| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NEXT LEVEL INSURANCE AGENCY, LLC3 | 5080 SPECTRUM DR. STE. 1200E ADDISON, TX 75001 | UNITED HEALTHCARE | $7K | — | $7K | 4.34% |
| CHERI DAWN STAFFORD3 Filed as: CHERI DAWN STRAFFORD | 4306 FAITH RD WICHITA FALLS, TX 76308 | AFLAC | $2K | $6 | $2K | 5.83% |
| NEXT LEVEL INSURANCE AGENCY, LLC3 | 5080 SPECTRUM DR. STE. 1200E ADDISON, TX 75001 | AFLAC | $2K | $51 | $2K | 5.38% |
| TRISHA MECHELLE CARLISLE3 Filed as: TRISHA MECHELLA CARLISLE | 410 N THERESSA ST HENRIETTA, TX 76365 | AFLAC | $967 | — | $967 | 2.68% |
| DEVYN MARTINEZ3 | 1601 32ND ST APT 522 WICHITA FALLS, TX 76302 | AFLAC | $942 | $6 | $948 | 2.63% |
| SANDRA ANITA GANT3 | 3408 BARBADOS WICHITA FALLS, TX 76308 | AFLAC | $753 | — | $753 | 2.09% |
| TRAVIS GEORGE REEDY3 | 22420 S BLESSEN RD CANYON, TX 79015 | AFLAC | $508 | — | $508 | 1.41% |
| BARRY RANDALL SCOTT3 | 12008 CHOCTAW RDG PAINT ROCK, TX 76866 | AFLAC | $235 | — | $235 | 0.65% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 900 8TH ST STE 304 WICHITA FALLS, TX 76301 | AFLAC | $87 | — | $87 | 0.24% |
| PAMELA MARIE HALL3 | 3 MARELLA TER WICHITA FALLS, TX 76309 | AFLAC | $76 | — | $76 | 0.21% |
| SHY LOWE MIDDLETON3 | 105 W ANDERSON ST BROWNWOOD, TX 76801 | AFLAC | $71 | — | $71 | 0.20% |
| KENNETH B ISBELL3 | 905 W COLLEGE ST JACKSBORO, TX 76458 | AFLAC | $70 | — | $70 | 0.19% |
| GAYLA DAWN CRUIKSHANK3 | 2227 SLEEPY HOLLOW TRL FRISCO, TX 75033 | AFLAC | $62 | $6 | $68 | 0.19% |
| JOHN W MEECH3 | 20651 FM 1062 CANYON, TX 79015 | AFLAC | $52 | — | $52 | 0.14% |
| YOLANDA L WILSON3 | 5501 LUCKY LN WICHITA FALLS, TX 76306 | AFLAC | $50 | — | $50 | 0.14% |
| JANIE VELDE BENEFITS GROUP LLC3 | 1900 WICKERSHAM LN CORINTH, TX 76210 | AFLAC | $46 | $1 | $47 | 0.13% |
| DON CALDWELL3 | PO BOX 682 WICHITA FALLS, TX 76307 | AFLAC | $41 | — | $41 | 0.11% |
| AMANDA LEAH RISNER | 6849 ELM ST FRISCO, TX 75034 | AFLAC | $38 | $1 | $39 | 0.11% |
| ALLEN HOWDESHELL3 | 1405 SHANNAN CIR APT 103 GRANBURY, TX 76048 | AFLAC | $36 | — | $36 | 0.10% |
| LISA A JOHNSON3 | 3775 FM 367 E IOWA PARK, TX 76367 | AFLAC | $32 | — | $32 | 0.09% |
| KEVIN D GOODMAN3 | 749 GATEWAY BLDG D ABILENE, TX 79602 | AFLAC | $31 | — | $31 | 0.09% |
| SCOTT WEBB3 | 26729 N 91ST ST DR PEORIA, AZ 85383 | AFLAC | $27 | — | $27 | 0.07% |
| TROY W HUNT3 | 1688 KNOLL WOOD CT FRISCO, TX 75036 | AFLAC | $26 | — | $26 | 0.07% |
| FRANKLIN R DAVIES3 | 201 ROYAL ABERDEEN WAY MCKINNEY, TX 75072 | AFLAC | $25 | — | $25 | 0.07% |
| VERNON P HERRERA3 | PO BOX 310 SANTA FE, NM 87504 | AFLAC | $25 | — | $25 | 0.07% |
| MARY L WILLIAMS3 | 105 PRIVATE ROAD 3407 BRIDGEPORT, TX 76426 | AFLAC | $24 | — | $24 | 0.07% |
| CRAIG S DAVIES3 | 531 SHADY LN FLOWER MOUND, TX 75022 | AFLAC | $22 | — | $22 | 0.06% |
| JOHN M JOHNSON3 | 2150 W NORTHWEST HWY STE 114 GRAPEVINE, TX 76051 | AFLAC | $21 | — | $21 | 0.06% |
| FRANK D LAFEMINA3 | 165 S GUADALUPE ST STE 120 SAN MARCOS, TX 78666 | AFLAC | $16 | — | $16 | 0.04% |
| VERNON P HERRERA3 | 120 VALLE SERENO SANTA FE, NM 87506 | AFLAC | $12 | — | $12 | 0.03% |
| ANDERSON C THOMPSON3 | 4001 TRENT PINES DR NEW BERN, NC 28562 | AFLAC | $8 | — | $8 | 0.02% |
| MARCO JOE KLIMEK3 | 5729 LEBANON RD STE 144590 FRSICO, TX 75034 | AFLAC | $5 | — | $5 | 0.01% |
| H PATRICK BRUMLEY3 | 1524 TWISTLEAF RD ARGYLE, TX 76226 | AFLAC | $5 | — | $5 | 0.01% |
| KATLYN D THOMAS3 | 343 COVINGTON RD DURANT, OK 74701 | AFLAC | $3 | — | $3 | 0.01% |
| JASON L WEEKS3 | 14680 COUNTY ROAD 481 VAN ALSTYNE, TX 75495 | AFLAC | $2 | — | $2 | 0.01% |
| WILLIAM R WHITTEN3 | 6200 CURZON AVE FORT WORTH, TX 76116 | AFLAC | $2 | — | $2 | 0.01% |
| JERMIAH D SMITH3 | 209 BARRINGTON LN LEWISVILLE, TX 75067 | AFLAC | $2 | — | $2 | 0.01% |
| ZACHARY EUGENE VICKERS Filed as: ZACHARY K JOHNSON | 4447 N CENTRAL EXPY STE 110 DALLAS, TX 75205 | AFLAC | $1 | — | $1 | 0.00% |
| WENDY CRUZ | 3560 ELM BOTTOM CIR AUBREY, TX 76227 | AFLAC | $1 | — | $1 | 0.00% |
| SHELLY WIEGAND3 | 2607 ARMATRADING DR CEDAR PARK, TX 78613 | AFLAC | $1 | — | $1 | 0.00% |
| NEXT LEVEL INSURANCE AGENCY, LLC3 | 5080 SPECTRUM DR. STE. 1200E ADDISON, TX 75001 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $3K | $208 | $3K | 16.57% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, LLC | 550 S CALDWELL ST.STE. 1500 CHARLOTTE, NC 28202 | SUN LIFE ASSURANCE COMPANY | $39 | — | $39 | 4.96% |
| CENTERSTONE INSURANCE AND FINANCIAL3 | 354 EISENHOWER PKWY STE 1500 LIVINGSTON, NJ 07039 | SUN LIFE ASSURANCE COMPANY | $33 | — | $33 | 4.20% |
| ASD INSURANCE AND FINANCIAL SERVICE | 12404 PARK CENTRAL DR STE 400S DALLAS, TX 75251 | SUN LIFE ASSURANCE COMPANY | $26 | — | $26 | 3.31% |
| DKG INSURANCE AND FINANCIAL SERVICE3 | 12404 PARK CENTRAL DR STE 400S DALLAS, TX 75251 | SUN LIFE ASSURANCE COMPANY | $7 | — | $7 | 0.89% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC. | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | SUN LIFE ASSURANCE COMPANY | $7 | — | $7 | 0.89% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 53 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 53 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE | 14 | $156K |
| Dental(2 contracts, 2 carriers) | AFLAC | 48 | $55K |
| Vision(2 contracts, 2 carriers) | AFLAC | 48 | $55K |
| Life insurance(3 contracts, 3 carriers) | AFLAC | 48 | $56K |
| Short-term disability | AFLAC | 48 | $36K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 48 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.