| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BRANCH BENEFITS CONSULTANTS3 | 4585 N RANCHO DRIVE LAS VEGAS, NV 89130 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $736K | $736K | 5.90% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | SUN LIFE ASSURANCE COMPANY OF CANADA | $167K | — | $167K | 1.34% |
| JEFFREY ELLIS3 | 7144 TULLAMORE INS. FRANKLIN, TN 37067 | KAISER FOUNDATION HEALTH PLAN REGION MA | $83K | $32K | $116K | 1.55% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | KAISER FOUNDATION HEALTH PLAN REGION MA | $65K | — | $65K | 0.87% |
| BRANCH BENEFITS CONSULTANTS3 | 4584 N. RANCHO DRIVE LAS VEGAS, NV 89130 | HEALTH PLAN OF NEVADA/SIERRA HEALTH AND LIFE | $189K | — | $189K | 2.77% |
| STAGE 5 ADVISORS3 | 7144 TULLAMORE LANE FRANKLIN, TN 37067 | HEALTH NEW ENGLAND | $50K | — | $50K | 1.67% |
| AUBREY L. BRANCH3 | 1720 SILENT SUNSET AVENUE NORTH LAS VEGAS, NV 89084 | RELIASTAR LIFE INSURANCE COMPANY | $158K | — | $158K | 9.87% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | PO BOX 850502 MINNEAPOLIS, MN 554850502 | RELIASTAR LIFE INSURANCE COMPANY | $114K | — | $114K | 7.13% |
| BRANCH BENEFITS CONSULTANTS3 | 4584 NORTH RANCHO DRIVE LAS VEGAS, NV 89130 | SUN LIFE ASSURANCE COMPANY OF CANADA | $6K | $77K | $83K | 6.61% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | SUN LIFE ASSURANCE COMPANY OF CANADA | $13K | — | $13K | 1.06% |
| BRANCH BENEFITS CONSULTANTS3 | 4584 NORTH RANCHO DRIVE LAS VEGAS, NV 89130 | SUN LIFE ASSURANCE COMPANY OF CANADA | $40K | — | $40K | 5.72% |
| BRANCH BENEFITS CONSULTANTS3 | 4584 NORTH RANCHO DRIVE LAS VEGAS, NV 89130 | METLIFE LEGAL PLANS | $28K | — | $28K | 6.01% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METLIFE LEGAL PLANS | $19K | $2K | $22K | 4.68% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 1166 6TH AVENU NEW YORK, NY 100362708 | METLIFE LEGAL PLANS | — | $2 | $2 | 0.00% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | 444 W 47TH STREET SUITE 900 KANSAS CITY, MO 641121906 | METLIFE LEGAL PLANS | — | $2 | $2 | 0.00% |
| BRANCH BENEFITS CONSULTANTS3 | 4584 NORTH RANCHO DRIVE LAS VEGAS, NV 89130 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $27K | $27K | 5.93% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | SUN LIFE ASSURANCE COMPANY OF CANADA | $4K | — | $4K | 0.79% |
| BRANCH BENEFITS CONSULTANTS3 | 4584 NORTH RANCHO DRIVE LAS VEGAS, NV 89130 | SUN LIFE ASSURANCE COMPANY OF CANADA | $27K | $307 | $28K | 6.19% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2K | — | $2K | 0.51% |
| BRANCH BENEFITS CONSULTANTS3 | 4584 N. RANCHO DRIVE LAS VEGAS, NV 89130 | DELTA DENTAL OF MASSACHUSETTS, INC. | $7K | — | $7K | 2.03% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 1050 CONNECTICUT AVENUE WASHINGTON, DC 20036 | DELTA DENTAL OF MASSACHUSETTS, INC. | $5K | — | $5K | 1.35% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 27,645 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 85 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 667 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 28,397 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 4 carriers) | KAISER FOUNDATION HEALTH PLAN | 1,456 | $24.9M |
| Dental(3 contracts, 3 carriers) | HEALTH PLAN OF NEVADA/SIERRA HEALTH AND LIFE | 13,402 | $11.8M |
| Vision(7 contracts, 2 carriers) | EYEMED VISION CARE | 26,486 | $1.5M |
| Life insurance(5 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 21,362 | $15.3M |
| Short-term disability(3 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 21,362 | $13.4M |
| Long-term disability(5 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 21,362 | $15.3M |
| Prescription drug(3 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN | 1,456 | $21.9M |
| Other(10 contracts, 6 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 21,362 | $18.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 26,486 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.