No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE SERVICES INC. EIN 41-1289245 N/A | Contract Administrator; Direct payment from the plan; Claims processing Service code 12 | — | $6.7M |
| MERCER HR SERVICES LLC EIN 20-1932099 N/A | Plan Administrator; Direct payment from the plan Service code 14 | — | $293K |
| PAYFLEX SYSTEMS USA INC. EIN 91-1774434 N/A | Contract Administrator; Direct payment from the plan Service code 13 | — | $121K |
| DELOITTE TAX LLP EIN 86-1065772 N/A | Consulting (general); Direct payment from the plan Service code 16 | — | $113K |
| OPTUMBANK EIN 47-0858534 N/A | Direct payment from the plan; Contract Administrator Service code 13 | — | $85K |
| REED GROUP EIN 13-1512339 NA | Direct payment from the plan; Consulting (general) Service code 16 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 10,952 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 115 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 11,067 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | KAISER FOUNDATION HEALTH PLAN INC. | 275 | $3.1M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 10,162 | $8.6M |
| Vision | VISION SERVICE PLAN | 8,998 | $1.6M |
| Life insurance(2 contracts) | SECURIAN LIFE INSURANCE COMPANY | 19,242 | $8.1M |
| Other(3 contracts, 2 carriers) | SECURIAN LIFE INSURANCE COMPANY | 19,242 | $8.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 19,242 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.