| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NEXT LEVEL INSURANCE AGENCY, LLC3 | 5080 SPECTRUM DR STE 1200E ADDISON, TX 75001 | UNITED HEALTHCARE INSURANCE COMPANY | $9K | $0 | $9K | 4.83% |
| CHERI DAWN STAFFORD | 4306 FAITH RD WICHITA FALLS, TX 76308 | AFLAC | $2K | $0 | $2K | 4.27% |
| NEXT LEVEL INSURANCE AGENCY, LLC | 5080 SPECTRUM DR ADDISON, TX 75001 | AFLAC | $1K | — | $1K | 3.49% |
| SANDRA ANITA GANT | 2408 BARBADOS WICHITA FALLS, TX 76308 | AFLAC | $1K | — | $1K | 3.12% |
| GAYLA DAWN CRUIKSHANK | 2227 SLEEPY HOLLOW TRL FRISCO, TX 75033 | AFLAC | $560 | — | $560 | 1.49% |
| TROY W HUNT | 1688 KNOLL WOOD CT FRISCO, TX 75036 | AFLAC | $385 | — | $385 | 1.02% |
| JANIE VELDE BENEFITS GROUP LLC | 1900 WICKERSHAM LN CORINTH, TX 76210 | AFLAC | $368 | — | $368 | 0.98% |
| TRAVIS GEORGE REEDY | 22420 S BLESSEN RD CANYON, TX 79015 | AFLAC | $317 | — | $317 | 0.84% |
| BARRY RANDALL SCOTT | 3201 WATTS RD IOWA PARK, TX 76367 | AFLAC | $302 | — | $302 | 0.80% |
| AMANDA LEAH RISNER | 6849 ELM ST FRISCO, TX 75034 | AFLAC | $262 | — | $262 | 0.70% |
| SHY LOWE MIDDLETON | 2265 INDUSTRIAL BLVD ABILENE, TX 79602 | AFLAC | $134 | — | $134 | 0.36% |
| TRISHA MECHELLE CARLISLE | 410 N THRESSA ST HENRIETTA, TX 76365 | AFLAC | $101 | — | $101 | 0.27% |
| YOLANDA L WILSON | 5501 LUCKY LANE WICHITA FALLS, TX 76306 | AFLAC | $95 | — | $95 | 0.25% |
| BOLEY FEATHERSTON HUFFMAN & DEAL CO Filed as: BOLEY-FEATHERSTON-HUFFMAN & DEAL | 900 8TH ST STE 304 WICHITA FALLS, TX 76301 | AFLAC | $87 | — | $87 | 0.23% |
| PAMELA MARIE HALL | 3 MARELLA TER WICHITA FALLS, TX 76309 | AFLAC | $76 | — | $76 | 0.20% |
| KENNETH B ISBELL | 905 W COLLEGE ST JACKSBORO, TX 76458 | AFLAC | $68 | — | $68 | 0.18% |
| JOHN W MEECH | 23000 ARNOT RD CANYON, TX 79015 | AFLAC | $67 | — | $67 | 0.18% |
| KEVIN D GOODMAN | 749 GATEWAY BLDG D ABILENE, TX 79602 | AFLAC | $42 | — | $42 | 0.11% |
| VERNON P HERRERA | PO BOX 310 SANTA FE, NM 87504 | AFLAC | $37 | — | $37 | 0.10% |
| T ALLEN HOWDESHELL | 1405 SHANNAN CIR APT 103 GRANBURY, TX 76048 | AFLAC | $36 | — | $36 | 0.10% |
| LISA A JOHNSON | 3775 FM 367 E IOWA PARK, TX 76367 | AFLAC | $32 | — | $32 | 0.09% |
| SCOTT WEBB | 26729 N 91ST DR PEORIA, AZ 85383 | AFLAC | $27 | — | $27 | 0.07% |
| DON CALDWELL | PO BOX 682 WICHITA FALLS, TX 76307 | AFLAC | $25 | — | $25 | 0.07% |
| MARY L WILLIAMS | 1102 STEVENS ST STE 1 BRIDGEPORT, TX 76426 | AFLAC | $24 | — | $24 | 0.06% |
| FRANKLIN R DAVIES | 201 ROYAL ABERDEEN WAY MCKINNEY, TX 75072 | AFLAC | $24 | — | $24 | 0.06% |
| JOHN M JOHNSON | 2150 W NORTHWEST HWY STE 114 GRAPEVINE, TX 76051 | AFLAC | $21 | — | $21 | 0.06% |
| CRAIG S DAVIES | 531 SANDY LN FLOWER MOUND, TX 75022 | AFLAC | $20 | — | $20 | 0.05% |
| FRANK D LAFEMINA | 165 S GUADALUPE ST STE 120 SAN MARCOS, TX 78666 | AFLAC | $16 | — | $16 | 0.04% |
| ANDERSON C THOMPSON | 4001 TRENT PINES DR NEW BERN, NC 28562 | AFLAC | $8 | — | $8 | 0.02% |
| H PATRICK BRUMLEY | 1524 TWISTLEAF RD ARGYLE, TX 76226 | AFLAC | $6 | — | $6 | 0.02% |
| MARCO JOE KLIMEK | 1501 LYNDON B JOHNSON FWY STE 660 DALLAS, TX 75234 | AFLAC | $5 | — | $5 | 0.01% |
| WILLIAM R WHITTEN | 2026 GLENCO TER FORT WORTH, TX 76110 | AFLAC | $4 | — | $4 | 0.01% |
| JEREMIAH D SMITH | 6041 WALKER BLVD APT 3207 NORTH RICHLAND HILLS, TX 76180 | AFLAC | $3 | — | $3 | 0.01% |
| JASON L WEEKS | 620 STONEGLEN DR STE 6 KELLER, TX 76248 | AFLAC | $2 | — | $2 | 0.01% |
| SHELLY WIEGAND | 2607 ARMATRADING DR CEDAR PARK, TX 78613 | AFLAC | $1 | — | $1 | 0.00% |
| ZACHARY EUGENE VICKERS Filed as: ZACHARY K JOHNSON | 4447 N CENTRAL EXPY STE 110 DALLAS, TX 75205 | AFLAC | $0 | — | $0 | 0.00% |
| WENDY CRUZ | 3560 ELM BOTTOM CIR AUBREY, TX 76227 | AFLAC | $0 | — | $0 | 0.00% |
| NEXT LEVEL INSURANCE AGENCY, LLC | 5080 SPECTRUM DR STE 1200E ADDISON, TX 75001 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 15.68% |
| ENROLLEASE3 Filed as: DIGITAL INSURANCE INC DBA ONE DIGIT | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | SUN LIFE ASSURANCE COMPANY OF CANADA | $132 | $16 | $148 | 11.16% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 59 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 59 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE INSURANCE COMPANY | 18 | $184K |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 0 | $21K |
| Vision | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 0 | $21K |
| Life insurance(3 contracts, 3 carriers) | AFLAC | 41 | $60K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 41 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.