| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARK MARTINEZ3 | 229 CHACO CANYON DR HENDERSON, NV 89047 | HEALTH PLAN OF NEVADA | $60K | — | $60K | 1.81% |
| CHARLES A JENSEN & ASSOCIATES INC3 Filed as: CHARLES JENSEN & ASSOCIATES | 2700 E SUNSET ROAD #20 LAS VEGAS, NV 89120 | HEALTH PLAN OF NEVADA | $30K | — | $30K | 0.91% |
| FREY INSURANCE AND BENEFITS3 | 4775 W TECO AVE STE 225 LAS VEGAS, NV 89118 | HEALTH PLAN OF NEVADA | $20K | — | $20K | 0.61% |
| RONALD SNIDER3 | PO BOX 400638 LAS VEGAS, NV 89140 | HEALTH PLAN OF NEVADA | $19K | — | $19K | 0.57% |
| GCG FINANCIAL LLC3 Filed as: GLB INSURANCE GROUP OF NEVADA,ALERA | 4455 S PECOS RD LAS VEGAS, NV 89121 | HEALTH PLAN OF NEVADA | $16K | — | $16K | 0.49% |
| CUSTOM BENEFIT CONSULTANTS INC.3 Filed as: CUSTOM BENEFIT CONSULTANTS, INC. | 300 S 4TH STREET STE 700 LAS VEGAS, NV 89101 | HEALTH PLAN OF NEVADA | $7K | — | $7K | 0.22% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE, INC. | 200 GALLERIA PARKWAY SUITE 1950 ATLANTA, GA 30339 | HEALTH PLAN OF NEVADA | $6K | — | $6K | 0.19% |
| BEP CONSULTING LLC3 | 2835 ANTERES ST LAS VEGAS, NV 89117 | HEALTH PLAN OF NEVADA | $6K | — | $6K | 0.19% |
| RENNO INSURANCE AGENCY P LLC3 | 5940 S RAINBOW BLVD SUITE 2000 LAS VEGAS, NV 89118 | HEALTH PLAN OF NEVADA | $6K | — | $6K | 0.19% |
| CAPSTONE BROKERAGE INC.3 Filed as: CAPSTONE BROKERAGE INC | 8681 W SAHARA AVE STE 100 LAS VEGAS, NV 89117 | HEALTH PLAN OF NEVADA | $6K | — | $6K | 0.18% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE OF NEVADA | 975 KELLY JOHNSON DRIVE STE 100 LAS VEGAS, NV 89119 | HEALTH PLAN OF NEVADA | $5K | — | $5K | 0.17% |
| DENNIS FINANCIAL SERVICES3 | 707 RESPECTFUL RIDGE HENDERSON, NV 89012 | HEALTH PLAN OF NEVADA | $5K | — | $5K | 0.16% |
| A-Z INSURANCE LLC3 Filed as: A -Z INSURANCE LLC | 1412 PATRICK THOMAS CT N LAS VEGAS, NV 89086 | HEALTH PLAN OF NEVADA | $5K | — | $5K | 0.16% |
| RAINY JUSTICE3 | 1955 E TROPICANA AVE STE H LAS VEGAS, NV 89119 | HEALTH PLAN OF NEVADA | $4K | — | $4K | 0.13% |
| MAYFAIR MANAGMENT GROUP INC3 | 830 CARNEGIE ST #1322 HENDERSON, NV 89062 | HEALTH PLAN OF NEVADA | $4K | — | $4K | 0.13% |
| EMPLOYERS BENEFITS DESIGN INC3 Filed as: EMPLOYERS BENEFITS DESIGN, INC. | 330 E WARM SPRINGS RD LAS VEGAS, NV 89119 | HEALTH PLAN OF NEVADA | $4K | — | $4K | 0.11% |
| LMG CONSULTING LLC3 Filed as: LMG CONSULTING, LLC | PO BOX 36775 LAS VEGAS, NV 89133 | HEALTH PLAN OF NEVADA | $3K | — | $3K | 0.09% |
| COREPRIME3 | 1885 VILLAGE CENTER CIR STE 110 LAS VEGAS, NV 89134 | HEALTH PLAN OF NEVADA | $3K | — | $3K | 0.09% |
| HOLLAND-WILLIAMS INC3 | PO BOX 35919 LAS VEGAS, NV 89133 | HEALTH PLAN OF NEVADA | $3K | — | $3K | 0.08% |
| CAROTHERS INSURANCE AGENCY3 | 3161 E WARM SPRINGS RD #200 LAS VEGAS, NV 89130 | HEALTH PLAN OF NEVADA | $2K | — | $2K | 0.06% |
| PATHWAY INSURANCE INC3 | PO BOX 881 DRIGGS, ID 83422 | HEALTH PLAN OF NEVADA | $1K | — | $1K | 0.04% |
| CORNERSTONE BENEFITS LLC3 Filed as: CORNERSTONE BENEFITS, LLC | 6881 W CHARLESTON BLVD STE A LAS VEGAS, NV 89117 | HEALTH PLAN OF NEVADA | $332 | — | $332 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 634 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 634 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH PLAN OF NEVADA | 812 | $3.3M |
| Dental | HEALTH PLAN OF NEVADA | 812 | $3.3M |
| Vision | HEALTH PLAN OF NEVADA | 812 | $3.3M |
| Prescription drug | HEALTH PLAN OF NEVADA | 812 | $3.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 812 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.