| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON | COM LOCKBOX 28852 NEW YORK, NY 100878852 | SECURIAN LIFE INSURANCE COMPANY | — | $201K | $201K | 2.25% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON US | LOCKBOX 28852 NEW YORK, NY 10087 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | — | $0 | 0.00% |
| BENEFITFOCUS.COM, INC.3 Filed as: BENEFITSFOCUS | 100 BENEFITFOCUS WAY US CHARLESTON, SC 29492 | SECURIAN LIFE INSURANCE COMPANY | $161K | — | $161K | 14.22% |
| WILLIS TOWERS WATSON US LLC3 | COM LOCKBOX 28852 US NEW YORK, NY 100878852 | SECURIAN LIFE INSURANCE COMPANY | $54K | — | $54K | 4.74% |
| BENEFITFOCUS.COM, INC.3 Filed as: BENEFITFOCUS | 100 BENEFITFOCUS WAY US CHARLESTON, SC 29492 | SECURIAN LIFE INSURANCE COMPANY | $76K | — | $76K | 9.12% |
| WILLIS TOWERS WATSON US LLC3 | COM LOCKBOX 28852 US NEW YORK, NY 100878852 | SECURIAN LIFE INSURANCE COMPANY | $25K | — | $25K | 3.04% |
| BENEFITFOCUS.COM, INC.3 Filed as: BENEFITFOCUS | 100 BENEFITFOCUS WAY US CHARLESTON, SC 29492 | SECURIAN LIFE INSURANCE COMPANY | $83K | — | $83K | 10.92% |
| WILLIS TOWERS WATSON US LLC3 | COM LOCKBOX 28852 US NEW YORK, NY 100878852 | SECURIAN LIFE INSURANCE COMPANY | $28K | — | $28K | 3.64% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS TOWERS WATSON | COM LOCKBOX 28852 NEW YORK, NY 100878852 | SECURIAN LIFE INSURANCE COMPANY | — | $15K | $15K | 2.27% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 10,848 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 121 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 10,969 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | KAISER FOUNDATION HEALTH PLAN INC. | 224 | $2.9M |
| Vision | VISION SERVICE PLAN | 9,147 | $1.6M |
| Life insurance | SECURIAN LIFE INSURANCE COMPANY | 19,080 | $8.9M |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 10,787 | $3.1M |
| Other(7 contracts, 3 carriers) | SECURIAN LIFE INSURANCE COMPANY | 19,080 | $12.5M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 19,080 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.