| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ORI-GEN NOGUCHI, LLC DBA NOGUCHI &3 Filed as: ORI-GEN NOGUCHI, LLC DBA NOGUCHI AS | 1314 S KING ST STE 560 HONOLULU, HI 96814 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $34K | — | $34K | 2.60% |
| PACIFIC BUSINESS SOLUTION3 | PO BOX 240655 HONOLULU, HI 96824 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $2K | — | $2K | 0.19% |
| GRACE BEYMER3 | 220 SOUTH KING ST STE 1200 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $1K | — | $1K | 0.11% |
| CHUCK TONDA3 | 220 SOUTH KING ST STE 1200 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $314 | — | $314 | 0.02% |
| GUY TANIOKA3 | 220 SOUTH KING ST STE 120 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $215 | — | $215 | 0.02% |
| ADVANTAGE INSURANCE SERVICES, INC.3 | 1580 MAKALOA ST STE 1220 HONOLULU, HI 96814 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $187 | — | $187 | 0.01% |
| GAVIN TOMA3 | 220 SOUTH KING ST STE 1200 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $160 | — | $160 | 0.01% |
| KAYE CABACUNGAN3 | 220 SOUTH KING ST STE 1200 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $144 | — | $144 | 0.01% |
| EMPLOYEE BENEFIT CONSULTING LLC3 Filed as: EMPLOYEE BENEFIT CONSULTING, LLC | 500 ALA MOANA BLVD TOWER 2 STE 303 HONOLULU, HI 96813 | HAWAII MEDICAL ASSURANCE ASSOCIATION | $130 | — | $130 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 139 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 139 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HAWAII MEDICAL ASSURANCE ASSOCIATION | 139 | $1.3M |
| Dental | HAWAII MEDICAL ASSURANCE ASSOCIATION | 139 | $1.3M |
| Vision | HAWAII MEDICAL ASSURANCE ASSOCIATION | 139 | $1.3M |
| Life insurance | HAWAII MEDICAL ASSURANCE ASSOCIATION | 139 | $1.3M |
| Prescription drug | HAWAII MEDICAL ASSURANCE ASSOCIATION | 139 | $1.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 139 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.