| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PAYNEWEST INSURANCE INC | P.O. BOX 30638 BILLINGS, MT 59101 | STANDARD INSURANCE COMPANY | $41K | $2K | $43K | 2.74% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF WA INC | 1501 4TH AVE STE 2400 SEATTLE, WA 98101 | STANDARD INSURANCE COMPANY | $33K | $9K | $42K | 2.71% |
| USI INSURANCE SERVICES LLC3 Filed as: KIBBLE & PRENTICE HOLDING COMPANY | P.O. BOX 62949 VIRGINIA BEACH, VA 23466 | STANDARD INSURANCE COMPANY | $25K | — | $25K | 1.58% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF NY INC | 333 EARLE OVINGTON BLVD STE 215 UNIONDALE, NY 11553 | STANDARD INSURANCE COMPANY | — | $18K | $18K | 1.14% |
| PARKER SMITH & FEEK INC.3 Filed as: PARKER SMITH AND FEEK INC | 2233 112TH AVE NE BELLEVUE, WA 98004 | STANDARD INSURANCE COMPANY | $13K | $1K | $14K | 0.88% |
| THE PARTNERS GROUP3 Filed as: PARTNERS GROUP | 11740 SW 68TH PARKWAY STE 200 PORTLAND, OR 97223 | STANDARD INSURANCE COMPANY | $8K | — | $8K | 0.50% |
| THE MURRAY GROUP3 | P.O. BOX 3725 COEUR DALENE, ID 83816 | STANDARD INSURANCE COMPANY | $4K | $199 | $4K | 0.25% |
| KRISTIN MANWARING INSURANCE3 Filed as: KRISTIN MANWARING INC ASSOC | 2300 SOUTH PARK AVE PORT TOWNSEND, WA 98368 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 0.17% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWY STE 1950 ATLANTA, GA 30339 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 0.11% |
| USI INSURANCE SERVICES LLC3 Filed as: USI NORTHEAST INC | 555 PLEASANTVILLE RD BRIARCLIFF MANOR, NY 10510 | STANDARD INSURANCE COMPANY | — | $2K | $2K | 0.11% |
| PROFESSIONAL BENEFIT SERVICES, INC.3 Filed as: PROFESSIONAL BENEFIT SERVICES INC | 195 NE GILMAN BLVD STE 200 ISSAQUAH, WA 98027 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 0.10% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHWEST, LLC | P.O. BOX 3018 BOTHELL, WA 980413018 | STANDARD INSURANCE COMPANY | $1K | — | $1K | 0.10% |
| NORTHRIM BENEFITS GROUP3 | 5763 KENAI FJORDS LOOP ANCHORAGE, AK 99502 | STANDARD INSURANCE COMPANY | $748 | — | $748 | 0.05% |
| DANIEL B HUNDRUP3 | 301 D STREET STE B LEWISTON, ID 83501 | STANDARD INSURANCE COMPANY | $462 | — | $462 | 0.03% |
| EMSPRING CORPORATION3 | 3911 CASTLEVIEW RD STE 209 YAKIMA, WA 98902 | STANDARD INSURANCE COMPANY | $297 | — | $297 | 0.02% |
| C2 CENTRIC LLC3 | P.O. BOX 6824 GRAND RAPIDS, MI 49516 | STANDARD INSURANCE COMPANY | — | $273 | $273 | 0.02% |
| TRUTINA FINANCIAL, LLC3 | 10811 MAIN ST BELLEVUE, WA 98004 | STANDARD INSURANCE COMPANY | $238 | — | $238 | 0.02% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NE LIMITED | 180 RIVER ROAD 2ND FL SUMMIT, NJ 07901 | STANDARD INSURANCE COMPANY | — | -$247 | -$247 | -0.02% |
| LINDBERG & RIPPLE INC3 | 100 NORTHFIELD DR 3RD FLR WINDSOR, CT 06095 | STANDARD INSURANCE COMPANY | — | -$580 | -$580 | -0.04% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 2850 GOLF RD STE 1000 ROLLING MEADOWS, IL 60008 | STANDARD INSURANCE COMPANY | — | -$700 | -$700 | -0.04% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 777 108TH AVE NE STE 200 BELLEVUE, WA 98004 | STANDARD INSURANCE COMPANY | — | -$1K | -$1K | -0.07% |
| USI INSURANCE SERVICES LLC3 Filed as: KIBBLE & PRENTICE HOLDING COMPANY | 601 UNION STREET STE 1000 SEATTLE, WA 98101 | WILLAMETTE DENTAL OF WASHINGTON, INC. | $3K | — | $3K | 0.38% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: PAYNEWEST INSURANCE INC | P.O. BOX 30638 BILLINGS, MT 59101 | STANDARD INSURANCE COMPANY | $20K | $1K | $21K | 4.00% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF WA INC | 1501 4TH AVE STE 2400 SEATTLE, WA 98101 | STANDARD INSURANCE COMPANY | $10K | $2K | $12K | 2.27% |
| PARKER SMITH & FEEK INC.3 Filed as: PARKER SMITH AND FEEK INC | 2233 112TH AVE NE BELLEVUE, WA 98004 | STANDARD INSURANCE COMPANY | $5K | $794 | $6K | 1.06% |
| USI INSURANCE SERVICES LLC3 Filed as: KIBBLE & PRENTICE HOLDING COMPANY | P.O. BOX 62949 VIRGINIA BEACH, VA 23466 | STANDARD INSURANCE COMPANY | $5K | — | $5K | 0.95% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF NY INC | 333 EARLE OVINGTON BLVD STE 215 UNIONDALE, NY 11553 | STANDARD INSURANCE COMPANY | — | $4K | $4K | 0.65% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHWEST, LLC | P.O. BOX 3018 BOTHELL, WA 980413018 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 0.44% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWY STE 1950 ATLANTA, GA 30339 | STANDARD INSURANCE COMPANY | $2K | $165 | $2K | 0.35% |
| KRISTIN MANWARING INSURANCE3 Filed as: KRISTIN MANWARING INC ASSOC | 2300 SOUTH PARK AVE PORT TOWNSEND, WA 98368 | STANDARD INSURANCE COMPANY | $643 | — | $643 | 0.12% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INS SERVICES INC | 701 B ST FLR 6 SAN DIEGO, CA 92101 | STANDARD INSURANCE COMPANY | $542 | — | $542 | 0.10% |
| THE MURRAY GROUP3 | P.O. BOX 3725 COEUR DALENE, ID 83816 | STANDARD INSURANCE COMPANY | $494 | $42 | $536 | 0.10% |
| PROFESSIONAL BENEFIT SERVICES, INC.3 Filed as: PROFESSIONAL BENEFIT SERVICES | 195 NE GILMAN BLVD STE 200 ISSAQUAH, WA 98027 | STANDARD INSURANCE COMPANY | $508 | — | $508 | 0.09% |
| USI INSURANCE SERVICES LLC3 Filed as: USI NORTHEAST INC | 555 PLEASANTVILLE RD BRIARCLIFF MANOR, NY 10510 | STANDARD INSURANCE COMPANY | — | $377 | $377 | 0.07% |
| TRUTINA FINANCIAL, LLC3 | 10811 MAIN ST BELLEVUE, WA 98004 | STANDARD INSURANCE COMPANY | $312 | — | $312 | 0.06% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NE LIMITED | 180 RIVER ROAD 2ND FL SUMMIT, NJ 07901 | STANDARD INSURANCE COMPANY | — | $257 | $257 | 0.05% |
| DANIEL B HUNDRUP3 | 301 D STREET STE B LEWISTON, ID 83501 | STANDARD INSURANCE COMPANY | $187 | — | $187 | 0.03% |
| NORTHRIM BENEFITS GROUP3 | 5763 KENAI FJORDS LOOP ANCHORAGE, AK 99502 | STANDARD INSURANCE COMPANY | $165 | — | $165 | 0.03% |
| EMSPRING CORPORATION3 | 3911 CASTLEVIEW RD STE 209 YAKIMA, WA 98902 | STANDARD INSURANCE COMPANY | $28 | — | $28 | 0.01% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 2850 GOLF RD STE 1000 ROLLING MEADOWS, IL 60008 | STANDARD INSURANCE COMPANY | — | -$150 | -$150 | -0.03% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 777 108TH AVE NE STE 200 BELLEVUE, WA 98004 | STANDARD INSURANCE COMPANY | — | -$226 | -$226 | -0.04% |
| MOLONEY & ONEILL LIFE INC3 Filed as: MOLONEY & O'NEILL BENEFITS, LLC | 818 W RIVERSIDE AVE, STE 800 SPOKANE, WA 992010913 | VISION SERVICE PLAN | $1K | — | $1K | 1.43% |
| PARKER SMITH & FEEK INC.3 Filed as: PARKER SMITH AND FEEK INC | 2233 112TH AVE NE BELLEVUE, WA 980042936 | VISION SERVICE PLAN | $979 | — | $979 | 1.30% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHWEST, LLC | P.O. BOX 749083 LOS ANGELES, CA 900749083 | VISION SERVICE PLAN | $744 | — | $744 | 0.99% |
| BURNLEY WILSON ASSOCIATES3 | 1919 N PEARL ST, STE B3 TACOMA, WA 984062489 | VISION SERVICE PLAN | $101 | — | $101 | 0.13% |
| PROFESSIONAL BENEFIT SERVICES, INC.3 Filed as: PROFESSIONAL BENEFIT SERVICES | 195 NE GILMAN BLVD STE 200 ISSAQUAH, WA 98027 | STANDARD INSURANCE COMPANY | $1K | — | $1K | 5.51% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKWY STE 1950 ATLANTA, GA 30339 | STANDARD INSURANCE COMPANY | $859 | — | $859 | 4.38% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF WA INC | 1501 4TH AVE STE 2400 SEATTLE, WA 98101 | STANDARD INSURANCE COMPANY | $345 | $9 | $354 | 1.81% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF NY INC | 333 EARLE OVINGTON BLVD STE 215 UNIONDALE, NY 11553 | STANDARD INSURANCE COMPANY | — | $19 | $19 | 0.10% |
| PARKER SMITH & FEEK INC.3 Filed as: PARKER SMITH AND FEEK INC | 2233 112TH AVE NE BELLEVUE, WA 98004 | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | $766 | — | $766 | 4.39% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENEFIT SOLUTIONS, INC EIN 91-1603312 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Copying and duplicating; Direct payment from the plan; Other commissions; Participant communication; Recordkeeping fees; Contract Administrator; Accounting (including auditing) Service code 10 | — | $132K |
| BROWN & BROWN OF WASHINGTON, INC, EIN 91-0378940 NONE | Insurance brokerage commissions and fees; Direct payment from the plan; Consulting fees; Insurance agents and brokers; Consulting (general); Insurance services; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $102K |
| SAICHEK LAW FIRM, APC EIN 26-0806256 NONE | Consulting (general); Legal; Direct payment from the plan Service code 16 | — | $15K |
| SCHOEDEL & SCHOEDEL, CPAS, PLLC EIN 91-0614823 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $15K |
| WASHINGTON HOSPITAL SERVICES, INC. EIN 91-1389170 NONE | Participant communication; Direct payment from the plan Service code 38 | — | $12K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 11,912 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 11,912 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(3 contracts, 2 carriers) | DELTA DENTAL OF WASHINGTON | 12,342 | $9.9M |
| Vision(2 contracts, 2 carriers) | VISION SERVICE PLAN | 478 | $93K |
| Life insurance | STANDARD INSURANCE COMPANY | 3,912 | $537K |
| Short-term disability | STANDARD INSURANCE COMPANY | 57 | $20K |
| Long-term disability | STANDARD INSURANCE COMPANY | 4,441 | $1.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 12,342 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.