No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITEDHEALTHCARE EIN 36-2739571 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator; Claims processing Service code 12 | — | $48.2M |
| HIGHMARK EIN 56-2526063 NONE | Claims processing; Contract Administrator Service code 12 | — | $12.7M |
| AETNA US HEALTHCARE EIN 06-6033492 NONE | Claims processing; Contract Administrator Service code 12 | — | $5.9M |
| EXPRESS SCRIPTS, INC. EIN 22-3461740 NONE | Contract Administrator; Other fees; Claims processing Service code 12 | — | $4.0M |
| TELADOC HEALTH INC. EIN 04-3705970 NONE | Other fees Service code 99 | — | $1.4M |
| HEALTH ADVOCATE SOLUTIONS, INC. EIN 23-3080019 NONE | Other fees Service code 99 | — | $616K |
| TMDG, LLC EIN 03-0583064 NONE | Accounting (including auditing) Service code 10 | — | $448K |
| TRUIST BANK EIN 56-1074313 NONE | Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $155K |
| VITAL DECISIONS, LLC EIN 90-0480858 NONE | Other fees Service code 99 | — | $111K |
| MCMC, LLC EIN 14-1847542 NONE | Consulting (general) Service code 16 | — | $99K |
| RSC INSURANCE BROKERAGE, INC EIN 16-1689464 NONE | Custodial (securities) Service code 19 | — | $87K |
| WILLIS TOWERS WATSON US, LLC EIN 53-0181291 NONE | Actuarial Service code 11 | — | $33K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 75,608 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 138,532 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 214,140 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 214,140 | $11.0M |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 214,140 | $11.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 214,140 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.