| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| PETRA PACIFIC INSURANCE SERVICE INC3 | 13950 CERRITOS CORPORATE DR STE A CERRITOS, CA 907032468 | UNITED HEALTHCARE INSURANCE COMPANY | $56K | — | $56K | 0.53% |
| QUICKBENEFITS LLC3 | 6125 LUTHER LN STE 240 DALLAS, TX 752256202 | UNITED HEALTHCARE INSURANCE COMPANY | $55K | — | $55K | 0.52% |
| LEAVITT GROUP3 Filed as: LEAVITT CENTRAL COAST INSURANCE SVC | 950 E BLANCO RD STE 103 SALINAS, CA 939014419 | UNITED HEALTHCARE INSURANCE COMPANY | $25K | — | $25K | 0.24% |
| BEERE & PURVES INC3 | 1350 TREAT BLVD STE 470 WALNUT CREEK, CA 945972153 | UNITED HEALTHCARE INSURANCE COMPANY | $23K | — | $23K | 0.22% |
| INTRUST BUSINESS PARTNERS LLC3 | 412 E MADISON ST STE 809 TAMPA, FL 336024616 | UNITED HEALTHCARE INSURANCE COMPANY | $21K | — | $21K | 0.20% |
| MEYER-BADENHOP INS AGCY INC TOTAL3 Filed as: MEYER-BADENHOP INS AGCY INC | PO BOX 150 NAPOLEON, OH 435450150 | UNITED HEALTHCARE INSURANCE COMPANY | $19K | — | $19K | 0.18% |
| FILICE INSURANCE AGENCY3 Filed as: RON FILICE ENTERPRISES, INC. | 738 N 1ST ST STE 202 SAN JOSE, CA 951126371 | UNITED HEALTHCARE INSURANCE COMPANY | $16K | — | $16K | 0.15% |
| FILICE INSURANCE AGENCY3 Filed as: FILICE INSURANCE SERVICES LLC | 738 N 1ST ST STE 202 SAN JOSE, CA 951126371 | UNITED HEALTHCARE INSURANCE COMPANY | $14K | — | $14K | 0.13% |
| HYLANT GROUP INC3 | 565 METRO PL S STE 450 DUBLIN, OH 430175386 | UNITED HEALTHCARE INSURANCE COMPANY | $13K | — | $13K | 0.13% |
| OCI INSURANCE AND FINANCIAL SERVICE3 | 4221 N 203RD ST STE 200 ELKHORN, NE 680223474 | UNITED HEALTHCARE INSURANCE COMPANY | $13K | — | $13K | 0.12% |
| MARIO ELOY ROIZ3 | 10446 NW 31ST TER DORAL, FL 331721200 | UNITED HEALTHCARE INSURANCE COMPANY | $12K | — | $12K | 0.12% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INSURANCE SERVICES, | 32110 AGOURA RD WESTLAKE VILLAGE, CA 913614026 | UNITED HEALTHCARE INSURANCE COMPANY | $12K | — | $12K | 0.11% |
| CARMEL INSURANCE AGENCY INC3 | PO BOX 6117 CARMEL, CA 939216117 | UNITED HEALTHCARE INSURANCE COMPANY | $11K | — | $11K | 0.10% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS NL LLC | 2443 SIR BARTON WAY STE 400 LEXINGTON, KY 405092527 | UNITED HEALTHCARE INSURANCE COMPANY | $10K | — | $10K | 0.10% |
| CAHABA BENEFITS GROUP LLC3 | 400 VESTAVIA PKWY STE 250 BIRMINGHAM, AL 352163750 | UNITED HEALTHCARE INSURANCE COMPANY | $10K | — | $10K | 0.09% |
| GROUP INSURANCE INC OF LA3 | 3636 S SHERWOOD FOREST BLVD STE 111 BATON ROUGE, LA 708162262 | UNITED HEALTHCARE INSURANCE COMPANY | $9K | — | $9K | 0.09% |
| PARAGON PARTNERS LTD3 | 9420 E DOUBLETREE RANCH RD STE C103 SCOTTSDALE, AZ 852585589 | UNITED HEALTHCARE INSURANCE COMPANY | $9K | — | $9K | 0.08% |
| DARAN HINES REEVES3 | PO BOX 15210 MONROE, LA 712075210 | UNITED HEALTHCARE INSURANCE COMPANY | $9K | — | $9K | 0.08% |
| EMPLOYER INSURANCE SOLUTIONS LLC3 | 3031 MAGNOLIA AVE PENSACOLA, FL 325034178 | UNITED HEALTHCARE INSURANCE COMPANY | $8K | — | $8K | 0.08% |
| LOWDERMILK & ASSOCIATES, INC3 | 5600 GREENWOOD PLAZA BLVD STE 325 GREENWOOD VILLAGE, CO 801112316 | UNITED HEALTHCARE INSURANCE COMPANY | $8K | — | $8K | 0.07% |
| TABER FINANCIAL SERVICES INC3 | PO BOX 2124 MARCO ISLAND, FL 341462124 | UNITED HEALTHCARE INSURANCE COMPANY | $8K | — | $8K | 0.07% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES OH INC | 4700 ROCKSIDE RD STE 540 CLEVELAND, OH 441312185 | UNITED HEALTHCARE INSURANCE COMPANY | $8K | — | $8K | 0.07% |
| INSURANCE NETWORK AGENCY3 | 732 CAPITAL AVE SW BATTLE CREEK, MI 490155018 | UNITED HEALTHCARE INSURANCE COMPANY | $7K | — | $7K | 0.07% |
| PENNBROOK INSURANCE SERVICES3 Filed as: PENNBROOK INSURANCE SERVICES INC | 142 SANSOME ST FL 4 SAN FRANCISCO, CA 941043702 | UNITED HEALTHCARE INSURANCE COMPANY | $7K | — | $7K | 0.06% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY LLC-WALNUT | 8144 WALNUT HILL LN STE 1600 DALLAS, TX 752314337 | UNITED HEALTHCARE INSURANCE COMPANY | $6K | — | $6K | 0.06% |
| AMERICAN FINANCIAL INS SVCS INC3 | PO BOX 1066 CORPUS CHRISTI, TX 784031066 | UNITED HEALTHCARE INSURANCE COMPANY | $6K | — | $6K | 0.06% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: DANIEL & HENRY CO THE | 1001 HIGHLANDS PLAZA DR W STE 500 SAINT LOUIS, MO 631101337 | UNITED HEALTHCARE INSURANCE COMPANY | $6K | — | $6K | 0.06% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 1615 POYDRAS ST STE 700 NEW ORLEANS, LA 701121298 | UNITED HEALTHCARE INSURANCE COMPANY | $6K | — | $6K | 0.06% |
| CLEARPATH BENEFIT ADVISORS LLC3 | 300 SPRUCE ST STE 250 COLUMBUS, OH 432151176 | UNITED HEALTHCARE INSURANCE COMPANY | $6K | — | $6K | 0.06% |
| JACK RICE INSURANCE LLC3 | 9455 KOGER BLVD N STE 100 ST PETERSBURG, FL 337022431 | UNITED HEALTHCARE INSURANCE COMPANY | $5K | — | $5K | 0.05% |
| MEYERS GLAROS GROUP LLC3 | 8605 BROADWAY MERRILLVILLE, IN 464107033 | UNITED HEALTHCARE INSURANCE COMPANY | $5K | — | $5K | 0.05% |
| WILLIAM MORGAN SHELTON3 | 3031 MAGNOLIA AVE PENSACOLA, FL 325034178 | UNITED HEALTHCARE INSURANCE COMPANY | $5K | — | $5K | 0.05% |
| LOCKARD & WILLIAMS INSURANCE SVS PA3 Filed as: LOCKARD & WILLIAM INS SERVICES PA | PO BOX 1688 PASCAGOULA, MS 395681688 | UNITED HEALTHCARE INSURANCE COMPANY | $5K | — | $5K | 0.05% |
| FOLEY BENEFITS GROUP LLC3 | PO BOX 1728 SPRINGFIELD, OH 455011728 | UNITED HEALTHCARE INSURANCE COMPANY | $5K | — | $5K | 0.05% |
| SCOTT BRICK EASTMAN3 | PO BOX 6009 ASHLAND, VA 230056009 | UNITED HEALTHCARE INSURANCE COMPANY | $5K | — | $5K | 0.05% |
| GROUP BENEFITS SOURCE INC3 | 2841 E EMPIRE ST STE 135 BLOOMINGTON, IL 617045496 | UNITED HEALTHCARE INSURANCE COMPANY | $5K | — | $5K | 0.04% |
| LOTUS BENEFITS CORP3 | 2655 1ST ST STE 250 SIMI VALLEY, CA 930651574 | UNITED HEALTHCARE INSURANCE COMPANY | $4K | — | $4K | 0.04% |
| CORNERSTONE BROKER INS SERVICES3 Filed as: CORNERSTONE BROKER INS SERVICES AGC | 2101 FLORENCE AVE CINCINNATI, OH 452062426 | UNITED HEALTHCARE INSURANCE COMPANY | $4K | — | $4K | 0.04% |
| ACRISURE LLC3 | PO BOX 1788 GRAND RAPIDS, MI 495011788 | UNITED HEALTHCARE INSURANCE COMPANY | $4K | — | $4K | 0.04% |
| PREFERRED MARKETING ASSOCIATES3 | 3530 N 163RD PLZ OMAHA, NE 681162109 | UNITED HEALTHCARE INSURANCE COMPANY | $4K | — | $4K | 0.03% |
| DKG INSURANCE & FINANCIAL SERVICES3 | 12404 PARK CENTRAL DR STE 400S DALLAS, TX 752511814 | UNITED HEALTHCARE INSURANCE COMPANY | $4K | — | $4K | 0.03% |
| KNUTSEN MARTIN & SON INC3 | PO BOX 657 ASTORIA, OR 971030657 | UNITED HEALTHCARE INSURANCE COMPANY | $3K | — | $3K | 0.03% |
| DRB BENEFITS GROUP3 | PO BOX 545 GOTHA, FL 347340545 | UNITED HEALTHCARE INSURANCE COMPANY | $3K | — | $3K | 0.03% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFIT GROUP INC-LA | 3300 W ESPLANADE AVE S STE 205 METAIRIE, LA 700027415 | UNITED HEALTHCARE INSURANCE COMPANY | $3K | — | $3K | 0.03% |
| MARC JACOBSON3 Filed as: MARC JACOB JACOBSON | 425 HUEHL RD BLDG 16B NORTHBROOK, IL 600622366 | UNITED HEALTHCARE INSURANCE COMPANY | $3K | — | $3K | 0.03% |
| ROBERT T OWEN3 | 315 E BAY ST STE 400 JACKSONVILLE, FL 322022983 | UNITED HEALTHCARE INSURANCE COMPANY | $3K | — | $3K | 0.03% |
| MESIROW INSURANCE SERVICES INC3 | 353 N CLARK ST STE 1100 CHICAGO, IL 606543454 | UNITED HEALTHCARE INSURANCE COMPANY | $3K | — | $3K | 0.03% |
| WILLIAM RAY WILLIAMS3 | 200 E SAINT JULIAN ST STE 525 SAVANNAH, GA 314012754 | UNITED HEALTHCARE INSURANCE COMPANY | $3K | — | $3K | 0.03% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (SE), INC | 1901 ROXBOROUGH RD STE 300 CHARLOTTE, NC 282115588 | UNITED HEALTHCARE INSURANCE COMPANY | $3K | — | $3K | 0.03% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: J.W. TERRILL, A MARSH & MCLENNAN AG | 825 MARYVILLE CENTRE DR STE 200 CHESTERFIELD, MO 630175942 | UNITED HEALTHCARE INSURANCE COMPANY | $3K | — | $3K | 0.03% |
| LEAVITT GROUP3 Filed as: MCDONALD-LEAVITT INSURANCE AGENCY I | 2800 CLEVELAND AVE STE D SANTA ROSA, CA 954032784 | UNITED HEALTHCARE INSURANCE COMPANY | $3K | — | $3K | 0.02% |
| BRESKE & BRESKE INC3 | PO BOX 605 WINTER PARK, FL 327900605 | UNITED HEALTHCARE INSURANCE COMPANY | $3K | — | $3K | 0.02% |
| BARRY G GLASS TOTAL3 Filed as: BARRY G GLASS | 9230 SW CLARIDGE DR TIGARD, OR 972236784 | UNITED HEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 0.02% |
| LEE A MEZRAH INC3 | 5350 W KENNEDY BLVD TAMPA, FL 336092410 | UNITED HEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 0.02% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INSURANCE ORLANDO | 6750 N ANDREWS AVE FORT LAUDERDALE, FL 333092173 | UNITED HEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 0.02% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS AZ DBA HESTER HEITE | 7500 N DREAMY DRAW DR STE 100 PHOENIX, AZ 850204668 | UNITED HEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 0.02% |
| EUCLID MANAGERS3 | 234 SPRING LAKE DR ITASCA, IL 601433202 | UNITED HEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 0.02% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INSURANCE - FLORIDA | 6750 N ANDREWS AVE STE 125 FORT LAUDERDALE, FL 333092148 | UNITED HEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 0.02% |
| MUR-ZAC LLC3 | 3680 E COVEY LN PHOENIX, AZ 850508385 | UNITED HEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 0.02% |
| O&A INSURANCE SERVICES INC3 | 315 E BAY ST STE 400 JACKSONVILLE, FL 322022983 | UNITED HEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 0.02% |
| THE HORTON GROUP3 Filed as: THE HORTON GROUP INC | 10320 ORLAND PKWY ORLAND PARK, IL 604675695 | UNITED HEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 0.02% |
| UNDERHILL INSURANCE AGENCY INC3 | PO BOX 626 WOODLAND HLS, CA 913650626 | UNITED HEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 0.02% |
| DALLAS INSURANCE EXCHANGE II INC3 | 15660 DALLAS PKWY STE 500 DALLAS, TX 752483354 | UNITED HEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 0.02% |
| LUMIX INSURANCE AGENCY INC3 Filed as: LUMIX INSURANCE AGENCY | 1214 11TH ST MODESTO, CA 953540710 | UNITED HEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 0.02% |
| ACUMEN ADVISORS INC3 Filed as: ACUMEN ADVISORS, INC. | 425 2ND ST SE STE 1275 CEDAR RAPIDS, IA 524011819 | UNITED HEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 0.02% |
| MATRIX INSURANCE AGENCY3 Filed as: MATRIX GROUP INSURANCE AGENCY | 42840 CHRISTY ST STE 107 FREMONT, CA 945383194 | UNITED HEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 0.02% |
| DON ALAN POLLARD3 | 1017 BURLWOOD DR SAN JOSE, CA 951202106 | UNITED HEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 0.01% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: BPA TROXELL BENEFITS LLC | 712 IAA DR BLOOMINGTON, IL 617012219 | UNITED HEALTHCARE INSURANCE COMPANY | $1K | — | $1K | 0.01% |
| ROBERTSON RYAN & ASSOCIATES3 Filed as: ROBERTSON RYAN & ASSOCIATES INC | 330 E KILBOURN AVE STE 650 MILWAUKEE, WI 532023175 | UNITED HEALTHCARE INSURANCE COMPANY | $1K | — | $1K | 0.01% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFIT GROUP INC - RIVER VA | 7309 N KNOXVILLE AVE STE 200 PEORIA, IL 616142085 | UNITED HEALTHCARE INSURANCE COMPANY | $1K | — | $1K | 0.01% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (OH) INC | 7438 JAGER CT CINCINNATI, OH 452304344 | UNITED HEALTHCARE INSURANCE COMPANY | $1K | — | $1K | 0.01% |
| TOTAL INSURANCE SERVICES, INC.3 Filed as: TOTAL INSURANCE SERVICES INC | 3175 COMMERCIAL AVE STE 200 NORTHBROOK, IL 600621924 | UNITED HEALTHCARE INSURANCE COMPANY | $1K | — | $1K | 0.01% |
| GROUP BENEFITS LTD3 | 12006 RIDGEMONT DR URBANDALE, IA 503232317 | UNITED HEALTHCARE INSURANCE COMPANY | $1K | — | $1K | 0.01% |
| THE BROKERAGE NET INC3 | 2435 W BERWYN AVE APT 3A CHICAGO, IL 606252331 | UNITED HEALTHCARE INSURANCE COMPANY | $1K | — | $1K | 0.01% |
| K FLYNN INSURANCE AGENCY INC TOTAL3 Filed as: K FLYNN INSURANCE AGENCY INC | PO BOX 263 TROY, MO 633790263 | UNITED HEALTHCARE INSURANCE COMPANY | $1K | — | $1K | 0.01% |
| LEE A MEZRAH INC3 Filed as: LEE AARON MEZRAH | 5350 W KENNEDY BLVD TAMPA, FL 336092410 | UNITED HEALTHCARE INSURANCE COMPANY | $1K | — | $1K | 0.01% |
| POWER HCM INC TOTAL3 Filed as: POWER HCM INC | 4343 N SCOTTSDALE RD STE 150 SCOTTSDALE, AZ 852513351 | UNITED HEALTHCARE INSURANCE COMPANY | $956 | — | $956 | 0.01% |
| C.D. SIMONIAN INSURANCE INC3 | PO BOX 370 FOWLER, CA 936250370 | UNITED HEALTHCARE INSURANCE COMPANY | $801 | — | $801 | 0.01% |
| R L KING INSURANCE AGENCY INC3 Filed as: R L KING INSURANCE AGCY INC | 7723 AIRPORT HWY UNIT F P.O. BOX 12 HOLLAND, OH 435288643 | UNITED HEALTHCARE INSURANCE COMPANY | $750 | — | $750 | 0.01% |
| CLEMENS & ASSOCIATES LIFE AGENCY3 Filed as: CLEMENS & ASSOC LIFE AGCY LTD | 2806 E EMPIRE ST BLOOMINGTON, IL 617044223 | UNITED HEALTHCARE INSURANCE COMPANY | $745 | — | $745 | 0.01% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INSURANCE COLUMBUS | 250 W OLD WILSON BRIDGE RD STE 190 WORTHINGTON, OH 430852298 | UNITED HEALTHCARE INSURANCE COMPANY | $735 | — | $735 | 0.01% |
| THE CASON GROUP INC3 Filed as: CASON GROUP INC | 1612 MARION ST COLUMBIA, SC 292012939 | UNITED HEALTHCARE INSURANCE COMPANY | $618 | — | $618 | 0.01% |
| ROBERT BARRY HAMRIC3 | 4417 OLD LEEDS RD BIRMINGHAM, AL 352133301 | UNITED HEALTHCARE INSURANCE COMPANY | $590 | — | $590 | 0.01% |
| H2H ENROLLMENTS, LLC3 | 20235 N CAVE CREEK RD PHOENIX, AZ 850244424 | UNITED HEALTHCARE INSURANCE COMPANY | $576 | — | $576 | 0.01% |
| HESTER HEITEL & ASSOCIATES INC3 | 6122 N 7TH ST PHOENIX, AZ 850141811 | UNITED HEALTHCARE INSURANCE COMPANY | $435 | — | $435 | 0.00% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFIT GROUP INC - AUSTIN | 5110 N 40TH ST STE 234 PHOENIX, AZ 850182151 | UNITED HEALTHCARE INSURANCE COMPANY | $308 | — | $308 | 0.00% |
| JEFFREY WALLACE3 Filed as: JEFFREY S WALLACE | 1806 TREE TOPS LN SEYMOUR, TN 378653706 | UNITED HEALTHCARE INSURANCE COMPANY | $267 | — | $267 | 0.00% |
| ROGERS BENEFIT GROUP INC3 Filed as: ROGERS BENEFIT GROUP INC - ARIZONA | 7310 N 16TH ST STE 226 PHOENIX, AZ 850208212 | UNITED HEALTHCARE INSURANCE COMPANY | $264 | — | $264 | 0.00% |
| GILLIS ELLIS & BAKER, INC3 Filed as: GILLIS ELLIS & BAKER INC | 1615 POYDRAS ST STE 700 NEW ORLEANS, LA 701121298 | UNITED HEALTHCARE INSURANCE COMPANY | $236 | — | $236 | 0.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: HRH - WILLIS OF ILLINOIS INC | 35371 NETWORK PLACE CHICAGO, IL 606730001 | UNITED HEALTHCARE INSURANCE COMPANY | $143 | — | $143 | 0.00% |
| STAHL & ASSOCIATES INSURANCE INC.3 Filed as: STAHL & ASSOCIATES INS INC | 91 LAKE MORTON DR LAKELAND, FL 338015346 | UNITED HEALTHCARE INSURANCE COMPANY | $119 | — | $119 | 0.00% |
| CREST INSURANCE GROUP LLC3 | 5285 E WILLIAMS CIR STE 4500 TUCSON, AZ 857117456 | UNITED HEALTHCARE INSURANCE COMPANY | $19 | — | $19 | 0.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF ILLINOIS INC | 233 S WACKER DR STE 2000 CHICAGO, IL 606066400 | UNITED HEALTHCARE INSURANCE COMPANY | -$8 | — | -$8 | -0.00% |
| LEADING EDGE BENEFIT ADVISORS LLC3 | 12450 BRANTLEY COMMONS CT FORT MYERS, FL 339075663 | UNITED HEALTHCARE INSURANCE COMPANY | -$118 | — | -$118 | -0.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CONNER ASH PC EIN 43-1011282 | Accounting (including auditing) Service code 10 | 12101 WOODCREST EXECUTIVE ST LOUIS, MO 63141 | $34K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,645 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,645 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 2,645 | $10.6M |
| Dental | UNITED HEALTHCARE INSURANCE COMPANY | 2,645 | $10.6M |
| Vision | UNITED HEALTHCARE INSURANCE COMPANY | 2,645 | $10.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,645 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.