| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GCG FINANCIAL LLC3 Filed as: DISTINCTIVE INSURANCE, ALERA | 8357 W FLAMINGO RD SUITE 102 LAS VEGAS, NV 89147 | HEALTH PLAN OF NEVADA | $376K | — | $376K | 2.79% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF NEVADA, LLC | 375 WARM SPRINGS SUITE 201 LAS VEGAS, NV 89119 | HEALTH PLAN OF NEVADA | $100K | — | $100K | 0.74% |
| INSURANCE OFFICE OF AMERICA3 | 8337 SUNSET RD SUITE 290 LAS VEGAS, NV 89113 | HEALTH PLAN OF NEVADA | $66K | — | $66K | 0.49% |
| GBS BENEFITS INS AGENCY3 Filed as: GBS NEVADA INC | 7881 W CHARLESTON #140 LAS VEGAS, NV 89117 | HEALTH PLAN OF NEVADA | $60K | — | $60K | 0.44% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: CRAGIN & PIKE INC | 2603 W CHARLESTON BLVD LAS VEGAS, NV 89102 | HEALTH PLAN OF NEVADA | $53K | — | $53K | 0.39% |
| ASSURANCE AGENCY LTD3 Filed as: ASSURANCE LTD | 5740 ARVILLE ST STE 204 LAS VEGAS, NV 89118 | HEALTH PLAN OF NEVADA | $53K | — | $53K | 0.39% |
| EMPLOYEE BENEFIT SOLUTIONS INC3 | 10161 PARK RUN DR SUITE 150 LAS VEGAS, NV 89145 | HEALTH PLAN OF NEVADA | $51K | — | $51K | 0.38% |
| FREY INSURANCE AND BENEFITS3 | 4775 W TECO AVE STE 225 LAS VEGAS, NV 89118 | HEALTH PLAN OF NEVADA | $47K | — | $47K | 0.35% |
| DELTA INSURANCE AGENCY3 | 11411 SOUTHERN HIGHLANDS PKW SUITE 320 LAS VEGAS, NV 89141 | HEALTH PLAN OF NEVADA | $42K | — | $42K | 0.31% |
| MORRISSEY INSURANCE SERVICES3 | 11920 SOUTHERN HIGHLANDS PKWY #201 LAS VEGAS, NV 89141 | HEALTH PLAN OF NEVADA | $29K | — | $29K | 0.21% |
| INSGROUP INC3 Filed as: GLB INSURANCE GROUP OF NEVADA, ALER | 4455 S PECOS RD LAS VEGAS, NV 89121 | HEALTH PLAN OF NEVADA | $27K | — | $27K | 0.20% |
| SWARTS MANNING & ASSOCIATES3 Filed as: SWARTS, MANNING & ASSOCIATES | 10091 PARK RUN DR SUITE 200 LAS VEGAS, NV 89145 | HEALTH PLAN OF NEVADA | $25K | — | $25K | 0.19% |
| CAPSTONE BROKERAGE INC.3 | 8681 W SAHARA AVE STE 100 LAS VEGAS, NV 89117 | HEALTH PLAN OF NEVADA | $23K | — | $23K | 0.17% |
| COREPRIME3 | 1885 VILLAGE CENTER CIR STE 110 LAS VEGAS, NV 89134 | HEALTH PLAN OF NEVADA | $20K | — | $20K | 0.15% |
| USI INSURANCE SERVICES LLC3 | 4225 SOUTH BLVD SUITE 303 VIRGINIA BEACH, VA 23452 | HEALTH PLAN OF NEVADA | $19K | — | $19K | 0.14% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: BROWN & BROWN INSURANCE OF NEVADA | 975 KELLY JOHNSON DRIVE STE 100 LAS VEGAS, NV 89119 | HEALTH PLAN OF NEVADA | $17K | — | $17K | 0.13% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC | 2300 WEST SAHARA SUITE 800 LAS VEGAS, NV 89102 | HEALTH PLAN OF NEVADA | $16K | — | $16K | 0.12% |
| HOLLAND-WILLIAMS INC3 | PO BOX 35919 LAS VEGAS, NV 89133 | HEALTH PLAN OF NEVADA | $15K | — | $15K | 0.11% |
| NANCY LAPHAM3 Filed as: NANCY NORTHROP | 3320 S WYNN RD #B LAS VEGAS, NV 89102 | HEALTH PLAN OF NEVADA | $14K | — | $14K | 0.10% |
| DENNIS FINANCIAL SERVICES3 | 707 RESPECTFUL RIDGE HENDERSON, NV 89012 | HEALTH PLAN OF NEVADA | $13K | — | $13K | 0.09% |
| RENNO INSURANCE AGENCY P LLC3 | 5940 S RAINBOW BLVD SUITE 2000 LAS VEGAS, NV 89118 | HEALTH PLAN OF NEVADA | $11K | — | $11K | 0.08% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATES INC | 2727 GRAND PRAIRIE PARKWAY WAUKEE, IA 50263 | HEALTH PLAN OF NEVADA | $11K | — | $11K | 0.08% |
| HENDRICKS & ASSOCIATES3 | PO BOX 3077 RENO, NV 89505 | HEALTH PLAN OF NEVADA | $11K | — | $11K | 0.08% |
| L/P INSURANCE SERVICES3 Filed as: L/P INSURANCE SERVICES, LLC | 300 E 2ND STREET SUITE 1300 RENO, NV 89501 | HEALTH PLAN OF NEVADA | $10K | — | $10K | 0.08% |
| MARK MARTINEZ3 | 229 CHACO CANYON DR HENDERSON, NV 89047 | HEALTH PLAN OF NEVADA | $10K | — | $10K | 0.08% |
| CORNERSTONE BENEFITS LLC3 Filed as: CORNERSTONE BENEFITS, LLC | 6881 W CHARLESTON BLVD STE A LAS VEGAS, NV 89117 | HEALTH PLAN OF NEVADA | $10K | — | $10K | 0.08% |
| RONALD SNIDER3 | PO BOX 400638 LAS VEGAS, NV 89140 | HEALTH PLAN OF NEVADA | $8K | — | $8K | 0.06% |
| KNOX ASSOCIATES, LLC3 Filed as: KNOX ASSOCIATES | PO BOX 211073 COLUMBUS, OH 43221 | HEALTH PLAN OF NEVADA | $8K | — | $8K | 0.06% |
| MICHELLE KIRKWOOD3 | PO BOX 751414 LAS VEGAS, NV 89136 | HEALTH PLAN OF NEVADA | $7K | — | $7K | 0.05% |
| NEAL WATERS3 | 2431 W HORIZON RIDGE PKWY STE 100 HENDERSON, NV 89052 | HEALTH PLAN OF NEVADA | $6K | — | $6K | 0.05% |
| PRISM GLOBAL MANAGEMENT GROUP, LLC3 | 170 S GREEN VALLEY PKWY #300 HENDERSON, NV 89012 | HEALTH PLAN OF NEVADA | $5K | — | $5K | 0.04% |
| EMPLOYEE BENEFITS MANAGEMENT INC3 Filed as: EMPLOYEE BENEFITS MANAGEMENT LLC | 8194 W DEER VALLEY RD STE 106 PMB 307 PEORIA, AZ 85382 | HEALTH PLAN OF NEVADA | $5K | — | $5K | 0.03% |
| JAYNA MAGLIARO3 | 8430 W LAKE MEAD BLVD STE 100 LAS VEGAS, NV 89128 | HEALTH PLAN OF NEVADA | $4K | — | $4K | 0.03% |
| JOHN CERIO3 | 7455 ARROYO CROSSING PARKWAY SUITE 220 LAS VEGAS, NV 89113 | HEALTH PLAN OF NEVADA | $4K | — | $4K | 0.03% |
| ASPEN INSURANCE SERVICES, INC3 Filed as: ASPEN INSURANCE SERVICE, INC | 3230 S VALLEY VIEW BLVD STE 110 LAS VEGAS, NV 89102 | HEALTH PLAN OF NEVADA | $4K | — | $4K | 0.03% |
| SHEA INSURANCE LLC3 | 3195 ST ROSE PKWY STE 130 HENDERSON, NV 89052 | HEALTH PLAN OF NEVADA | $4K | — | $4K | 0.03% |
| JN SAVASTA CORP3 Filed as: J N SAVASTA CORP | 1350 BROADWAY SUITE 410 NEW YORK, NY 10018 | HEALTH PLAN OF NEVADA | $4K | — | $4K | 0.03% |
| VANESSA RODRIGUEZ3 | 5949 GOLD HORIZON ST N LAS VEGAS, NV 89031 | HEALTH PLAN OF NEVADA | $4K | — | $4K | 0.03% |
| KEITH BALSIGER AGENCY INC3 | 3481 SUNSET RD #100 LAS VEGAS, NV 89120 | HEALTH PLAN OF NEVADA | $3K | — | $3K | 0.03% |
| DIRECT BENEFITIS INC3 Filed as: DIRECT CASES ONLY | — | HEALTH PLAN OF NEVADA | $2K | — | $2K | 0.02% |
| AG INSURANCE SERVICES3 | 10501 W GOWAN RD #210 LAS VEGAS, NV 89129 | HEALTH PLAN OF NEVADA | $1K | — | $1K | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,834 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,834 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH PLAN OF NEVADA | 3,135 | $13.5M |
| Dental | HEALTH PLAN OF NEVADA | 3,135 | $13.5M |
| Vision | HEALTH PLAN OF NEVADA | 3,135 | $13.5M |
| Prescription drug | HEALTH PLAN OF NEVADA | 3,135 | $13.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,135 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.