| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MICHAEL R DYSON3 | PO BOX 1358 CORDOVA, TN 380881358 | UNITED HEALTHCARE INSURANCE COMPANY | $10K | $0 | $10K | 3.89% |
| SANDRA ANITA GANT | 6003 LACI LN WICHITA FALLS, TX 76310 | AFLAC | $3K | $82 | $3K | 11.18% |
| YOLANDA L WILSON | 5501 LUCKY LN WICHITA FALLS, TX 76306 | AFLAC | $2K | $52 | $2K | 5.45% |
| SHY LOWE MIDDLETON | 2265 INDUSTRIAL BLVD ABILENE, TX 79602 | AFLAC | $597 | $10 | $607 | 2.07% |
| BOLEY FEATHERSTON HUFFMAN & DEAL CO Filed as: BOLEY FEATHERSTON HUFFMAN & DEAL | 900 8TH ST STE 304 WICHITA FALLS, TX 76301 | AFLAC | $209 | $13 | $222 | 0.76% |
| PAMELA MARIE HALL | 3 MARELLA TER WICHITA FALLS, TX 76309 | AFLAC | $103 | $0 | $103 | 0.35% |
| KENNETH B ISBELL | 132 MOCKINGBIRD LN JACKSBORO, TX 76458 | AFLAC | $85 | $0 | $85 | 0.29% |
| DON CALDWELL | PO BOX 682 WICHITA FALLS, TX 76307 | AFLAC | $77 | $0 | $77 | 0.26% |
| MARY L WILLIAMS | 1102 STEVENS ST STE 1 BRIDGEPORT, TX 76426 | AFLAC | $56 | $3 | $59 | 0.20% |
| KEVIN D GOODMAN | 749 GATEWAY BLDG D ABILENE, TX 79602 | AFLAC | $51 | $0 | $51 | 0.17% |
| T ALLEN HOWDESHELL | 1405 SHANNAN CIR APT 103 GRANBURY, TX 76048 | AFLAC | $40 | $0 | $40 | 0.14% |
| LISA A JOHNSON | 3775 FM 367 E IOWA PARK, TX 76367 | AFLAC | $32 | $0 | $32 | 0.11% |
| SCOTT WEBB | 12366 W MILTON DR PEORIA, AZ 85383 | AFLAC | $27 | $0 | $27 | 0.09% |
| FRANKLIN R DAVIES | 201 ROYAL ABERDEEN WAY MCKINNEY, TX 75072 | AFLAC | $27 | $0 | $27 | 0.09% |
| CRAIG S DAVIES | 401 BOYD DR APT 5106 GRAPEVINE, TX 76051 | AFLAC | $26 | $0 | $26 | 0.09% |
| JOHN M JOHNSON | 2150 W NORTHWEST HWY STE 114-1144 GRAPEVINE, TX 76051 | AFLAC | $24 | $0 | $24 | 0.08% |
| VERNON P HERRERA | PO BOX 310 SANTA FE, NM 87504 | AFLAC | $22 | $0 | $22 | 0.08% |
| WILLIAM R WHITTEN | 3137 ODESSA AVE FORT WORTH, TX 76109 | AFLAC | $6 | $13 | $19 | 0.06% |
| VERNON P HERRERA | PO BOX 310 SANTA FE, NM 87504 | AFLAC | $16 | $0 | $16 | 0.05% |
| FRANK D LAFEMINA | 165 S GUADALUPE ST STE 120 SAN MARCOS, TX 78666 | AFLAC | $16 | $0 | $16 | 0.05% |
| MARCO JOE KLIMEK | 1501 LYNDON B JOHNSON FWY STE 660 DALLAS, TX 75234 | AFLAC | $16 | $0 | $16 | 0.05% |
| WILLIAM R WHITTEN | 2026 GLENCO TER FORT WORTH, TX 76110 | AFLAC | $14 | $0 | $14 | 0.05% |
| LOYD G LAWSON | 1200 NEELY AVE MIDLAND, TX 79705 | AFLAC | $14 | $0 | $14 | 0.05% |
| T ALLEN HOWDESHELL | 1405 SHANNAN CIR APT 103 GRANBURY, TX 76048 | AFLAC | $13 | $0 | $13 | 0.04% |
| ROBERT M SLAY | PO BOX 47 ARCHER CITY, TX 76351 | AFLAC | $7 | $4 | $11 | 0.04% |
| H PATRICK BRUMLEY | 4 GLENDALE CT TROPHY CLUB, TX 76262 | AFLAC | $9 | $0 | $9 | 0.03% |
| JASON L WEEKS | 620 STONEGLEN DR STE L KELLER, TX 76248 | AFLAC | $5 | $3 | $8 | 0.03% |
| ANDERSON C THOMPSON | 4001 TRENT PINES DR NEW BERN, NC 28562 | AFLAC | $8 | $0 | $8 | 0.03% |
| JEREMIAH D SMITH | 6250 ROSEWOOD DR APT 2602 NORTH RICHLAND HILLS, TX 76180 | AFLAC | $7 | $0 | $7 | 0.02% |
| JOHN M JOHNSON | 2150 W NORTHWEST HWY STE 114 GRAPEVINE, TX 76051 | AFLAC | $5 | $0 | $5 | 0.02% |
| CECIL RAY PARKER | 1102 FM 378 LORENZO, TX 79343 | AFLAC | $1 | $0 | $1 | 0.00% |
| T ALLEN HOWDESHELL | 2400 STATE HIGHWAY 121 APT 2403 EULESS, TX 76039 | AFLAC | $1 | $0 | $1 | 0.00% |
| ZACHARY EUGENE VICKERS Filed as: ZACHARY K JOHNSON | 4447 N CENTRAL EXPY STE 110 DALLAS, TX 75205 | AFLAC | $1 | $0 | $1 | 0.00% |
| SHELLY WIEGAND | 2607 ARMATRADING DR CEDAR PARK, TX 78613 | AFLAC | $1 | $0 | $1 | 0.00% |
| PETER B WILKINSON JR | 6202 IOLA AVE STE 115 LUBBOCK, TX 79424 | AFLAC | $0 | $0 | $0 | 0.00% |
| PETER B WILKINSON JR | 1408 LANCELOT AVE WOLFFORTH, TX 79382 | AFLAC | $0 | $0 | $0 | 0.00% |
| WENDY CRUZ | 3560 ELM BOTTOM CIR AUBREY, TX 76227 | AFLAC | $0 | $0 | $0 | 0.00% |
| KATHERINE A OWEN | 1924 ANTWERP AVE PLANO, TX 75025 | AFLAC | $0 | $0 | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 66 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Beneficiaries receiving benefits | 0 | Spouses or dependents with eligibility independent of the participant. |
| Total participants (= "Plan participants" tile) | 66 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 30 | $259K |
| Dental(2 contracts, 2 carriers) | AFLAC | 55 | $43K |
| Vision | AFLAC | 55 | $29K |
| Life insurance(2 contracts, 2 carriers) | AFLAC | 55 | $31K |
| Short-term disability | AFLAC | 55 | $29K |
| Long-term disability | AFLAC | 55 | $29K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 55 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.