| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORPORATE BENEFITS SERVICE, INC.5 Filed as: CORPORATE BENEFITS SERVICE INC | P O BOX 11937 CHARLOTTE, NC 28220 | HM LIFE INX CO | — | $157K | $157K | 31.94% |
| COMMUNITY INSURANCE PROFESSIONALS I3 | 1325 HARRISON ST BATESVILLE, AR 72501 | HM LIFE INX CO | $111K | — | $111K | 22.58% |
| COMMUNITY INSURANCE PROFESSIONALS3 | 1325 HARRISON ST BATESVILLE, AR 72501 | DELTA DENTAL PLAN OF ARKANSAS | $35K | — | $35K | 9.11% |
| COMMUNITY INSURANCE PROFESSIONALS3 | P O BOX 2800 1325 HARRISON ST BATESVILLE, AR 72503 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $24K | — | $24K | 10.90% |
| COMMUNITY INSURANCE PROFESSIONALS3 | P O BOX 2800 1325 HARRISON ST BATESVILLE, AR 72503 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $34K | — | $34K | 18.42% |
| COMMUNITY INSURANCE PROFESSIONALS3 | P O BOX 2800 1325 HARRISON ST BATESVILLE, AR 72503 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $16K | — | $16K | 13.76% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: COMMUNITY INSRUANCE PROFESSIONALS | P O BOX 2800 BATESVILLE, AR 72501 | VISION SERVICE PLAN | $6K | — | $6K | 9.98% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 385 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 385 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HM LIFE INX CO | 385 | $493K |
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 945 | $384K |
| Vision | VISION SERVICE PLAN | 365 | $65K |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 531 | $409K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 183 | $113K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 531 | $223K |
| Prescription drug | HM LIFE INX CO | 385 | $493K |
| Other(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 531 | $409K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 945 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.