Filings through .
History & trajectory Charts need 2 or more years. This plan has 10 years on file. Pro shows premium, premium per covered life, covered lives and carrier and broker share for every year.
See pricingBroker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultants can pitch it.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
The filing reports zero broker compensation on a plan over 100 participants. The plan likely buys direct or does not report its broker. Give it a call.
The Schedule A insurance contracts show who carries the risk, for which benefits and for how many people.
| Carrier | Coverage | Premium |
|---|---|---|
LifeOther | LifeOther |
Premium, covered lives, retention, contract number and renewal month for each carrier are on Pro.
See premium, retention and renewal dates for 1 contract with Pro. Pro is free for 7 days and then costs $49 a month.
These benefits are declared on the Form 5500 main form. A ✓ means the benefit also has a Schedule A insurance contract. Without one, plan assets or a Schedule C TPA fund the benefit.
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 74,492 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 138,571 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 213,063 | Active, retired or separated, and beneficiaries. Dependents are not counted. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 213,063 | $10.6M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 213,063 | $10.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 213,063 | - |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool instead of this filer's headcount. We show the row, but it does not count the people in this plan.
Brokers paid through Schedule A and service providers paid through Schedule C.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITEDHEALTHCARE EIN 36-2739571 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing; Contract Administrator Service code 12 | — | $53.0M |
| HIGHMARK EIN 56-2526063 NONE | Claims processing; Contract Administrator Service code 12 | — | $13.4M |
| OPTUM RX EIN 33-0441200 NONE | Claims processing; Contract Administrator; Other fees Service code 12 | — | $9.2M |
| AETNA US HEALTHCARE EIN 06-6033492 NONE | Contract Administrator; Claims processing Service code 12 | — | $8.8M |
| TELADOC HEALTH INC. EIN 04-3705970 NONE | Other fees Service code 99 | — | $1.2M |
| LANTERN SPECIALTY EIN 45-3780484 NONE | Other fees Service code 99 | — | $1.1M |
| HEALTH ADVOCATE SOLUTIONS, INC. EIN 23-3080019 NONE | Other fees Service code 99 | — | $613K |
| WITHUMSMITH+BROWN, P.C. EIN 22-2027092 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Accounting (including auditing) Service code 10 | — | $563K |
| PRINCIPAL BANK EIN 42-1466678 NONE | Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $468K |
| PWC US CONSULTING LLP EIN 92-0385732 NONE | Consulting (general) Service code 16 | — | $138K |
| COVINGTON & BURLING LLP EIN 53-0188411 NONE | Legal Service code 29 | — | $138K |
| MCMC, LLC EIN 14-1847542 NONE | Consulting (general) Service code 16 | — | $84K |
| EVOLENT HEALTH LLC EIN 45-3084136 NONE | Other fees Service code 99 | — | $66K |
| EXPRESS SCRIPTS, INC. EIN 22-3461740 NONE | Contract Administrator; Claims processing; Other fees Service code 12 | — | $32K |
| WILLIS TOWERS WATSON US, LLC EIN 53-0181291 NONE | Actuarial Service code 11 | — | $27K |
This section shows how the plan is funded and what that means for risk.
Welfare charges, retention and retention rate (the carrier margin on this plan) are on Pro.
1 contact
11 filings · 2015 to 2025