| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CORPORATE BENEFITS SERVICE, INC.5 Filed as: CORPORATE BENEFITS SERVICE INC | P O BOX 11937 CHARLOTTE, NC 28220 | INTACT INSURANCE | — | $142K | $142K | 18.82% |
| COMMUNITY INSURANCE PROFESSIONALS I3 | 1325 HARRISON ST BATESVILLE, AR 72501 | INTACT INSURANCE | $101K | — | $101K | 13.35% |
| CORPORATE BENEFITS SERVICE, INC.5 Filed as: CORPORATE BENEFITS SERVICE INC | P O BOX 11937 CHARLOTTE, NC 28220 | INTACT INSURANCE | — | $44K | $44K | 5.87% |
| CORPORATE BENEFITS SERVICE, INC.5 Filed as: CORPORATE BENEFITS SERVICE INC | P O BOX 11937 CHARLOTTE, NC 28220 | INTACT INSURANCE | — | $10K | $10K | 1.34% |
| COMMUNITY INSURANCE PROFESSIONALS3 | P O BOX 2800 BATESVILLE, AR 72503 | DELTA DENTAL PLAN OF ARKANSAS | $28K | — | $28K | 9.96% |
| COMMUNITY INSURANCE PROFESSIONALS3 | P O BOX 2800 BATESVILLE, AR 72503 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $11K | — | $11K | 5.49% |
| COMMUNITY INSURANCE PROFESSIONALS3 | P O BOX 2800 BATESVILLE, AR 72503 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $27K | — | $27K | 15.00% |
| COMMUNITY INSURANCE PROFESSIONALS3 | P O BOX 2800 BATESVILLE, AR 72503 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $16K | — | $16K | 15.00% |
| COMMUNITY INSURANCE PROFESSIONALS3 | P O BOX 2800 BATESVILLE, AR 72503 | VISION SERVICE PLAN | $3K | — | $3K | 5.00% |
| GROUP SERVICE UNDERWRITERS INC3 Filed as: GROUP SERVICE UNDERWRITER INC | P O BOX 2181 LITTLE ROCK, AR 72203 | VISION SERVICE PLAN | $1K | — | $1K | 2.00% |
| STEPHEN PHAUP3 | 2821 OVERBROOK CIR NORTH LITTLE ROCK, AR 72116 | VISION SERVICE PLAN | $527 | — | $527 | 1.00% |
| EMPLOYEE NAVIGATOR, LLC3 Filed as: EMPLOYEE NAVIGATOR LLC | 7979 OLD GEORGETOWN RD STE 300 BATHESDA, MD 20814 | VISION SERVICE PLAN | $264 | — | $264 | 0.50% |
| MARTIN MCCALL Filed as: MARTIN TIMOTHY MCCALL | 315 COUNTY ROAD 782 JONESBORO, AR 72401 | VISION SERVICE PLAN | — | — | $0 | 0.00% |
| COMMUNITY INSURANCE PROFESSIONALS3 | P O BOX 2800 BATESVILLE, AR 72503 | DELTA DENTAL PLAN OF ARKANSAS | $2K | — | $2K | 9.73% |
| COMMUNITY INSURANCE PROFESSIONALS3 | P O BOX 2800 BATESVILLE, AR 72503 | DELTA DENTAL OF ARKANSAS | $2K | — | $2K | 9.62% |
| COMMUNITY INSURANCE PROFESSIONALS3 | P O BOX 2800 BATESVILLE, AR 72503 | DELTA DENTAL PLAN OF ARKANSAS | $244 | — | $244 | 10.62% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 524 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 524 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | INTACT INSURANCE | 351 | $755K |
| Dental(4 contracts, 2 carriers) | DELTA DENTAL PLAN OF ARKANSAS | 771 | $317K |
| Vision | VISION SERVICE PLAN | 314 | $53K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 513 | $206K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 188 | $110K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 513 | $206K |
| Prescription drug | INTACT INSURANCE | 351 | $755K |
| Other(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 513 | $384K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 771 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.