| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF FLORIDA5 Filed as: ARKANSAS BLUE CROSS AND BLUE SHIELD | 2110 FAIRPARK BLVD SUITE1 JONESBORO, AR 72401 | ARKANSAS BLUE CROSS AND BLUE SHIELD | — | $173K | $173K | 9.72% |
| BATESVILLE INSURANCE AGENCY INC3 | P O BOX 2800 BATESVILLE, AR 72503 | ARKANSAS BLUE CROSS AND BLUE SHIELD | $36K | — | $36K | 2.00% |
| BLUE CROSS BLUE SHIELD OF FLORIDA5 Filed as: ARKANSAS BLUE CROSS AND BLUE SHIELD | 2110 FAIR PARRK BLVD SUITE 1 JONESBORO, AR 72401 | ARKANSAS BLUE CROSS BLUE SHIELD | — | $26K | $26K | 16.50% |
| BATESVILLE INSURANCE AGENCY INC3 | P O BOX 2800 BATESVILLE, AR 72503 | ARKANSAS BLUE CROSS BLUE SHIELD | $8K | — | $8K | 5.00% |
| BLUE CROSS BLUE SHIELD OF FLORIDA5 Filed as: ARKANSAS BLUE CROSS AND BLUE SHIELD | 2110 FAIR PARK BLVD SUITE 1 JONESBORO, AR 72401 | ARKANSAS BLUE CROSS AND BLUE SHIELD | — | $24K | $24K | 15.50% |
| BATESVILLE INSURANCE AGENCY INC3 | P O BOX 2800 BATESVILLE, AR 72503 | ARKANSAS BLUE CROSS AND BLUE SHIELD | $3K | — | $3K | 2.00% |
| BATESVILLE INSURANCE AGENCY INC3 | P O BOX 2800 BATESVILLE, AR 72503 | USABLE LIFE | $8K | — | $8K | 15.00% |
| MARTIN MCCALL3 | 4203 STEPHANIE LN JONESBORO, AR 72401 | USABLE LIFE | $306 | — | $306 | 0.56% |
| BATESVILLE INSURANCE AGENCY INC3 | P O BOX 2800 BATESVILLE, AR 72503 | USABLE LIFE | $7K | — | $7K | 15.00% |
| MARTIN MCCALL3 | 4203 STEPHANIE LN JONESBORO, AR 72401 | USABLE LIFE | $2K | — | $2K | 5.00% |
| BATESVILLE INSURANCE AGENCY INC3 | P O BOX 2800 BATESVILLE, AR 72503 | USABLE LIFE | $7K | — | $7K | 15.00% |
| MARTIN MCCALL3 | 4203 STEPHANIE LN JONESBORO, AR 72401 | USABLE LIFE | $257 | — | $257 | 0.57% |
| BATESVILLE INSURANCE AGENCY INC3 | P O BOX 2800 BATESVILLE, AR 72503 | USABLE LIFE | $3K | — | $3K | 10.76% |
| MARTIN MCCALL3 | 4203 STEPHANIE LN JONESBORO, AR 72401 | USABLE LIFE | $594 | — | $594 | 2.05% |
| DAVID FERGUSON3 | 2200 BRYNE WOOD DR JONESBORO, AR 72404 | USABLE LIFE | $41 | — | $41 | 0.14% |
| BATESVILLE INSURANCE AGENCY INC3 | P O BOX 2800 BATESVILLE, AR 72503 | USABLE LIFE | $4K | — | $4K | 15.00% |
| MARTIN MCCALL3 | 4203 STEPHANIE LN JONESBORO, AR 72401 | USABLE LIFE | $328 | — | $328 | 1.28% |
| BATESVILLE INSURANCE AGENCY INC3 | P O BOX 2800 BATEESVILLE, AR 72503 | USABLE LIFE | $3K | — | $3K | 11.94% |
| MARTIN MCCALL3 | 4203 STEPHANIE LN JONESBORO, AR 72401 | USABLE LIFE | $494 | — | $494 | 2.24% |
| COMMUNITY INSURANCE PROFESSIONALS3 | P O BOX 2800 BATESVILLE, AR 72503 | VISION SERVICE PLAN | $1K | — | $1K | 5.01% |
| YOUR BENEFITS AGENCY INC3 Filed as: YOUR BENEFITS AGENCY | 17500 CHENAL PKWY SUITE 150 LITTLE ROCK, AR 72223 | VISION SERVICE PLAN | $430 | — | $430 | 2.01% |
| MARTIN MCCALL3 Filed as: MARTIN TIMOTHY MCCALL | 315 COUNTY ROAD 782 JONESBORO, AR 72401 | VISION SERVICE PLAN | $429 | — | $429 | 2.00% |
| SEPHEN PHAUP3 | 112 COVE CREEK CT NORTH LITTLE ROCK, AR 72116 | VISION SERVICE PLAN | $217 | — | $217 | 1.01% |
| BLUE CROSS BLUE SHIELD OF FLORIDA5 Filed as: ARKANSAS BLUE CROSS AND BLUE SHIELD | 2110 FAIR PARK BLVD SUITE 1 JONESBORO, AR 72401 | ARKANSAS BLUE CROSS BLUE SHIELD | — | $2K | $2K | 16.50% |
| BATESVILLE INSURANCE AGENCY INC3 | P O BOX 2800 BATESVILLE, AR 72503 | ARKANSAS BLUE CROSS BLUE SHIELD | $537 | — | $537 | 5.00% |
| BATESVILLE INSURANCE AGENCY INC3 | P O BOX 2800 BATESVILLE, AR 72503 | USABLE LIFE | $642 | — | $642 | 12.09% |
| MARTIN MCCALL3 | 4203 STEPHANIE LN JONESBORO, AR 72401 | USABLE LIFE | $128 | — | $128 | 2.41% |
| BATESVILLE INSURANCE AGENCY INC3 Filed as: BATESVILLE INSURANCE AGENCY | P O BOX 2800 BATESVILLE, AR 72503 | USABLE LIFE | $737 | — | $737 | 14.99% |
| MARTIN MCCALL3 | 4203 STEPHANIE LANE JONESBORO, AR 72401 | USABLE LIFE | $246 | — | $246 | 5.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 267 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 267 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | ARKANSAS BLUE CROSS AND BLUE SHIELD | 455 | $1.9M |
| Dental(2 contracts) | ARKANSAS BLUE CROSS BLUE SHIELD | 539 | $167K |
| Vision | VISION SERVICE PLAN | 136 | $21K |
| Life insurance(2 contracts) | USABLE LIFE | 267 | $104K |
| Short-term disability(2 contracts) | USABLE LIFE | 125 | $67K |
| Long-term disability | USABLE LIFE | 267 | $26K |
| Prescription drug(2 contracts) | ARKANSAS BLUE CROSS AND BLUE SHIELD | 455 | $1.9M |
| Other(4 contracts) | USABLE LIFE | 267 | $94K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 539 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.