| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| INTRUST BUSINESS PARTNERS LLC3 | 412 E MADISON ST STE 809 TAMPA, FL 336024616 | UNITED HEALTHCARE INSURANCE COMPANY | $17K | — | $17K | 1.40% |
| LMM CONSULTANTS3 Filed as: LMM CONSULTANTS LLC | 1302 WAUGH DR 106 HOUSTON, TX 770193908 | UNITED HEALTHCARE INSURANCE COMPANY | $9K | — | $9K | 0.76% |
| SMITH BROTHERS INSURANCE LLC3 | 68 NATIONAL DR GLASTONBURY, CT 336024616 | UNITED HEALTHCARE INSURANCE COMPANY | $6K | — | $6K | 0.46% |
| FILICE INSURANCE AGENCY3 Filed as: RON FILICE ENTERPRISES INC | 738 N 1ST ST STE 202 SAN JOSE, CA 951126371 | UNITED HEALTHCARE INSURANCE COMPANY | $6K | — | $6K | 0.46% |
| CLEARPATH BENEFIT ADVISORS LLC3 | 300 SPRUCE ST STE 250 COLUMBUS, OH 432151176 | UNITED HEALTHCARE INSURANCE COMPANY | $5K | — | $5K | 0.40% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INSURANCE SERVICES, | 32110 AGOURA RD WESTLAKE VILLAGE, CA 913614026 | UNITED HEALTHCARE INSURANCE COMPANY | $5K | — | $5K | 0.37% |
| QUICKBENEFITS LLC3 | 6125 LUTHER LN STE 240 DALLAS, TX 752256202 | UNITED HEALTHCARE INSURANCE COMPANY | $3K | — | $3K | 0.27% |
| HYLANT GROUP INC3 | 250 INTERNATIONAL PKWY STE 330 LAKE MARY, FL 327465055 | UNITED HEALTHCARE INSURANCE COMPANY | $3K | — | $3K | 0.22% |
| GBS BENEFITS INC3 | 465 S 400 E STE 300 SALT LAKE CTY, UT 841113349 | UNITED HEALTHCARE INSURANCE COMPANY | $3K | — | $3K | 0.22% |
| TABER FINANCIAL SERVICES INC3 | PO BOX 2124 MARCO ISLAND, FL 341462124 | UNITED HEALTHCARE INSURANCE COMPANY | $1K | — | $1K | 0.10% |
| DAVID BECK3 Filed as: DAVID ROBERT BILLSBOROUGH | 57 N LAKEVIEW AVE WINTER GARDEN, FL 347872709 | UNITED HEALTHCARE INSURANCE COMPANY | $1K | — | $1K | 0.10% |
| DAVID L TABER JR3 | PO BOX 2124 MARCO ISLAND, FL 341462124 | UNITED HEALTHCARE INSURANCE COMPANY | $1K | — | $1K | 0.09% |
| LEAVITT GROUP3 Filed as: MCDONALD-LEAVITT INSURANCE AGENCY I | 2800 CLEVELAND AVE STE D SANTA ROSA, CA 954032784 | UNITED HEALTHCARE INSURANCE COMPANY | $938 | — | $938 | 0.08% |
| SCOTT BRICK EASTMAN3 | PO BOX 6009 ASHLAND, VA 230056009 | UNITED HEALTHCARE INSURANCE COMPANY | $558 | — | $558 | 0.05% |
| BRESKE & BRESKE INC3 | PO BOX 605 WINTER PARK, FL 327900605 | UNITED HEALTHCARE INSURANCE COMPANY | $402 | — | $402 | 0.03% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF ILLINOIS INC | 233 S WACKER DR STE 2000 CHICAGO, IL 606066400 | UNITED HEALTHCARE INSURANCE COMPANY | $363 | — | $363 | 0.03% |
| CAHABA BENEFITS GROUP LLC3 | 400 VESTAVIA PKWY STE 250 BIRMINGHAM, AL 35216 | UNITED HEALTHCARE INSURANCE COMPANY | $212 | — | $212 | 0.02% |
| GROUP BENEFITS LTD3 | 12006 RIDGEMONT DR URBANDALE, IA 503232317 | UNITED HEALTHCARE INSURANCE COMPANY | $65 | — | $65 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 935 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 935 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 935 | $1.2M |
| Prescription drug | UNITED HEALTHCARE INSURANCE COMPANY | 935 | $1.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 935 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.