Welfare broker

MARIO ELOY ROIZ

Mailing address (most recent filing)

10446 NW 31ST TER FL 2

DORAL, FL 33172

Total comp: $232K
Commissions: $152K
Fees: $80K
Filings: 6
Sponsors: 6

Carrier mix

Where MARIO ELOY ROIZ places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNITEDHEALTHCARE INSURANCE COMPANY66.7%
BLUE CROSS OF CALIFORNIA33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITEDHEALTHCARE INSURANCE COMPANY	2	$3.0M	66.7%
BLUE CROSS OF CALIFORNIA	1	$1.5M	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
FL	1	$233K	0.0%	8.46x
DC	1	$1.5M	0.2%	58.98x
CA	1	$2.7M	0.0%	4.25x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of MARIO ELOY ROIZ's plans by broker comp / premium ratio. Median 6.12% vs welfare-wide median 6.29% (n=3).

Prospect-flag exposure · vs market baseline

Share of MARIO ELOY ROIZ's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where MARIO ELOY ROIZ is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
DREAMFIELDS BRANDS DREAMFIELDS BRANDS EMPLOYEE WELFARE BENEFITS PLAN	CA	$2.7M	$166K	UNITEDHEALTHCARE INSURANCE COMPANY
VFS SERVICE USA VFS SERVICE USA WELFARE BENEFIT PLAN	DC	$1.5M	$90K	CAREFIRST BLUECHOICE, INC
SHOTO DC LLC SHOTO DC LLC EMPLOYEE WELFARE BENEFITS PLAN	FL	$233K	$12K	UNITEDHEALTHCARE INSURANCE COMPANY

Carrier

Plans

Premium

UNITEDHEALTHCARE INSURANCE COMPANY

$3.0M

66.7%

BLUE CROSS OF CALIFORNIA

$1.5M

33.3%

State

Plans

Premium

State share

Index

$233K

0.0%

8.46x

$1.5M

0.2%

58.98x

$2.7M

0.0%

4.25x

Sponsor

Loc

Premium

Comp

Carrier

DREAMFIELDS BRANDS

DREAMFIELDS BRANDS EMPLOYEE WELFARE BENEFITS PLAN

$2.7M

$166K

UNITEDHEALTHCARE INSURANCE COMPANY

VFS SERVICE USA

VFS SERVICE USA WELFARE BENEFIT PLAN

$1.5M

$90K

CAREFIRST BLUECHOICE, INC

SHOTO DC LLC

SHOTO DC LLC EMPLOYEE WELFARE BENEFITS PLAN

$233K

$12K

UNITEDHEALTHCARE INSURANCE COMPANY