| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED | 6100 S. YALE AVE STE 1900 TULSA, OK 74136 | BLUECROSS BLUESHIELD OF OKLAHOMA | $61K | $2K | $62K | 5.14% |
| BENEFIT RESOURCES, INC.3 Filed as: BENEFIT RESOURCES INC. | 4775 E. 91ST ST. STE 100 TULSA, OK 74137 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $9K | $9K | 7.60% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 6100 S. YALE AVE STE 1900 TULSA, OK 74136 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $8K | $8K | 6.48% |
| HUB INTERNATIONAL MIDWEST LIMITED Filed as: HUB INTERNATIONAL PLAN BENEFI | 6100 S. YALE AVE STE 1900 TULSA, OK 74136 | DELTA DENTAL | $5K | $7K | $12K | 15.24% |
| HUB INTERNATIONAL MIDWEST LIMITED | 6100 S. YALE AVE STE 1900 TULSA, OK 74136 | VISION SERVICE PLAN | — | $909 | $909 | 5.75% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 217 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 217 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUECROSS BLUESHIELD OF OKLAHOMA | 217 | $1.2M |
| Dental | DELTA DENTAL | 115 | $80K |
| Vision | VISION SERVICE PLAN | 120 | $16K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 134 | $118K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 134 | $118K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 134 | $118K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 217 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.