No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BROWN & BROWN OF WA INC. DBA DIMART EIN 91-0378940 NONE | Consulting (general); Recordkeeping and information management (computing, tabulating, data processing, etc.); Insurance services; Direct payment from the plan; Consulting fees; Insurance agents and brokers; Finders' fees / placement fees Service code 15 | — | $21K |
| BROWN & BROWN INSURANCE EIN 91-0378940 NONE | Insurance brokerage commissions and fees; Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $14K |
| VIMLY BENEFIT SOLUTIONS, INC. EIN 91-1603312 NONE | Accounting (including auditing); Other commissions; Copying and duplicating; Participant communication; Recordkeeping and information management (computing, tabulating, data processing, etc.); Recordkeeping fees; Contract Administrator; Direct payment from the plan Service code 10 | — | $13K |
| NORTHWEST BENEFIT SOLUTIONS, INC. EIN 20-8940996 NONE | Insurance brokerage commissions and fees; Direct payment from the plan; Insurance agents and brokers Service code 22 | — | $10K |
| VIGILANT SERVICES, INC. EIN 93-0877675 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers; Contract Administrator; Insurance services; Consulting (general); Recordkeeping and information management (computing, tabulating, data processing, etc.); Consulting fees; Finders' fees / placement fees Service code 13 | — | $8K |
| WORKING WATERFRONT SERVICES, LLC EIN 85-2156522 SUBSIDIARY OF SPONSOR | Direct payment from the plan; Insurance services; Insurance agents and brokers; Finders' fees / placement fees; Consulting (general); Insurance brokerage commissions and fees; Consulting fees; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 13 | — | $8K |
| CUMMINGS FRASER & ASSOCIATES, LLC EIN 68-0609841 NONE | Direct payment from the plan; Insurance brokerage commissions and fees; Insurance agents and brokers Service code 22 | — | $7K |
| SCHOEDEL & SCHOEDEL CPAS, PLLC EIN 91-0614823 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 121 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 121 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PREMERA BLUE CROSS | 165 | $684K |
| Dental | DELTA DENTAL OF WASHINGTON | 20 | $29K |
| Vision | VISION SERVICE PLAN | 72 | $4K |
| Life insurance | LIFEMAP ASSURANCE COMPANY | 121 | $3K |
| Prescription drug | PREMERA BLUE CROSS | 165 | $684K |
| Other | LIFEMAP ASSURANCE COMPANY | 121 | $3K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 165 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.