Welfare broker

BENEFIT RESOURCES, INC.

Mailing address (most recent filing)

PO BOX 1350

TAMPA, FL 33601

Total comp: $675K
Commissions: $551K
Fees: $123K
Filings: 36
Sponsors: 36

Carrier mix

Where BENEFIT RESOURCES, INC. places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

HARTFORD LIFE AND ACCIDENT33.3%
SUN LIFE ASSURANCE COMPANY OF CANADA33.3%
CIGNA HEALTH AND LIFE INSURANCE COMPANY33.3%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
HARTFORD LIFE AND ACCIDENT	1	$420K	33.3%
SUN LIFE ASSURANCE COMPANY OF CANADA	1	$389K	33.3%
CIGNA HEALTH AND LIFE INSURANCE COMPANY	1	$447K	33.3%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
OK	1	$389K	0.1%	41.14x
MD	1	$420K	0.1%	23.88x
FL	1	$447K	0.0%	8.42x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of BENEFIT RESOURCES, INC.'s plans by broker comp / premium ratio. Median 14.73% vs welfare-wide median 6.40% (n=3).

Prospect-flag exposure · vs market baseline

Share of BENEFIT RESOURCES, INC.'s book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-3 of 3 sponsors where BENEFIT RESOURCES, INC. is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
ABSOLUTECARE MANAGER LLC ABSOLUTECARE HEALTH AND WELFARE PLAN	MD	$420K	$70K	HARTFORD LIFE AND ACCIDENT
KIRKPATRICK PRICE INC KIRKPATRICK PRICE INC	FL	$447K	$57K	CIGNA HEALTH AND LIFE INSURANCE COMPANY
KAISER-FRANCIS OIL COMPANY KAISER-FRANCIS OIL COMPANY EMPLOYEE BENEFITS PLAN	OK	$389K	$57K	SUN LIFE ASSURANCE COMPANY OF CANADA

Carrier

Plans

Premium

HARTFORD LIFE AND ACCIDENT

$420K

33.3%

SUN LIFE ASSURANCE COMPANY OF CANADA

$389K

33.3%

CIGNA HEALTH AND LIFE INSURANCE COMPANY

$447K

33.3%

State

Plans

Premium

State share

Index

$389K

0.1%

41.14x

$420K

0.1%

23.88x

$447K

0.0%

8.42x

Sponsor

Loc

Premium

Comp

Carrier

ABSOLUTECARE MANAGER LLC

ABSOLUTECARE HEALTH AND WELFARE PLAN

$420K

$70K

HARTFORD LIFE AND ACCIDENT

KIRKPATRICK PRICE INC

$447K

$57K

CIGNA HEALTH AND LIFE INSURANCE COMPANY

KAISER-FRANCIS OIL COMPANY

KAISER-FRANCIS OIL COMPANY EMPLOYEE BENEFITS PLAN

$389K

$57K

SUN LIFE ASSURANCE COMPANY OF CANADA