| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INSUR & FINANCIAL SERV | P.O. BOX 29675 LOCKBOX 2027 PHOENIX, AZ 85038 | SUN LIFE ASSURANCE COMPANY OF CANADA | $94K | $673K | $768K | 4.85% |
| BRANCH BENEFITS CONSULTANTS3 | 4584 N. RANCHO DRIVE LAS VEGAS, NV 89130 | SUN LIFE ASSURANCE COMPANY OF CANADA | $32K | $150K | $181K | 1.14% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 1301 DOVE ST, STE 200 NEWPORT BEACH, CA 92660 | SUN LIFE ASSURANCE COMPANY OF CANADA | $0 | $62K | $62K | 0.39% |
| BRANCH BENEFITS CONSULTANTS3 Filed as: BRANCH BENEFITS CONSLTANTS | 4584 N. RANCHO DRIVE LAS VEGAS, NV 89130 | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | $204K | $0 | $204K | 1.85% |
| BRANCH BENEFITS CONSULTANTS3 | 2480 N. DECATUR #140 LAS VEGAS, NV 89108 | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC | $139K | $15K | $154K | 2.03% |
| BRANCH BENEFITS CONSULTANTS3 | 4584 N. RANCHO DRIVE LAS VEGAS, NV 89130 | SUN LIFE ASSURANCE COMPANY OF CANADA | $12K | $81K | $93K | 6.03% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 1301 DOVE STREET, STE 200 NEWPORT BEACH, CA 92660 | SUN LIFE ASSURANCE COMPANY OF CANADA | $0 | $6K | $6K | 0.41% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INSUR & FINANCIAL SERV | P.O. BOX 29675 LOCKBOX 2027 PHOENIX, AZ 85038 | SUN LIFE ASSURANCE COMPANY OF CANADA | $9K | $33K | $42K | 5.39% |
| BRANCH BENEFITS CONSULTANTS3 | 4584 N. RANCHO DRIVE LAS VEGAS, NV 89130 | SUN LIFE ASSURANCE COMPANY OF CANADA | $3K | $7K | $10K | 1.34% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 1301 DOVE STREET, STE 200 NEWPORT BEACH, CA 92660 | SUN LIFE ASSURANCE COMPANY OF CANADA | $0 | $3K | $3K | 0.40% |
| DISABILITY INSURANCE SVCS INC3 | 4444 ZION AVE SAN DIEGO, CA 92120 | STANDARD INSURANCE COMPANY | $79K | $0 | $79K | 17.36% |
| QUINCY L BRANCH3 Filed as: QUINCY L. BRANCH | P.O. BOX 570284 LAS VEGAS, NV 89157 | STANDARD INSURANCE COMPANY | $25K | $0 | $25K | 5.45% |
| CHARLES DAVID BUCKALEW JR3 | 11111 SANTA MONICA BLVD, STE 1150 LOS ANGELES, CA 90025 | STANDARD INSURANCE COMPANY | $8K | $0 | $8K | 1.85% |
| GREGORY ALAN MAYFIELD3 | 7272 E INDIAN SCHOOL ROAD, STE 220 SCOTTSDALE, AZ 85251 | STANDARD INSURANCE COMPANY | $8K | $0 | $8K | 1.74% |
| THOMAS P MCKIERNAN3 Filed as: THOMAS ZIMMER | 7272 E INDIAN SCHOOL ROAD, STE 220 SCOTTSDALE, AZ 85251 | STANDARD INSURANCE COMPANY | $5K | $0 | $5K | 1.13% |
| FRANK HOGAN3 | 7272 E INDIAN SCHOOL ROAD, STE 220 SCOTTSDALE, AZ 85251 | STANDARD INSURANCE COMPANY | $47 | $0 | $47 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 40,423 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 92 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 200 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 40 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 40,755 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 26 | $163K |
| Dental(2 contracts, 2 carriers) | LIBERTY DENTAL PLAN OF NEVADA, INC. | 17,959 | $5.6M |
| Vision(2 contracts, 2 carriers) | EYEMED VISION CARE, ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE | 59,637 | $1.7M |
| Life insurance(4 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 27,549 | $18.2M |
| Short-term disability(3 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 27,549 | $18.2M |
| Long-term disability(4 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 27,549 | $18.6M |
| Prescription drug | GROUP HOSPITALIZATION AND MEDICAL SERVICES, INC. | 0 | $0 |
| Other(6 contracts, 4 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 27,549 | $18.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 59,637 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.