| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BRANCH BENEFITS CONSULTANTS3 | 2480 N. DECATUR BLVD #140 LAS VEGAS, NV 89108 | SUN LIFE ASSURANCE CMPANY OF CANADA | $635K | $0 | $635K | 4.39% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 1301 DOVE ST, STE 200 NEWPORT BEACH, CA 92660 | SUN LIFE ASSURANCE CMPANY OF CANADA | $217K | $0 | $217K | 1.50% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 516 W SHAW AVE, STE 102 FRESNO, CA 93704 | SUN LIFE ASSURANCE CMPANY OF CANADA | — | $202K | $202K | 1.40% |
| BRANCH BENEFITS CONSULTANTS3 | 2480 N. DECATUR BLVD.#140 LAS VEGAS, NV 89108 | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | $226K | $0 | $226K | 2.02% |
| AUBREY L. BRANCH3 | 1720 SILENT SUNSET AVE N. LAS VEGAS, NV 89084 | CONTINENTAL AMERICAN INSURANCE COMPANY | $140K | $0 | $140K | 8.32% |
| MICHAEL F IVES3 Filed as: MICHAEL F. IVES | 2685 S. RAINBOW BLVD. LAS VEGAS, NV 89146 | CONTINENTAL AMERICAN INSURANCE COMPANY | $88K | $0 | $88K | 5.20% |
| SIMON B REYES3 Filed as: SIMON B. REYES | 724 AMBER HILLS DRIVE LAS VEGAS, NV 89123 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9K | $0 | $9K | 0.52% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: DANIEL A. JAIME | 5603 FIARMEADE WAY LAS VEGAS, NV 89135 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | $0 | $5K | 0.32% |
| ANDREW B. MCGINNIS3 | 11111 SANTA MONICA BLVD, SUITE 1150 LOS ANGELES, CA 90025 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 0.19% |
| DWIGHT L PIERCE3 Filed as: DWIGHT L. PIERCE | BENEFITS TECHNOLOGIES, LLC 1200 E. TAFT STREET SAPULPA, OK 74066 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $0 | $2K | 0.12% |
| NANCY RIOJAS3 | 1000 S. WILSONVILLE RD, APT #96 NEWBERG, OR 97132 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | $0 | $1K | 0.07% |
| PATRICK J SULLIVAN3 Filed as: PATRICK J. SULLIVAN | 36 DESERT HIGHLAND S. DR HENDERSON, NV 89052 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | $0 | $1K | 0.07% |
| LAURIE ANN UNDERNEHR3 Filed as: LAURIE A. UNDERNEHR | 5042 SHADOW RIVER STREET LAS VEGAS, NV 89148 | CONTINENTAL AMERICAN INSURANCE COMPANY | $998 | $0 | $998 | 0.06% |
| KACY A GRUENKEMEYER3 Filed as: KACY A. GRUENKEMEYER | 11116 AURORA AVENUE URBANDALE, IA 50322 | CONTINENTAL AMERICAN INSURANCE COMPANY | $953 | $0 | $953 | 0.06% |
| JEREMIAH TROY TALTON3 Filed as: JEREMIAH T. TALTON | 2101 PARK VIEW COVE BILOXI, MS 39532 | CONTINENTAL AMERICAN INSURANCE COMPANY | $928 | $0 | $928 | 0.06% |
| CORE FIVE SOLUTIONS3 Filed as: CORE V SOLUTIONS, INC. | 7400 GAYLORD PARKWAY FRISCO, TX 75034 | CONTINENTAL AMERICAN INSURANCE COMPANY | $912 | $0 | $912 | 0.05% |
| SYLVIA A MARRERO-JONES3 Filed as: SYLVIA A. MARRERO-JONES | 3375 E. TOMPKINS AVENUE, UNIT 149 LAS VEGAS, NV 89121 | CONTINENTAL AMERICAN INSURANCE COMPANY | $880 | $0 | $880 | 0.05% |
| VALERIE S. LEWIS3 | 9104 CANYON MAGIC AVE LAS VEGAS, NV 89129 | CONTINENTAL AMERICAN INSURANCE COMPANY | $844 | $0 | $844 | 0.05% |
| SUSAN MAE DANIEL3 Filed as: SUSAN TAORMINA | 28 FIRST STREET MT. CLEMENS, MI 48043 | CONTINENTAL AMERICAN INSURANCE COMPANY | $840 | $0 | $840 | 0.05% |
| DANIEL TANNER WHITEHEAD3 Filed as: DANIEL WHITEHEAD | 2611 MAHOGANY DRIVE TUPELO, MS 38801 | CONTINENTAL AMERICAN INSURANCE COMPANY | $777 | $0 | $777 | 0.05% |
| LYNDA B MACDONALD3 Filed as: LYNDA B. MACDONALD | 28655 OAKMONTE CIRCLE W HEW HUDSON, MI 48165 | CONTINENTAL AMERICAN INSURANCE COMPANY | $668 | $0 | $668 | 0.04% |
| LINDSEY MARIE DUFEK3 Filed as: LINDSEY DUFEK VEREKER | 1009 PELICAN COVE OCEAN SPRINGS, MS 39564 | CONTINENTAL AMERICAN INSURANCE COMPANY | $647 | $0 | $647 | 0.04% |
| AMY BECHTEL3 | 6212J W. CHARLESTON BLVD #200 LAS VEGAS, NV 89146 | CONTINENTAL AMERICAN INSURANCE COMPANY | $606 | $0 | $606 | 0.04% |
| IAN A BURT3 | 5201 ABINGTON DRIVE TROY, MI 48085 | CONTINENTAL AMERICAN INSURANCE COMPANY | $604 | $0 | $604 | 0.04% |
| TAMMY A MORGART3 Filed as: TAMMY A. SWAIN | 5463 SOUTH DURANGO DRIVE, SUITE B LAS VEGAS, NV 89113 | CONTINENTAL AMERICAN INSURANCE COMPANY | $548 | $0 | $548 | 0.03% |
| MICHELLE L VILLENEUVE3 Filed as: MICHELLE L. VILLENEUVE | 15770 CHARLESTON DRIVE CLINTON TOWNSHIP, MI 48038 | CONTINENTAL AMERICAN INSURANCE COMPANY | $527 | $0 | $527 | 0.03% |
| STEPHEN B THACKSTON3 Filed as: STEPHEN THACKSTON | 2851 S. VALLEY VIEW #2159 LAS VEGAS, NV 89102 | CONTINENTAL AMERICAN INSURANCE COMPANY | $472 | $0 | $472 | 0.03% |
| JEAN DAVID BUTLER3 | 601 CRESCENT BLVD., SUITE 102 RIDGELAND, MS 39157 | CONTINENTAL AMERICAN INSURANCE COMPANY | $447 | $0 | $447 | 0.03% |
| EVELYN J WASHCHUK3 Filed as: EVELYN J. WASHCHUK | 28 FIRST STREET MT. CLEMENS, MI 48043 | CONTINENTAL AMERICAN INSURANCE COMPANY | $435 | $0 | $435 | 0.03% |
| SYDNEY N. COTTON3 | 625 E. BIG BEAVER STE 103 TROY, MI 48083 | CONTINENTAL AMERICAN INSURANCE COMPANY | $417 | $0 | $417 | 0.02% |
| DREW L WHITTINGTON3 Filed as: DREW L. WHITTINGTON | 3660 WATERMELON RD, STE 206 NORTHPORT, AL 35473 | CONTINENTAL AMERICAN INSURANCE COMPANY | $413 | $0 | $413 | 0.02% |
| MARK BUTLER INC3 Filed as: MARK D. BUTLER | 13155 HWY 67, SUITE D BILOXI, MS 39532 | CONTINENTAL AMERICAN INSURANCE COMPANY | $410 | $0 | $410 | 0.02% |
| WAYNE C KIM3 Filed as: WAYNE C. KIM | 15043 SAGEWOOD STREET GULFPORT, MS 39503 | CONTINENTAL AMERICAN INSURANCE COMPANY | $387 | $0 | $387 | 0.02% |
| ANDREW K GLAUB3 Filed as: ANDREW K. GLAUB | 2150 ASSOCIATION DRIVE, SUITE 150 OKEMOS, MI 38864 | CONTINENTAL AMERICAN INSURANCE COMPANY | $377 | $0 | $377 | 0.02% |
| CARMEN PARSON3 Filed as: CARMEN M. PARSON | 28 FIRST STREET MT. CLEMENS, MI 48043 | CONTINENTAL AMERICAN INSURANCE COMPANY | $369 | $0 | $369 | 0.02% |
| LEIGH A SULLIVAN3 Filed as: LEIGH A. SULLIVAN | 2611 MAHOGANY DRIVE TUPELO, MS 38801 | CONTINENTAL AMERICAN INSURANCE COMPANY | $344 | $0 | $344 | 0.02% |
| THOMAS W BOSTON3 Filed as: THOMAS A. DANKO | 51110 SHADOW RIDGE DR MACOMB, MI 48042 | CONTINENTAL AMERICAN INSURANCE COMPANY | $331 | $0 | $331 | 0.02% |
| VALERIE R JOHNSTON3 Filed as: VALERIE R. JOHNSTON | 6197 PINEWOOD AVE LAS VEGAS, NV 89103 | CONTINENTAL AMERICAN INSURANCE COMPANY | $314 | $0 | $314 | 0.02% |
| WILLIAM MARZOLF3 | 3647 TOPAWA DRIVE LAS VEGAS, NV 89103 | CONTINENTAL AMERICAN INSURANCE COMPANY | $306 | $0 | $306 | 0.02% |
| GERALD E FRY3 Filed as: GERALD E. FRY | 1501 DALLAS TERRACE HENDERSON, NV 89014 | CONTINENTAL AMERICAN INSURANCE COMPANY | $301 | $0 | $301 | 0.02% |
| CHRISTOPHER S HARDY3 Filed as: CHRISTOPHER HARDY | 760 INDIAN OAK DRIVE SALTILLA, MS 38866 | CONTINENTAL AMERICAN INSURANCE COMPANY | $274 | $0 | $274 | 0.02% |
| SHERRY R WILFONG-PALZET3 Filed as: SHERRY R. WILFONG-PALZET | 4625 SOUTH POLARIS AVE SUITE 212 LAS VEGAS, NV 89103 | CONTINENTAL AMERICAN INSURANCE COMPANY | $271 | $0 | $271 | 0.02% |
| ROBERT STRYE3 Filed as: ROBERT F. STRYE | 20470 PICADILLY RD DETROIT, MI 48221 | CONTINENTAL AMERICAN INSURANCE COMPANY | $269 | $0 | $269 | 0.02% |
| COLLEEN M LAPRADE3 Filed as: COLLEEN M. LAPRADE | 6005 HIDDEN VALLEY ROAD, SUITE 150 CARLSBAD, CA 92011 | CONTINENTAL AMERICAN INSURANCE COMPANY | $259 | $0 | $259 | 0.02% |
| JEANETTE S STAPLETON3 Filed as: JEANETTE S. STAPLETON | 34706 CENTAUR CLINTON TOWNSHIP, MI 48035 | CONTINENTAL AMERICAN INSURANCE COMPANY | $235 | $0 | $235 | 0.01% |
| EDGAR J SANCHEZ SR3 Filed as: EDGAR J. SANCHEZ SR. | 28 FIRST STREET MT. CLEMENS, MI 48043 | CONTINENTAL AMERICAN INSURANCE COMPANY | $233 | $0 | $233 | 0.01% |
| LESTER RAY BLACKSHEAR3 Filed as: LESTER BLACKSHEAR | 115 HIDEAWAY LANE CENTRAL HIDEAWAY, TX 75771 | CONTINENTAL AMERICAN INSURANCE COMPANY | $224 | $0 | $224 | 0.01% |
| REGINA G AICKLEN3 Filed as: REGINA AICKLEN | 236 HAMLAY WAY HENDERSON, NV 89074 | CONTINENTAL AMERICAN INSURANCE COMPANY | $178 | $0 | $178 | 0.01% |
| RENAE BLACKWELL3 Filed as: RENAE Y. BLACKWELL | 20907 COREY DRIVE MACOMB, MI 48044 | CONTINENTAL AMERICAN INSURANCE COMPANY | $163 | $0 | $163 | 0.01% |
| JEANETTE A WHITEHEAD3 Filed as: JEANETTE D. WHITEHEAD | 310 SOUTH STREET WATER VALLEY, MS 38965 | CONTINENTAL AMERICAN INSURANCE COMPANY | $147 | $0 | $147 | 0.01% |
| WILLIAM (ALLEN) A BAZZELL3 Filed as: WILLIAM (ALLEN) A. BAZZELL | 3174 HIGHWAY 45 N COLUMBUS, MS 39705 | CONTINENTAL AMERICAN INSURANCE COMPANY | $113 | $0 | $113 | 0.01% |
| AUBRIE LANE3 | 11365 FENTON DR BILOXI, MS 39532 | CONTINENTAL AMERICAN INSURANCE COMPANY | $106 | $0 | $106 | 0.01% |
| AG AND ASSOCIATES3 Filed as: AG & ASSOCIATES | 2150 ASSOCIATION DRIVE, SUITE 150 OKEMOS, MI 48864 | CONTINENTAL AMERICAN INSURANCE COMPANY | $104 | $0 | $104 | 0.01% |
| TAMMY S MCMINN3 Filed as: TAMMY S. MCMINN | 202 CR 99 WATER VALLEY, MS 38965 | CONTINENTAL AMERICAN INSURANCE COMPANY | $91 | $0 | $91 | 0.01% |
| JAMES J MOREAU3 Filed as: JAMES J. MOREAU | 6721 WASHINGTON AVENUE, APT 3D OCEAN SPRINGS, MS 39564 | CONTINENTAL AMERICAN INSURANCE COMPANY | $88 | $0 | $88 | 0.01% |
| JENNIFER C BOREK3 Filed as: JENNIFER C. BOREK | 844 GREEN T. LAKE WEST HERNANDO, MS 38632 | CONTINENTAL AMERICAN INSURANCE COMPANY | $86 | $0 | $86 | 0.01% |
| WILLIS TOWERS WATSON US LLC3 Filed as: JOSEPH H. WILLIS | 575 NE 5TH TERRACE, APT 339 FT. LAUDERDALE, FL 33301 | CONTINENTAL AMERICAN INSURANCE COMPANY | $75 | $0 | $75 | 0.00% |
| JOAN G MILLS3 Filed as: JOAN G. MILLS | 266 NOTTINGHAM DRIVE BATESVILLE, MS 38606 | CONTINENTAL AMERICAN INSURANCE COMPANY | $65 | $0 | $65 | 0.00% |
| GREGORY J WEEKS3 Filed as: GREGORY J. WEEKS | 1259 LOOP 337 NORTH, 2ND FLOOR NEW BRAUNFELS, TX 78130 | CONTINENTAL AMERICAN INSURANCE COMPANY | $48 | $0 | $48 | 0.00% |
| ALEXIS B JENKINS3 Filed as: ALEXIS B. JENKINS | 6211 CHARLESTON COURT DRIVE OXFORD, MS 38655 | CONTINENTAL AMERICAN INSURANCE COMPANY | $43 | $0 | $43 | 0.00% |
| KELLY L HILL3 Filed as: KELLY L. HILL | 7946 WHITE FALLS RENO, NV 89506 | CONTINENTAL AMERICAN INSURANCE COMPANY | $29 | $0 | $29 | 0.00% |
| RANDALL D LADNER3 Filed as: RANDALL D. LADNER | 601 CRESDENT BLVD, SUITE 300 RIDGELAND, MS 39157 | CONTINENTAL AMERICAN INSURANCE COMPANY | $26 | $0 | $26 | 0.00% |
| PETER B WILKINSON JR3 Filed as: PETER B. WILKINSON, JR. | 1408 LANCELOT AVENUE WOLFFORTH, TX 79382 | CONTINENTAL AMERICAN INSURANCE COMPANY | $22 | $0 | $22 | 0.00% |
| JAMES C SNIDER JR3 Filed as: JAMES C. SNIDER | 830 JUANITA RAEL WINTER PARK, FL 32789 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14 | $0 | $14 | 0.00% |
| JOHN MACIAS JR3 Filed as: JOHN MACIAS, JR. | 1755 E. PLUMB LANE #169 RENO, NV 89502 | CONTINENTAL AMERICAN INSURANCE COMPANY | $13 | $0 | $13 | 0.00% |
| EL TORRO INC3 Filed as: EL TORRO INC. | 2549 PALM DALE DRIVE SW WYOMING, MI 49418 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | $0 | $10 | 0.00% |
| JENNIFER E MACIAS3 Filed as: JENNIFER E. MACIAS | 1755 E.. PLUMB LN #169 RENO, NV 89502 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | $0 | $10 | 0.00% |
| HEATHER A DOLLIVER3 Filed as: HEATHER A. DOLLIVER | 212 W. SILVER LK ROAD FENTON, MI 48430 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | $0 | $6 | 0.00% |
| THOMAS W RINGWALD3 Filed as: THOMAS W. RINGWALD | 2732 SPIRIT ROCK TRAIL RENO, NV 89511 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | $0 | $6 | 0.00% |
| CHRIS D BOULDREY3 Filed as: CHRIS D. BOULDREY | 340 WOOD HILLS DRIVE CONCORD, MI 49237 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | $0 | $6 | 0.00% |
| JIM M BULLOCK3 Filed as: JIM M. BULLOCK | 3715 POWDERHORN DR OKEMOS, MI 48864 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | $0 | $4 | 0.00% |
| VICKI M BUTLER3 Filed as: VICKI M. BUTLER | 601 CRESCENT BLVD, STE 102 RIDGELAND, MS 39157 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | $0 | $4 | 0.00% |
| JEFFREY C WERNER3 Filed as: JEFFREY C. WERNER | 18096 TRUDY DRIVE SPRING LAKE, MI 49456 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | $0 | $3 | 0.00% |
| LES HEINSEN INS SERVICES INC3 | 193 BLUE RAVINE RD SUITE 140 FOLSOM, CA 95630 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | $0 | $3 | 0.00% |
| JENNIFER GRIFFIN3 | 32419 HOLDEN DRIVE WARREN, MI 48092 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | $0 | $2 | 0.00% |
| BRANCH BENEFITS CONSULTANTS3 Filed as: BRANCH BENEFITS CONSULANTS | 2480 N. DECATUR #140 LAS VEGAS, NV 89108 | SUN LIFE ASSURANCE SOMPANY OF CANADA | $63K | $0 | $63K | 4.09% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC. | 516 W. SHAW AVE, STE 102 FRESNO, CA 93704 | SUN LIFE ASSURANCE SOMPANY OF CANADA | $0 | $39K | $39K | 2.54% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 1301 DOVE ST, STE 200 NEWPORT BEACH, CO 92660 | SUN LIFE ASSURANCE SOMPANY OF CANADA | $22K | $0 | $22K | 1.41% |
| BRANCH BENEFITS CONSULTANTS3 | 2480 N. DECATUR BLVD #140 LAS VEGAS, NV 89108 | SUNLIFE ASSURANCE COMPANY OF CANADA | $33K | $0 | $33K | 4.59% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 516 W SHAW AVENUE, STE 102 FRESNO, CA 93704 | SUNLIFE ASSURANCE COMPANY OF CANADA | $0 | $18K | $18K | 2.55% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC. | 1301 DOVE ST, STE 200 NEWPORT BEACH, CA 92660 | SUNLIFE ASSURANCE COMPANY OF CANADA | $9K | $0 | $9K | 1.28% |
| DISABILITY INSURANCE SVCS INC3 | 4444 ZION AVE SAN DIEGO, CA 92120 | STANDARD INSURANCE COMPANY | $94K | $2K | $96K | 19.45% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP NATIONAL ACCOUNT SERVICES | 11111 SANTA MONICA BLVD STE 1150 LOS ANGELES, CA 90025 | STANDARD INSURANCE COMPANY | $54K | $0 | $54K | 10.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 40,810 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 92 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 100 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 10 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 41,012 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | 2,831 | $11.4M |
| Dental(3 contracts, 3 carriers) | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | 18,413 | $16.8M |
| Vision(2 contracts, 2 carriers) | EYEMED VISION CARE | 49,516 | $1.3M |
| Life insurance(4 contracts, 4 carriers) | SUN LIFE ASSURANCE CMPANY OF CANADA | 24,649 | $16.7M |
| Short-term disability(3 contracts, 3 carriers) | SUN LIFE ASSURANCE CMPANY OF CANADA | 24,649 | $16.7M |
| Long-term disability(4 contracts, 4 carriers) | SUN LIFE ASSURANCE CMPANY OF CANADA | 24,649 | $17.2M |
| Prescription drug | HEALTH PLAN OF NEVADA/SIERRA HEALTH & LIFE | 2,831 | $11.2M |
| Other(6 contracts, 6 carriers) | SUN LIFE ASSURANCE CMPANY OF CANADA | 24,649 | $18.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 49,516 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.