE | Legal; Direct payment from the plan; Consulting (general) Service code 16 | — | $18K |
| SCHOEDEL & SCHOEDEL, CPAS, PLLC EIN 91-0614823 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $17K |
| WASHINGTON HOSPITAL SERVICES, INC. EIN 91-1389170 NONE | Direct payment from the plan; Participant communication Service code 38 | — | $12K |
| PAYDEN & RYGEL NONE | Direct payment from the plan; Investment management; Investment advisory (plan); Custodial (securities) Service code 19 | 333 S GRAND AVENUE LOS ANGELES, CA 90071 | $3K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 10,939 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 10,939 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(3 contracts, 2 carriers) | DELTA DENTAL OF WASHINGTON | 12,351 | $10.0M |
| Vision | VISION SERVICE PLAN | 522 | $84K |
| Life insurance | STANDARD INSURANCE COMPANY | 4,928 | $1.8M |
| Short-term disability | STANDARD INSURANCE COMPANY | 4,928 | $1.8M |
| Long-term disability | STANDARD INSURANCE COMPANY | 4,928 | $1.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 12,351 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.