| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: ARKANSAS BLUE CROSS AND BLUE SHIELD | 2110 FAIR PARK BLVD SUITE 1 JONESBORO, AR 72401 | ARKANSAS BLUE CROSS AND BLUE SHIELD | $41K | $254K | $294K | 14.48% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: ARKANSAS BLUE CROSS AND BLUE SHIELD | 2011 FAIR PARK BLVD SUITE 1 JONESBORO, AR 72401 | ARKANSAS BLUE CROSS AND BLUE SHIELD | $4K | $33K | $37K | 18.09% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: ARKANSAS BLUE CROSS AND BLUE SHIELD | 2110 FAIR PARK BLVD SUITE 1 JONESBORO, AR 72401 | ARKANSAS BLUE CROSS AND BLUE SHIIELD | $8K | $20K | $29K | 16.95% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: ARKANSAS BLUE CROSS AND BLUE SHIELD | 2110 FAIR PARK BLVE SUITE 1 JONESBORO, AR 72401 | ARKANSAS BLUE CROSS AND BLUE SHIELD | $2K | $17K | $20K | 18.01% |
| BATESVILL INSURANCE AGENCY3 | P O BOX 2800 BATESVILLE, AR 72503 | USABLE LIFE | $11K | — | $11K | 15.00% |
| MARTIN MCCALL3 | 4203 STEPHANIE LN JONESBORO, AR 72401 | USABLE LIFE | $356 | — | $356 | 0.49% |
| GEORGE BURKS3 | 9 ALTON LANE LITTLE ROCK, AR 72211 | USABLE LIFE | $46 | — | $46 | 0.06% |
| GROUP SERVICE UNDERWRITERS INC3 Filed as: GROUP SERVICE UNDERWRITERS | 601 GAINES ST LITTLE ROCK, AR 72201 | USABLE LIFE | $18 | — | $18 | 0.02% |
| BATESVILLE INSURANCE AGENCY INC3 Filed as: BATESVILLE INSURANCE AGENCY | P O BOX 2800 BATESVILLE, AR 72503 | USABLE LIFE | $9K | — | $9K | 15.00% |
| MARTIN MCCALL3 | 4203 STEPHANIE LN JONESBORO, AR 72401 | USABLE LIFE | $3K | — | $3K | 5.00% |
| GEORGE BURKS3 | 9 ALTON LN LITTLE ROCK, AR 72211 | USABLE LIFE | $497 | — | $497 | 0.83% |
| GROUP SERVICE UNDERWRITERS INC3 Filed as: GROUP SERVICE UNDERWRITERS | 601 GAINES ST LITTLE ROCK, AR 72201 | USABLE LIFE | $50 | — | $50 | 0.08% |
| BATESVILLE INSURANCE AGENCY INC3 Filed as: BATESVILLE INSURANCE AGENCY | P O BOX 2800 BATESVILLE, AR 72503 | USABLE LIFE | $9K | — | $9K | 15.00% |
| MAARTIN MCCALL3 | 4203 STEPHANIE LN JONESBORO, AR 72401 | USABLE LIFE | $282 | — | $282 | 0.49% |
| GEORGE BURKS3 | 9 ALTON LN LITTLE ROCK, AR 72211 | USABLE LIFE | $36 | — | $36 | 0.06% |
| GROUP SERVICE UNDERWRITERS INC3 Filed as: GROUP SERVICE UNDERWRITERS | 601 GAINES ST LITTLE ROCK, AR 72201 | USABLE LIFE | $14 | — | $14 | 0.02% |
| BATESVILLE INSURANCE AGENCY INC3 Filed as: BATESVILLE INSURANCE AGENCY | P O BOX 2800 BATESVILLE, AR 72503 | USABLE LIFE | $5K | — | $5K | 15.00% |
| MARTIN MCCALL3 | 4203 STEPHANIE LN JONESBORO, AR 72401 | USABLE LIFE | $371 | — | $371 | 1.09% |
| GEORGE BURKS3 | 9 ALTON LN LITTLE ROCK, AR 72211 | USABLE LIFE | $53 | — | $53 | 0.16% |
| GROUP SERVICE UNDERWRITERS INC3 Filed as: GROUP SERVICE UNDERWRITERS | 601 GAINES ST LITTLE ROCK, AR 72201 | USABLE LIFE | $11 | — | $11 | 0.03% |
| COMMUNITY INSURANCE PROFESSIONALS3 Filed as: COMMUNITY INS PROFESSIONALS INC | P O BOX 2800 BATESSVILLE, AR 72503 | VISION SERVICE PLAN | $1K | — | $1K | 4.58% |
| GROUP SERVICE UNDERWRITERS INC3 Filed as: GROUP SERVICE UNDERWRITERS | P O BOX 2181 LITTLE ROCK, AR 72201 | VISION SERVICE PLAN | $482 | — | $482 | 2.15% |
| MARTIN MCCALL3 Filed as: MARTIN TIMOTHY MCCALL | 315 COUNTY ROAD 782 JONESBORO, AR 72401 | VISION SERVICE PLAN | $409 | — | $409 | 1.83% |
| STEPHEN PHAUP3 | 112 COVE CREEK CT NORTH LITTLE ROCK, AR 72116 | VISION SERVICE PLAN | $209 | — | $209 | 0.93% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: ARKANSAS BLUE CROSS AND BLUE SHIELD | 2110 FAIR PARK BLVD SUITE 1 JONESBORO, AR 72401 | ARKANSAS BLUE CROSS AND BLUE SHIELD | $688 | $2K | $3K | 18.25% |
| BLUE CROSS BLUE SHIELD OF FLORIDA4 Filed as: ARKANSAS BLUE CROSS AND BLUE SHIELD | 2110 FAIR PARK BLVD SUITE 1 JONESBORO, AR 72401 | ARKANSAS BLUE CROSS AND BLUE SHIELD | $524 | $2K | $2K | 19.63% |
| BATESVILLE INSURANCE AGENCY INC3 Filed as: BATESVILLE INSURANCE AGENCY | P O BOX 2800 BATESVILLE, AR 72503 | USABLE LIFE | $873 | — | $873 | 15.01% |
| MARTIN MCCALL3 | 4203 STEPHANIE LN JONESBORO, AR 72401 | USABLE LIFE | $291 | — | $291 | 5.00% |
| GEORGE BURKS3 | 9 ALTON LN LITTLE ROCK, AR 72211 | USABLE LIFE | $48 | — | $48 | 0.83% |
| GROUP SERVICE UNDERWRITERS INC3 Filed as: GROUP SERVICE UNDERWRITERS | 601 GAINES ST LITTLE ROCK, AR 72201 | USABLE LIFE | $5 | — | $5 | 0.09% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 Filed as: ARKANSAS BLUE CROSS BLUE SHIELD | 2110 FAIR PARK BLVD, SUITE 1 JONESORO, AR 72401 | ARKANSAS BLUE CROSS BLUE SHIELD | $37 | $119 | $156 | 20.83% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 278 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 278 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts) | ARKANSAS BLUE CROSS AND BLUE SHIELD | 490 | $2.3M |
| Dental(4 contracts, 2 carriers) | ARKANSAS BLUE CROSS AND BLUE SHIIELD | 584 | $194K |
| Vision | VISION SERVICE PLAN | 154 | $22K |
| Life insurance(2 contracts) | USABLE LIFE | 333 | $133K |
| Short-term disability | USABLE LIFE | 129 | $57K |
| Long-term disability | USABLE LIFE | 333 | $34K |
| Prescription drug(2 contracts) | ARKANSAS BLUE CROSS AND BLUE SHIELD | 490 | $2.1M |
| Other(2 contracts) | USABLE LIFE | 333 | $79K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 584 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.