No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BROWN & BROWN OF WA INC. DBA DIMART EIN 91-0378940 NONE | Consulting fees; Direct payment from the plan; Insurance services; Consulting (general); Recordkeeping and information management (computing, tabulating, data processing, etc.); Finders' fees / placement fees; Insurance agents and brokers Service code 15 | — | $30K |
| VIMLY BENEFIT SOLUTIONS, INC. EIN 91-1603312 NONE | Contract Administrator; Other commissions; Accounting (including auditing); Recordkeeping and information management (computing, tabulating, data processing, etc.); Participant communication; Recordkeeping fees; Direct payment from the plan; Copying and duplicating Service code 10 | — | $19K |
| BROWN & BROWN INSURANCE EIN 91-0378940 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $16K |
| NORTHWEST BENEFIT SOLUTIONS, INC. EIN 20-8940996 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $15K |
| VIGILANT SERVICES, INC. EIN 93-0877675 NONE | Insurance services; Insurance brokerage commissions and fees; Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.); Finders' fees / placement fees; Consulting fees; Insurance agents and brokers; Consulting (general); Contract Administrator Service code 13 | — | $12K |
| WORKING WATERFRONT SERVICES, LLC EIN 85-2156522 SUBSIDIARY OF SPONSOR | Consulting fees; Insurance agents and brokers; Insurance services; Contract Administrator; Insurance brokerage commissions and fees; Direct payment from the plan; Finders' fees / placement fees; Recordkeeping and information management (computing, tabulating, data processing, etc.); Consulting (general) Service code 13 | — | $12K |
| SCHOEDEL & SCHOEDEL CPAS, PLLC EIN 91-0614823 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $10K |
| CUMMINGS FRASER & ASSOCIATES, LLC EIN 68-0609841 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $9K |
| PCF INSURANCE SERVICES OF THE WEST EIN 82-1368960 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 368 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 368 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PREMERA BLUE CROSS | 239 | $998K |
| Dental | DELTA DENTAL OF WASHINGTON | 130 | $46K |
| Vision | VISION SERVICE PLAN | 74 | $4K |
| Life insurance | LIFEMAP ASSURANCE COMPANY | 169 | $3K |
| Prescription drug | PREMERA BLUE CROSS | 239 | $998K |
| Other | LIFEMAP ASSURANCE COMPANY | 169 | $3K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 239 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.