See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 23 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 93 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UMR, INC. EIN 39-1995276 CLAIMS PROCESSING | Claims processing Service code 12 | — | $4.5M |
| ROCKY MOUNTAIN HOSPITAL AND MEDICAL EIN 84-0747736 SERVICE PROVIDER | Claims processing; Other services; Contract Administrator; Float revenue; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $1.5M |
| BLUE CROSS BLUE SHIELD OF MICHIGAN EIN 38-2069753 TPA | Insurance services; Float revenue; Recordkeeping and information management (computing, tabulating, data processing, etc.); Consulting (general); Claims processing; Direct payment from the plan; Contract Administrator; Other fees Service code 12 | — | $903K |
| HORIZON HEALTHCARE SERVICES, INC EIN 22-0999690 CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | — | $811K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 35,000 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 83 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 688 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 44 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 35,815 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 6 carriers) | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | 2,568 | $25.2M |
| Dental(6 contracts, 5 carriers) | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | 30,126 | $17.6M |
| Vision(2 contracts, 2 carriers) | EYEMED VISION CARE, ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE | 55,682 | $2.0M |
| Life insurance(6 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 29,680 | $20.3M |
| Short-term disability(5 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 29,680 | $20.3M |
| Long-term disability(6 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 29,680 | $20.8M |
| Other(11 contracts, 6 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 29,680 | $23.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 55,682 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.