See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 22 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 97 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UMR, INC. EIN 39-1995276 CLAIMS PROCESSING | Claims processing Service code 12 | — | $4.5M |
| ROCKY MOUNTAIN HOSPITAL AND MEDICAL EIN 84-0747736 SERVICE PROVIDER | Other services; Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator; Float revenue; Claims processing Service code 12 | — | $2.3M |
| BLUE CROSS BLUE SHIELD OF MICHIGAN EIN 38-2069753 TPA | Insurance services; Claims processing; Non-monetary compensation; Contract Administrator; Consulting (general); Other fees; Float revenue; Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 12 | — | $953K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 32,864 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 190 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 857 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 33,911 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(6 contracts, 5 carriers) | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | 3,614 | $40.4M |
| Dental(5 contracts, 5 carriers) | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | 16,835 | $26.5M |
| Vision(2 contracts, 2 carriers) | EYEMED VISION CARE, ON BEHALF OF THE FIDELITY SECURITY LIFE INSURANCE | 51,592 | $1.8M |
| Life insurance(6 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 27,322 | $20.8M |
| Short-term disability(5 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 27,322 | $20.8M |
| Long-term disability(6 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 27,322 | $21.3M |
| Prescription drug | GROUP HOSPITALIZATION MEDICAL SERVICES INC. | 989 | $6.2M |
| Other(11 contracts, 7 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 27,322 | $24.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 51,592 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.