Welfare broker

LOWDERMILK & ASSOCIATES, INC

Mailing address (most recent filing)

5600 GREENWOOD PLAZA BLVD

GREENWOOD VILLAGE, CO 80111

Total comp: $128K
Commissions: $128K
Fees: $0
Filings: 4
Sponsors: 4

Carrier mix

Where LOWDERMILK & ASSOCIATES, INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$1.3M	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	1	$1.3M	0.0%	12.80x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of LOWDERMILK & ASSOCIATES, INC's plans by broker comp / premium ratio. Median 10.02% vs welfare-wide median 6.40% (n=1).

Prospect-flag exposure · vs market baseline

Share of LOWDERMILK & ASSOCIATES, INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where LOWDERMILK & ASSOCIATES, INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
WARNER PACIFIC INSURANCE SERVICES INC WARNER PACIFIC INSURANCE SERVICES INC HEALTH AND WELFARE PLAN	CA	$1.3M	$129K	UNUM LIFE INSURANCE COMPANY OF AMERICA

Carrier

Plans

Premium

UNUM LIFE INSURANCE COMPANY OF AMERICA

$1.3M

100.0%

State

Plans

Premium

State share

Index

$1.3M

0.0%

12.80x

Sponsor

Loc

Premium

Comp

Carrier

WARNER PACIFIC INSURANCE SERVICES INC

WARNER PACIFIC INSURANCE SERVICES INC HEALTH AND WELFARE PLAN

$1.3M

$129K

UNUM LIFE INSURANCE COMPANY OF AMERICA