Welfare broker

BEERE & PURVES INC

Mailing address (most recent filing)

500 YGNACIO VALLEY ROAD

SUITE 450

WALNUT CREEK, CA 94596

Total comp: $3.1M
Commissions: $851K
Fees: $2.2M
Filings: 151
Sponsors: 151

Carrier mix

Where BEERE & PURVES INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

KAISER FOUNDATION HEALTH PLAN INC33.3%
CIGNA HEALTH AND LIFE INSURANCE COMPANY33.3%
BLUE CROSS OF CALIFORNIA33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
KAISER FOUNDATION HEALTH PLAN INC	1	$4.6M	33.3%
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$1.6M	33.3%
BLUE CROSS OF CALIFORNIA	1	$12.9M	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CA	2	$17.5M	0.0%	8.50x
TX	1	$1.6M	0.0%	5.57x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BEERE & PURVES INC's plans by broker comp / premium ratio. Median 1.28% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of BEERE & PURVES INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where BEERE & PURVES INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
UPWORK INC. UPWORK HEALTH AND WELFARE PLAN	CA	$12.9M	$215K	BLUE CROSS OF CALIFORNIA
SECOND HARVEST OF SILICON VALLEY SECOND HARVEST OF SILICON VALLEY EMPLOYEE BENEFIT(S) PLAN	CA	$4.6M	$33K	KAISER FOUNDATION HEALTH PLAN INC
THE PRONET GROUP INC THE PRONET GROUP INC WELFARE PLAN	TX	$1.6M	$20K	CIGNA HEALTH AND LIFE INSURANCE COMPANY

Carrier

Plans

Premium

KAISER FOUNDATION HEALTH PLAN INC

$4.6M

33.3%

CIGNA HEALTH AND LIFE INSURANCE COMPANY

$1.6M

33.3%

BLUE CROSS OF CALIFORNIA

$12.9M

33.3%

State

Plans

Premium

State share

Index

$17.5M

0.0%

8.50x

$1.6M

0.0%

5.57x

Sponsor

Loc

Premium

Comp

Carrier

UPWORK INC.

UPWORK HEALTH AND WELFARE PLAN

$12.9M

$215K

BLUE CROSS OF CALIFORNIA

SECOND HARVEST OF SILICON VALLEY

SECOND HARVEST OF SILICON VALLEY EMPLOYEE BENEFIT(S) PLAN

$4.6M

$33K

KAISER FOUNDATION HEALTH PLAN INC

THE PRONET GROUP INC

THE PRONET GROUP INC WELFARE PLAN

$1.6M

$20K

CIGNA HEALTH AND LIFE INSURANCE COMPANY