| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORPORATE BENEFITS SERVICE, INC.5 Filed as: CORPORATE BENEFITS SERVICE, INC | P O BOX 11937 CHARLOTTE, NC 28220 | EMPLOYER BENEFIT UNDERWRITERS | — | $166K | $166K | 36.99% |
| COMMUNITY INSURANCE PROFESSIONALS I3 | 1325 HARRISON ST FLOOR 2 BATESVILLE, AR 72501 | EMPLOYER BENEFIT UNDERWRITERS | $87K | — | $87K | 19.35% |
| ERISA UW5 | 100 LACOSTA LANE DAYTONA BEACH, FL 32114 | EMPLOYER BENEFIT UNDERWRITERS | — | $59 | $59 | 0.01% |
| COMMUNITY INSURANCE PROFESSIONALS3 | P O BOX 2800 BATESVILLE, AR 72503 | DELTA DENTAL PLAN OF ARKANSAS | $25K | — | $25K | 10.88% |
| COMMUNITY INSURANCE PROFESSIONALS3 | P O BOX 2800 BATESVILLE, AR 72503 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $8K | — | $8K | 7.00% |
| COMMUNITY INSURANCE PROFESSIONALS3 | P O BOX 2800 BATESVILLE, AR 72503 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $16K | — | $16K | 15.08% |
| COMMUNITY INSURANCE PROFESSIONALS3 | P O BOX 2800 BATESVILLE, AR 72503 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $12K | — | $12K | 15.00% |
| DUSTIN PRICE3 | 2233 SISTINE CHAPEL CIR JONESBORA, AR 72404 | VISION SERVICE PLAN | $718 | — | $718 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 292 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 292 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | EMPLOYER BENEFIT UNDERWRITERS | 760 | $449K |
| Dental | DELTA DENTAL PLAN OF ARKANSAS | 760 | $233K |
| Vision | VISION SERVICE PLAN | 225 | $0 |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 420 | $118K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 170 | $79K |
| Prescription drug | EMPLOYER BENEFIT UNDERWRITERS | 760 | $449K |
| Other(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 420 | $227K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 760 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.