No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BROWN AND BROWN INSURANCE SERVICES EIN 59-0691921 CONSULTANT | Insurance agents and brokers; Consulting fees; Insurance services; Consulting (general); Insurance brokerage commissions and fees; Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan; Finders' fees / placement fees Service code 15 | — | $156K |
| VIMLY BENEFIT SOLUTIONS, INC. EIN 91-1603312 CONTRACT ADMINISTRATOR | Other commissions; Contract Administrator; Recordkeeping fees; Accounting (including auditing); Participant communication; Recordkeeping and information management (computing, tabulating, data processing, etc.); Copying and duplicating; Direct payment from the plan Service code 10 | — | $88K |
| VIGILANT SERVICES, INC. EIN 93-0877675 CONTRACT ADMINISTRATOR | Insurance brokerage commissions and fees; Finders' fees / placement fees; Direct payment from the plan; Insurance services; Recordkeeping and information management (computing, tabulating, data processing, etc.); Consulting (general); Insurance agents and brokers; Consulting fees; Contract Administrator Service code 13 | — | $51K |
| WORKING WATERFRONT SERVICES, LLC EIN 85-2156522 SUBSIDIARY OF SPONSOR | Insurance services; Consulting (general); Recordkeeping and information management (computing, tabulating, data processing, etc.); Consulting fees; Finders' fees / placement fees; Contract Administrator; Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 13 | — | $51K |
| BTG & ASSOCIATES, LLC DBA BTG BENEF EIN 84-3131974 INSURANCE BROKER | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $45K |
| DENALI BENEFITS, INC. EIN 85-1301680 INSURANCE BROKER | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $32K |
| HUB INTERNATIONAL NW, LLC EIN 91-2036015 INSURANCE BROKER | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $23K |
| NORTHWEST BENEFIT SOLUTIONS, INC EIN 20-8940996 INSURANCE BROKER | Insurance agents and brokers; Insurance brokerage commissions and fees; Direct payment from the plan Service code 22 | — | $19K |
| PCF INSURANCE SERVICES OF THE WEST EIN 82-4474444 INSURANCE BROKER | Insurance brokerage commissions and fees; Direct payment from the plan; Insurance agents and brokers Service code 22 | — | $17K |
| RIVERSIDE EMPLOYEE BENEFITS, LLC EIN 84-3461477 INSURANCE BROKER | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $16K |
| CUMMINGS, FRASER & ASSOCIATES, LLC EIN 68-0609841 INSURANCE BROKER | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $15K |
| MCGREGOR INSURANCE AGENCY, INC EIN 91-1604082 INSURANCE BROKER | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $15K |
| ASSUREDPARTNERS OF WA DBA FORTUNE M EIN 45-2712335 INSURANCE BROKER | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $13K |
| MADDOCK & ASSOCIATES, LLC EIN 83-2655931 INSURANCE BROKER | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $11K |
| KRISTIN MANWARING INSURANCE ASSOCIA EIN 20-4650764 INSURANCE BROKER | Direct payment from the plan; Insurance agents and brokers; Insurance brokerage commissions and fees Service code 22 | — | $11K |
| SCHOEDEL & SCHOEDEL, CPAS, PLLC EIN 91-0614823 AUDITOR | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $10K |
| FORTUNE MANAGEMENT, INC. EIN 30-1176346 INSURANCE BROKER | Insurance agents and brokers; Direct payment from the plan; Insurance brokerage commissions and fees Service code 22 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 531 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 531 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PREMERA BLUE CROSS | 689 | $4.2M |
| Dental | DELTA DENTAL OF WASHINGTON | 415 | $192K |
| Vision | VISION SERVICE PLAN | 322 | $22K |
| Life insurance | LIFEMAP ASSURANCE COMPANY | 493 | $17K |
| Prescription drug | PREMERA BLUE CROSS | 689 | $4.2M |
| Other | LIFEMAP ASSURANCE COMPANY | 493 | $17K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 689 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.