| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| USI INSURANCE SERVICES LLC3 Filed as: KIBBLE & PRENTICE HOLDING COMPANY | PO BOX 62949 VIRGINIA BEACH, VA 23466 | STANDARD INSURANCE COMPANY | $69K | $6K | $75K | 5.10% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF WA INC | 1325 FOURTH AVE STE 1705 SEATTLE, WA 99101 | STANDARD INSURANCE COMPANY | $35K | — | $35K | 2.39% |
| PARKER SMITH & FEEK INC.3 Filed as: PARKER SMITH AND FEEK INC | 2233 112TH AVE NE BELLEVUE, WA 98004 | STANDARD INSURANCE COMPANY | $27K | $2K | $29K | 1.99% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF NY INC | 595 STEWART AVE STE 700 GARDEN CITY, NY 11530 | STANDARD INSURANCE COMPANY | — | $16K | $16K | 1.06% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 200 GALLERIA PKY STE 1950 ATLANTA, GA 30339 | STANDARD INSURANCE COMPANY | $7K | $1K | $8K | 0.57% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 777 108TH AVE NE STE 200 BELLEVUE, WA 98004 | STANDARD INSURANCE COMPANY | $6K | $457 | $7K | 0.45% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN OF WA INC | 800 5TH AVE STE 2400 SEATTLE, WA 98104 | STANDARD INSURANCE COMPANY | $5K | — | $5K | 0.31% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NW LLC | PO BOX 3018 BOTHELL, WA 980413018 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 0.22% |
| THE MURRAY GROUP3 | 330 LAKESIDE STE 301 COEUR DALENE, ID 83814 | STANDARD INSURANCE COMPANY | $3K | $167 | $3K | 0.21% |
| KRISTIN MANWARING INSURANCE3 Filed as: KRISTIN MANWARING INS ASSOC | 2300 SOUTH PARK AVE PORT TOWNSEND, WA 98368 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 0.19% |
| PROFESSIONAL BENEFIT SERVICES, INC.3 Filed as: PROFESSIONAL BENEFIT SERVICES INC | 195 NE GILMAN BLVD STE 200 ISSAQUAH, WA 98027 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 0.10% |
| THE PARTNERS GROUP3 | 11740 SW 68TH PARKWAY STE 200 PORTLAND, OR 97223 | STANDARD INSURANCE COMPANY | $1K | $96 | $1K | 0.08% |
| ACRISURE LLC3 Filed as: ACRISURE LLC BENEFIT HEALTH ADVISOR | 9605 S KINGSTON CT STE 150 ENGLEWOOD, CO 801126021 | STANDARD INSURANCE COMPANY | $1K | — | $1K | 0.08% |
| TRUTINA FINANCIAL, LLC3 Filed as: TRUTINA FINANCIAL LLC | 10811 MAIN ST BELLEVUE, WA 98004 | STANDARD INSURANCE COMPANY | $1K | — | $1K | 0.08% |
| COMPENSATION SYSTEMS NORTHWEST, INC3 Filed as: COMPENSATION SYSTEMS NW INC | 1437 SW COLUMBIA ST PORTLAND, OR 97201 | STANDARD INSURANCE COMPANY | $950 | — | $950 | 0.06% |
| GCG FINANCIAL LLC3 Filed as: WILSON ALBERS, AN ALERA GROUP AGENC | 3000 A ST STE 400 ANCHORAGE, AK 99503 | STANDARD INSURANCE COMPANY | $852 | — | $852 | 0.06% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | STANDARD INSURANCE COMPANY | — | $823 | $823 | 0.06% |
| DANIEL B HUNDRUP3 | 301 D STREET STE B LEWISTON, ID 83501 | STANDARD INSURANCE COMPANY | $778 | — | $778 | 0.05% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NW LLC | PO BOX 749083 LOS ANGELES, CA 90074 | STANDARD INSURANCE COMPANY | $296 | — | $296 | 0.02% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NE LIMITED | 1065 AVE OF THE AMERICAS NEW YORK, NY 10018 | STANDARD INSURANCE COMPANY | — | $263 | $263 | 0.02% |
| C2 CENTRIC LLC3 | PO BOX 6824 GRAND RAPIDS, MI 49516 | STANDARD INSURANCE COMPANY | — | $19 | $19 | 0.00% |
| DIMARTINO ASSOCIATES3 | 1325 FOURTH AVE STE 1705 SEATTLE, WA 98101 | WILLAMETTE DENTAL OF WASHINGTON, INC. | — | — | $0 | 0.00% |
| PARKER SMITH & FEEK INC.3 Filed as: PARKER SMITH AND FEEK INC | 2233 112TH AVE NE BELLEVUE, WA 980042936 | VISION SERVICE PLAN | $2K | — | $2K | 1.07% |
| ACRISURE LLC3 Filed as: ACCRISURE, LLC DBA BENEFIT HEALTH A | 9605 S KINGSTON CT STE 150 ENGLEWOOD, CO 801126021 | VISION SERVICE PLAN | $310 | — | $310 | 0.22% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHWEST LLC | P.O. BOX 3018 BOTHELL, WA 980413018 | VISION SERVICE PLAN | $153 | — | $153 | 0.11% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NORTHWEST LLC | P.O. BOX 749083 LOS ANGELES, CA 900749083 | VISION SERVICE PLAN | $21 | — | $21 | 0.01% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| VIMLY BENEFIT SOLUTIONS, INC EIN 91-1603312 NONE | Participant communication; Other commissions; Recordkeeping fees; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan; Accounting (including auditing); Copying and duplicating Service code 10 | — | $150K |
| BROWN & BROWN OF WASHINGTON, INC, EIN 91-0378940 NONE | Insurance agents and brokers; Consulting (general); Recordkeeping and information management (computing, tabulating, data processing, etc.); Insurance services; Direct payment from the plan; Consulting fees; Insurance brokerage commissions and fees Service code 15 | — | $126K |
| SCHOEDEL & SCHOEDEL, CPAS, PLLC EIN 91-0614823 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $18K |
| THE WAGNER LAW GROUP EIN 04-3323315 NONE | Legal; Direct payment from the plan; Consulting (general) Service code 16 | — | $15K |
| WASHINGTON HOSPITAL SERVICES, INC. EIN 91-1389170 NONE | Participant communication; Direct payment from the plan Service code 38 | — | $12K |
| PAYDEN & RYGEL NONE | Custodial (securities); Investment management; Investment advisory (plan); Direct payment from the plan Service code 19 | 333 S GRAND AVENUE LOS ANGELES, CA 90071 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 7,892 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 7,892 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(3 contracts, 2 carriers) | DELTA DENTAL OF WASHINGTON | 11,876 | $6.4M |
| Vision | VISION SERVICE PLAN | 1,255 | $143K |
| Life insurance | STANDARD INSURANCE COMPANY | 4,793 | $1.5M |
| Short-term disability | STANDARD INSURANCE COMPANY | 4,793 | $1.5M |
| Long-term disability | STANDARD INSURANCE COMPANY | 4,793 | $1.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 11,876 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.